Main strengths
- USDT moves internally from the Fasset Wallet into a USD card balance.
- Apple Pay, Google Pay and Samsung Pay support contactless purchases.
- A complete 36-market issuance allowlist makes country filtering precise.
Fasset virtual cardStandard card design
Stablecoin account + Visa card
Fasset Card
Fasset Card is a virtual Visa funded from a Fasset Wallet in USDT and spent from a USD card balance. It supports Apple Pay, Google Pay and Samsung Pay; current terms list a 3% non-USD FX fee and up to 3% cross-border fee, while OWN-point value and metal-card orderability remain unclear.
Points rewardsStablecoin spendNo top-up feeVisaApple PayAndroid app
Main trade-offs
- Current terms charge 3% FX and up to 3% for cross-border payments.
- OWN-point value, reward caps, qualification and payout timing are unknown.
- ATM withdrawals are unavailable, while metal-card ordering remains uncertain.
01 · Core economics
Costs that matter
Fasset lists 0% cash funding and base card spending, 3% non-USD FX and up to 3% cross-border. The conversion spread and recurring plan cost are not disclosed.
ItemStandard tierWhat it means
Virtual card9.99 USDTOne-time activation and issuance fee for the current virtual card.
Cash funding0%0% from Fasset Wallet; 1-5,000 USDT per top-up
Provider FX markup3%Applies to non-USD transactions under the current 28 January 2026 fee schedule.
Cross-border feeUp to 3%Listed separately from the non-USD fee and applies only to qualifying cross-border transactions.
Card spending0%No listed base spend fee
Limits and secondary feesLimits and other fees
ATM withdrawalNot availableListed
Daily card spend$2,000/dayListed
Monthly card spendNot disclosedListed
ATM limitNot disclosedListed
Account depositNot disclosedListed
02 · Plans & rewards
OWN points and membership tiers
Fasset publishes an OWN points programme and four announced membership tiers. No cash-equivalent cashback rate is confirmed, so points and tier details stay separate below.
Points programme
Fasset OWN points
OWN points are marketed for purchases. Qualification, eligible spend, cash value, caps and payout timing are not publicly disclosed.
OWN points by announced membership tier; not cash-equivalent cashback
Redemption utility is not publicly disclosed
No approved redemption utility or point-to-cash conversion rate
Caps, qualification and payout timing remain unknown
Memberships
1-3 / 5
Available
9.99 USDTone-time activationVirtual
Virtual Visa
- Points
- Unknown
- Physical card
- Not included
- Best fit
- Live base virtual card with a one-time 9.99 USDT activation fee.
Waitlist
UnknownrequirementEdge
Metal
- Points
- 3.5%
- Physical card
- Marketed as available now, but the public acquisition CTA routes to a waitlist
- Best fit
- Marketing says available now, but the public order route still leads to a waitlist.
Coming soon
UnknownrequirementSelect
Brushed steel
- Points
- 4.5%
- Physical card
- Not available
- Best fit
- Coming soon; qualification, price and reward economics remain undisclosed.
03 · Everyday use
How the card fits everyday use
See the available card formats, phone wallets and account rails, plus any channels that are still being confirmed.
Card access
- Visa networkAvailable
- Virtual cardAvailable
- Physical cardNot disclosed
- ATM withdrawalsNo ATM access
Wallets & apps
- Apple PayAvailable
- Google PayAvailable
- iOS appAvailable
- Android appAvailable
- Web appNot disclosed
Account rails
- Crypto depositsVia provider account
- Bank depositsUnknown
- Crypto withdrawalsUnknown
- Fiat withdrawalsUnknown
- Direct card top-upsNot supported
04 · Money in and out
How money enters, settles and leaves Fasset
The card uses the provider account balance. Account funding and withdrawal routes are included only when they feed that same card-linked account; they are not presented as direct card top-ups.
Money inWays to fund or receive1 route
Crypto deposits
1 route
Crypto depositsAn internal transfer from Fasset Wallet converts the selected USDT amount into the USD card balance.USDTFee0%SpeedNot confirmedLimitsNot confirmedAvailabilityConfirmed scopeDetails
Fee components
- 0% · transfer
Access path
Via provider account
Availability
Supported asset and network combinations
Limit scope
Not publicly confirmed
Restrictions
This is an internal provider-account rail. Direct blockchain deposits to the card and the parent wallet's supported USDT networks are not documented here.
Balance & conversionAccount balance
Funds sit in a custodial account balance before card spend or payout.
What happens on receipt
Parent-wallet funding, direct on-chain card deposits and external bank payout remain outside the approved card rail.
Money outWays to send, withdraw or settle1 route
Internal transfers
1 route
Card balance back to Fasset WalletThe remaining USD card balance is returned to the Fasset Wallet in USDT.USDTFee0%SpeedNot confirmedLimitsNot confirmedAvailabilityConfirmed scopeDetails
Fee components
- 0% · transfer
Access path
Via provider account
Availability
Fasset account only
Limit scope
Not publicly confirmed
Restrictions
The remaining USD card balance is returned to the Fasset Wallet in USDT. This is not an external crypto withdrawal or bank payout rail.
06 · Trust and eligibility
Where Fasset is available and who supports the card
See current signup reach, identity checks and the organisations behind the card.
Identity & KYC
Identity verification is required to access card services.
Availability
Residence in one of the listed countries is required but does not guarantee card access; identity and account checks still apply.
- Residence perimeter
- 36 countriesPublished regional guidance; final access remains account- and KYC-dependent.
- Explicit restrictions
- 35 countriesThese reviewed jurisdiction records are hard exclusions; locations outside the list still require the normal signup and identity checks.
- Final access check
- Confirm during signupCountry guidance does not guarantee access; programme assignment and KYC still apply.
Residence eligibility perimeter36 countries · access still account-gated
Antigua and BarbudaAustraliaBahamasBangladeshBarbadosBelizeCayman IslandsCosta RicaCote d'IvoireDominican RepublicEgyptEl SalvadorGhanaGrenadaGuatemalaHondurasHong KongJapanKenyaMalaysiaMexicoMoroccoNew ZealandPakistanPanamaPhilippinesSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSenegalSingaporeSouth AfricaTrinidad and TobagoTurks and Caicos IslandsUgandaZambia
Explicit restriction list35 countries
ArgentinaBahrainBelarusBoliviaBrazilChileChinaColombiaCubaEcuadorGuyanaIndiaIndonesiaIranIraqIsraelKuwaitNepalNigeriaNorth KoreaOmanParaguayPeruQatarRussiaSaudi ArabiaSurinameSyriaTurkeyUkraineUnited Arab EmiratesUnited StatesUruguayVenezuelaVietnam
Who handles what
The named organisations and their current roles are listed below.
RoleHandled byResponsibility and scope
Card productFasset
Provides the product and account experience. Named legal operators appear separately.
Custody controlFasset + programme partners
Controls settlement until payment.
Custodial accountCard issuerThird National
Visa-authorized card issuance, lending, payment and settlement services.
Jurisdiction: United States · Applies to: Fasset Card Terms name Third National; its disclosure identifies Nimbus LLC d/b/a Third National and Third National LLC.07 · Methodology
Why the score is 53
The score combines practical costs, rewards, daily usability, funding and transfers, eligibility, custody, and the provider stack.
Missing or undisclosed fields receive no positive credit.
53/100
MixedHigher is better
Key score driversLargest effects after applying the Overall category weights
Strongest lift87
Company & infrastructure
Named programme infrastructure includes Third National (issuer) and Visa (network).
Additional support78
Everyday usability
Visa spending includes virtual card, Apple Pay and Google Pay.
Main constraint0
Rewards value
No current purchase reward rate is published, which keeps this category low.
08 · Evidence
Sources
11 sources9 officialChecked Aug 11, 2026
We check every published fact and value against official product, fee, membership and legal information covering costs, eligibility, rewards and custody.
Primary sourcesOfficial product, fee, membership and legal pages
Fasset Card eligibility and issuance countriesOfficial source ↗Fasset Engine supported KYC document typesOfficial source ↗Fasset Card Terms | FassetOfficial source ↗Fasset – Stablecoin-Powered Islamic BankOfficial source ↗Fasset – Stablecoin-Powered Islamic BankOfficial source ↗Fasset Referral Program T&CsOfficial source ↗
09 · Card comparison
How Fasset Card compares to others
A side-by-side look at cards built around stablecoin funding, everyday Visa access and money movement.
1 / 3
Current card
Fasset Card
USDT moves internally from the Fasset Wallet into a USD card balance.
- Card
- Card type not confirmed Visa, Virtual only
- Funds control
- Custodial balance
- Cashback
- Not confirmed
- FX fee
- Up to 3%
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDT
- Transfers & payouts
- Internal transfers
- Card
- Prepaid Visa + Mastercard, Virtual only
- Funds control
- Custodial balance
- Cashback
- 0.1%–1%
- FX fee
- Not confirmed
- Apps
- iOS, Android + Web app not confirmed
- Stablecoin set
- USDT
- Transfers & payouts
- Crypto, Bank + Internal transfers
- Card
- Debit Visa, Virtual only
- Funds control
- Custodial balance
- Cashback
- 2%–4%
- FX fee
- 1% or 1.8%
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDC + USDT
- Transfers & payouts
- Bank transfers
Want a deeper comparison?
Compare up to four cards in detail across fees, rewards, everyday use, money movement, custody and more.
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