BybitBybit
68
Side-by-side card comparison
Bybit vs Whop: overall score versus use-case fit
Bybit Card (Global) has the higher Overall Score by 1 point (68 vs 67). Bybit Card (Global) looks stronger for Cashback, Travel, and Lowest fees, while Whop Card comes out ahead for Funds control and Transfers.
Information checked Aug 14, 202629 official sources reviewed
01 · Overall score versus use-case fit
Bybit Card (Global) is the better all-round starting point
Bybit Card (Global) has the higher Overall Score in this comparison. Whop Card may be the better fit for Funds control and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit68Whop67Higher score
CashbackBybit62Whop39Higher score
TravelBybit76Whop57Higher score
Funds controlBybit47Whop74Higher score
Lowest feesBybit64Whop56Higher score
TransfersBybit78Whop92Higher score
Choose Bybit Card (Global) if cashback and travel matter most
Bybit Card (Global) comes out ahead for Cashback, Travel, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose Whop Card if funds control and transfers matter most
Whop Card comes out ahead for Funds control and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend Whop revenue before bank payout
- Five percent in three business categories
- Team controls and phone-wallet support
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bybit68Whop67
Bybit Card (Global) has the higher Overall Score by 1 points.
- Entry cost & FX
- Bybit$0 plan · 1–7% FXWhopNot verified plan · 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed FX
Whop Card has the lower published FX fee (1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed vs 1–7%).
- Purchase rewards
- Bybit2% base · up to 10%Whop0% base · up to 5%
Bybit Card (Global) has the higher published base cashback rate (2% vs 0%).
- Funds control
- BybitCustodial balanceWhopHybrid custody
Bybit Card (Global) uses a custodial balance setup, while Whop Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- BybitVirtual + Physical · UnknownWhopVirtual + Physical · Apple Pay, Google Pay
Whop Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalWhop2 stablecoins · Stablecoin transfers; Next-day ACH payout, Instant bank RTP payout, Venmo payout, Bank wire payout +1
Whop Card lists more stablecoins and ways to send money out (8 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0%-5%
- Plan cost
- Not disclosed
- FX fee
- 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed
- ATM fee
- ATM access, issuer fee and limit are not separately confirmed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
Whop Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBybit Card (Global)Overall68Whop CardOverall67
Bybit Card (Global)Overall68Whop CardOverall67Scores
6 fields- Overall Score
- Bybit Card (Global)68Whop Card67
- Cashback score
- Bybit Card (Global)62Whop Card39
- Travel score
- Bybit Card (Global)76Whop Card57
- Funds control score
- Bybit Card (Global)47Whop Card74
- Lowest fees score
- Bybit Card (Global)64Whop Card56
- Transfers score
- Bybit Card (Global)78Whop Card92
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessWhop CardSpend Whop revenue before bank payout, Five percent in three business categories
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveWhop CardBusiness-only with strict country exclusions, Several costs and the foreign stack remain unclear
Costs
7 fields- Plan cost
- Bybit Card (Global)$0Whop CardNot disclosed
- FX fee
- Bybit Card (Global)1–7%Whop Card1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed
- Top-up fee
- Bybit Card (Global)Not disclosedWhop CardDirect card top-up fee unknown; a provider-account stored-payment-method top-up is 0%
- Card spending fee
- Bybit Card (Global)Not disclosedWhop Card0%
- ATM fee
- Bybit Card (Global)0–2%Whop CardATM access, issuer fee and limit are not separately confirmed
- Virtual card
- Bybit Card (Global)No fee until further noticeWhop CardNot disclosed
- Physical card
- Bybit Card (Global)Free / 5 / 29.99Whop CardNot disclosed
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Whop CardNot disclosed
- Top cashback plan
- Bybit Card (Global)Infinite: 10%Whop CardNot disclosed
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/VisaWhop CardVisa
- Card formats
- Bybit Card (Global)Virtual, PhysicalWhop CardVirtual, Physical
- ATM withdrawals
- Bybit Card (Global)AvailableWhop CardNot disclosed
- Mobile wallets
- Bybit Card (Global)Not disclosedWhop CardApple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, AndroidWhop CardiOS, Android
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoWhop CardDynamic and collateral-dependent; users can set per-card controls, but no universal provider amount is published
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoWhop CardDynamic and collateral-dependent; Whop or issuer can change the aggregate or per-card limit
- ATM limit
- Bybit Card (Global)$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedWhop CardATM access and numeric withdrawal limits are unclear
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedWhop CardEthereum, Polygon, Optimism, Arbitrum
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoWhop CardStablecoins: USDT
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositWhop CardStored payment method top-up, Dynamic bank deposit instructions
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalWhop CardStablecoin transfers; Next-day ACH payout, Instant bank RTP payout, Venmo payout, Bank wire payout +1
- Payout currencies
- Bybit Card (Global)Not disclosedWhop CardUSD
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%Whop Card0%
- Max cashback
- Bybit Card (Global)10%Whop Card5%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Whop CardWhop account cash-back credit
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedWhop CardUp to 6% APY
- How it works
- Bybit Card (Global)Earn on spending balanceWhop CardOptional earn vault
- Separate deposit
- Bybit Card (Global)Not disclosedWhop CardNo
- Use balance for spending
- Bybit Card (Global)YesWhop CardNot disclosed
- Lock-up
- Bybit Card (Global)NoWhop CardNo
Trust & availability
4 fields- Custody
- Bybit Card (Global)CustodialWhop CardHybrid custody
- Control until payment
- Bybit Card (Global)Provider controls fundsWhop CardProvider controls funds
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Whop CardThird National
- Custody / key management
- Bybit Card (Global)Not disclosedWhop CardPrivy
Sources
2 fields- Official sources
- Bybit Card (Global)9Whop Card20
- Last reviewed
- Bybit Card (Global)Aug 14, 2026Whop CardAug 11, 2026
04 · The trade-off
Bybit Card (Global) is the stronger all-round choice
Bybit Card (Global) finishes ahead with an Overall Score of 68 versus 67 for Whop Card. Whop Card has the lower published FX fee (1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed vs 1–7%). Bybit Card (Global) has the higher published base cashback rate (2% vs 0%).
Whop Card still comes out ahead for Funds control and Transfers, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (Global) uses a custodial balance setup, while Whop Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Whop Card lists more stablecoins and ways to send money out (8 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Whop Card reviews first.
Continue with
Bybit Card (Global)
Continue with
Whop Card
05 · Common questions
Bybit vs Whop FAQ
Is Bybit or Whop better overall?
Bybit Card (Global) has the higher Overall Score (68 vs 67). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or Whop?
Whop Card has the lower published FX fee (1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed vs 1–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or Whop?
Bybit Card (Global) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and Whop differ on custody?
Bybit Card (Global) uses a custodial balance setup, while Whop Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Bybit vs Whop comparison?
The latest information check for these two cards was August 14, 2026, using 29 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.