Side-by-side card comparison

Bybit vs Tria: overall score versus use-case fit

Bybit Card (Global) has the higher Overall Score by 1 point (68 vs 67). Bybit Card (Global) looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Tria Card comes out ahead for Funds control.

Information checked Aug 25, 202630 official sources reviewed

01 · Overall score versus use-case fit

Bybit Card (Global) is the better all-round starting point

Bybit Card (Global) has the higher Overall Score in this comparison. Tria Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallBybit68Tria67Higher score
CashbackBybit62Tria45Higher score
TravelBybit76Tria62Higher score
Funds controlBybit47Tria91Higher score
Lowest feesBybit64Tria51Higher score
TransfersBybit78Tria63Higher score

Choose Bybit Card (Global) if cashback and travel matter most

Bybit Card (Global) comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Spend from a Bybit account balance
  • Physical and virtual Mastercard access
  • Cashback can rise through tiers

Choose Tria Card if funds control matters most

Tria Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Self-custody wallet linked to card spend
  • Physical, virtual and phone-wallet access
  • Higher tiers raise caps and perks

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Bybit68
Tria67

Bybit Card (Global) has the higher Overall Score by 1 points.

Entry cost & FX
Bybit$0 plan · 1–7% FX
Tria$25/year plan · 0–3% FX

Bybit Card (Global) has the lower starting plan cost ($0 vs $25/year).

Purchase rewards
Bybit2% base · up to 10%
Tria1.5% base · up to 6%

Bybit Card (Global) has the higher published base cashback rate (2% vs 1.5%).

Funds control
BybitCustodial balance
TriaSelf-controlled wallet

Bybit Card (Global) uses a custodial balance setup, while Tria Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
BybitVirtual + Physical · Unknown
TriaVirtual + Physical · Apple Pay, Google Pay

Tria Card lists more card formats and phone-wallet options (4 vs 2).

Money movement
Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawal
Tria2 stablecoins · Stablecoin transfers

Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 3).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-10%
Plan cost
$0
FX fee
1–7%
ATM fee
0–2%
Card formats
Virtual, Physical
Wallet payments
Not disclosed
Receive methods
1 crypto · 1 fiat
Payout methods
1 crypto · 0 fiat
Cashback
1.5%-6%
Plan cost
$25/year
FX fee
0–3%
ATM fee
Up to $2 + 3%; inquiry/decline up to $2
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
5 crypto · 0 fiat
Payout methods
5 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Bybit Card (Global)

Get 10 USDT

10 USDT referral reward after qualifying Bybit Card spend

  • Spend more than 100 USDT or equivalent with the Bybit Card.

Bybit Card promo codeEXVJGK

Offer terms can change. Check the current Bybit Card referral programme before applying.

Tria Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Bybit Card (Global)Overall68
Tria CardOverall67
01

Scores

6 fields
Overall Score
Bybit Card (Global)
68
Tria Card
67
Cashback score
Bybit Card (Global)
62
Tria Card
45
Travel score
Bybit Card (Global)
76
Tria Card
62
Funds control score
Bybit Card (Global)
47
Tria Card
91
Lowest fees score
Bybit Card (Global)
64
Tria Card
51
Transfers score
Bybit Card (Global)
78
Tria Card
63
02

Strengths & trade-offs

2 fields
Strengths
Bybit Card (Global)
Spend from a Bybit account balance, Physical and virtual Mastercard access
Tria Card
Self-custody wallet linked to card spend, Physical, virtual and phone-wallet access
Trade-offs
Bybit Card (Global)
Spending follows the Bybit account model, FX can get expensive
Tria Card
Entry tier is paid, Funding and FX use separate fee layers
03

Costs

7 fields
Plan cost
Bybit Card (Global)
$0
Tria Card
$25/year
FX fee
Bybit Card (Global)
1–7%
Tria Card
0–3%
Top-up fee
Bybit Card (Global)
Not disclosed
Tria Card
1%
Card spending fee
Bybit Card (Global)
Not disclosed
Tria Card
Not disclosed
ATM fee
Bybit Card (Global)
0–2%
Tria Card
Up to $2 + 3%; inquiry/decline up to $2
Virtual card
Bybit Card (Global)
No fee until further notice
Tria Card
$25/year Virtual membership; issued after payment and KYC
Physical card
Bybit Card (Global)
Free / 5 / 29.99
Tria Card
Signature $109/year PVC card + virtual; Premium $250/year metal card + virtual; shipping is country/batch gated
04

Plans

2 fields
Available plans
Bybit Card (Global)
6 plans: Base, Beta, Alpha, Apex +2
Tria Card
3 plans: Virtual, Signature, Premium
Top cashback plan
Bybit Card (Global)
Infinite: 10%
Tria Card
Premium: 6%
05

Everyday use

8 fields
Network
Bybit Card (Global)
Mastercard/Visa
Tria Card
Visa
Card formats
Bybit Card (Global)
Virtual, Physical
Tria Card
Virtual, Physical
ATM withdrawals
Bybit Card (Global)
Available
Tria Card
Available
Mobile wallets
Bybit Card (Global)
Not disclosed
Tria Card
Apple Pay, Google Pay
Apps
Bybit Card (Global)
iOS, Android
Tria Card
iOS, Android, Web
Daily spending limit
Bybit Card (Global)
$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN Mexico
Tria Card
Dynamic / collateral-based; marketing claims up to $1,000,000/day
Monthly spending limit
Bybit Card (Global)
$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN Mexico
Tria Card
Dynamic / collateral-based; marketing claims up to $1,000,000/day
ATM limit
Bybit Card (Global)
$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupported
Tria Card
$750/withdrawal; 3 withdrawals/24h
06

Funding & transfers

5 fields
Networks
Bybit Card (Global)
Not disclosed
Tria Card
Ethereum, Polygon, Base, Arbitrum, Optimism, BSC +2
Crypto deposits
Bybit Card (Global)
Other crypto: Supported crypto
Tria Card
Stablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL
Fiat deposits
Bybit Card (Global)
Bybit account bank deposit
Tria Card
Not disclosed
Transfers
Bybit Card (Global)
Stablecoin transfers; Bybit account fiat withdrawal
Tria Card
Stablecoin transfers
Payout currencies
Bybit Card (Global)
Not disclosed
Tria Card
Not disclosed
07

Rewards

3 fields
Base cashback
Bybit Card (Global)
2%
Tria Card
1.5%
Max cashback
Bybit Card (Global)
10%
Tria Card
6%
Reward currency
Bybit Card (Global)
USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)
Tria Card
USDC and/or USDT stablecoins cashback
08

Earn

5 fields
Advertised APY
Bybit Card (Global)
Not disclosed
Tria Card
Up to 15% APY
How it works
Bybit Card (Global)
Earn on spending balance
Tria Card
Optional earn vault
Separate deposit
Bybit Card (Global)
Not disclosed
Tria Card
Not disclosed
Use balance for spending
Bybit Card (Global)
Yes
Tria Card
Not disclosed
Lock-up
Bybit Card (Global)
No
Tria Card
No
09

Trust & availability

4 fields
Custody
Bybit Card (Global)
Custodial
Tria Card
Self-custody
Control until payment
Bybit Card (Global)
Provider controls funds
Tria Card
You keep control
Card issuer
Bybit Card (Global)
Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.
Tria Card
Nimbus, LLC, Third National
Programme operator
Bybit Card (Global)
Not disclosed
Tria Card
Threely Dimensions Inc.
10

Sources

2 fields
Official sources
Bybit Card (Global)
9
Tria Card
21
Last reviewed
Bybit Card (Global)
Aug 14, 2026
Tria Card
Aug 25, 2026

04 · The trade-off

Bybit Card (Global) is the stronger all-round choice

Bybit Card (Global) finishes ahead with an Overall Score of 68 versus 67 for Tria Card. Bybit Card (Global) has the lower starting plan cost ($0 vs $25/year). Bybit Card (Global) has the higher published base cashback rate (2% vs 1.5%).

Tria Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (Global) uses a custodial balance setup, while Tria Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Tria Card reviews first.

05 · Common questions

Bybit vs Tria FAQ

Is Bybit or Tria better overall?

Bybit Card (Global) has the higher Overall Score (68 vs 67). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Bybit or Tria?

Bybit Card (Global) has the lower starting plan cost ($0 vs $25/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Bybit or Tria?

Bybit Card (Global) has the higher published base cashback rate (2% vs 1.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Bybit and Tria differ on custody?

Bybit Card (Global) uses a custodial balance setup, while Tria Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Bybit vs Tria comparison?

The latest information check for these two cards was August 25, 2026, using 30 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace