Main strengths
- Physical and virtual Mastercard formats support shops, online payments and ATMs.
- Apple Pay and Google Pay are approved for contactless card payments.
- BXX earns 2%, BTC or USDT earns 1%, and the 1INCH rate is not disclosed.
1inch CardStandard card design
Stablecoin account + Mastercard card
1inch Card
1inch Card is a prepaid Mastercard for eligible United Kingdom and EEA residents, with virtual and physical cards plus Apple Pay and Google Pay. Funds move out of self-custody when transferred to the card balance, and current provider terms list 1%-2% cashback by selected reward asset.
No FXNo CEXTravel focusTiered rewardsBTC depositsFree base plan
Main trade-offs
- The 2% card-spend and 1.75% conversion fees may stack, but terms do not say.
- Funds are not self-custodial after transfer from the wallet to the card balance.
- Provider ATM pricing varies by geography; numeric limits stay account-specific.
01 · Core economics
Costs that matter
1inch Card combines $0 entry with 0% listed provider FX and ATM access. Allowances, overage charges and third-party costs still depend on the current programme.
ItemValueWhat it means
Monthly plan$0/moThe linked provider schedule lists €0 monthly and annual fees; in-app product terms may supersede it.
Cash funding0%EUR/GBP provider-account bank deposit: 0%
Provider FX markup0%The linked provider schedule lists 0% markup; Mastercard's exchange rate still applies.
Asset conversion fee1.75%Current platform crypto-to-fiat fee. Its interaction with the card-spend fee is not disclosed.
ATM withdrawal€2.50 UK; €3 + 1.5% outside UKThis is the schedule currently linked by Crypto Life; ATM-operator charges and in-app product terms may differ.
Card spending2%Check whether this applies before large purchases.
Limits and secondary feesLimits and other fees
Declined transactionNot disclosedNot disclosed
Daily card spendAccount-specificListed
Monthly card spendAccount-specificListed
ATM limitAccount-specificListed
Account depositNot disclosedListed
02 · Rewards programme
Rewards change with qualification
1inch Card has a conditional rewards ladder rather than an automatic headline rate. The current programme ranges from 1% to 2% cashback in 1INCH / USDT / BTC / BXX.
Lowest current purchase reward rate
Conditional: not the automatic rate
1INCH, USDT, BTC or BXX
Unknown caps are not treated as unlimited
03 · Everyday use
How the card fits everyday use
See the available card formats, phone wallets and account rails, plus any channels that are still being confirmed.
Card access
- Mastercard networkAvailable
- Virtual cardAvailable
- Physical cardAvailable
- ATM withdrawalsAvailable
Wallets & apps
- Apple PayAvailable
- Google PayAvailable
- iOS appAvailable
- Android appAvailable
- Web appNot disclosed
Account rails
- Crypto depositsVia provider account
- Bank depositsRegion-dependent
- Crypto withdrawalsVia provider account
- Fiat withdrawalsRegion-dependent
- Direct card top-upsNot supported
04 · Money in and out
How money enters, settles and leaves 1inch
The card uses the provider account balance. Account funding and withdrawal routes are included only when they feed that same card-linked account; they are not presented as direct card top-ups.
Money inWays to fund or receive2 routes
Crypto deposits
1 route
Crypto depositsCredits the Crypto Life provider account used to fund the card balanceBTC, LTC, XRP or supported Ethereum/Solana assetsBitcoinLitecoinXRP LedgerEthereum+1FeeNot confirmedSpeedNot confirmedLimitsNot confirmedAvailabilityConfirmed scopeDetails
Fee components
- Fee not publicly confirmed
More assets, currencies or networks
Solana
Access path
Via provider account
Asset / network map
BTC, LTC, XRP or supported Ethereum/Solana assets: Bitcoin, Litecoin, XRP Ledger, Ethereum, Solana
Availability
Supported asset and network combinations
Fee scope
Receive fee not publicly confirmed
Limit scope
Not publicly confirmed
Restrictions
The app controls exact asset and network pairs. Solana is receive-only in the reviewed FAQ.
Bank deposits
1 route
EUR or GBP bank depositThis credits the Crypto Life provider account and is not a transfer to a card number.EURGBPFee0%SpeedVaries by railLimitsNot confirmedAvailabilityConfirmed scopeDetails
Fee components
- 0% · transfer
Access path
Via provider account
Availability
This credits the Crypto Life provider account and is not a transfer to a card number.
Limit scope
Not publicly confirmed
Balance & conversionHybrid settlement
Funding and settlement cross wallet and provider-controlled account boundaries.
What happens on receipt
Provider-account routes can fund the card balance, but route availability and limits are account-specific.
Money outWays to send, withdraw or settle2 routes
External crypto sends
1 route
Crypto Life crypto transfer outProvider-account payout route.BTCLTCETHXRP9 assetsFee0.4–0.5%SpeedNetwork-dependentLimitsNot confirmedAvailabilityConfirmed scopeDetails
Fee components
- 0.4% · transfer
- 0.5% · transfer
More assets, currencies or networks
BXX, UNI, USDT, USDC, EURT
Access path
Via provider account
Availability
Supported provider-account assets and networks
Limit scope
Not publicly confirmed
Restrictions
Provider-account payout route.
Bank transfers & payouts
1 route
EUR or GBP bank withdrawalProvider-account bank payout, not an ATM withdrawal.EURGBPFee3.49%SpeedVaries by railLimitsNot confirmedAvailabilityConfirmed scopeDetails
Fee components
- 3.49% · transfer
Access path
Via provider account
Availability
Eligible Crypto Life provider accounts
Limit scope
Not publicly confirmed
Restrictions
Provider-account bank payout, not an ATM withdrawal.
06 · Trust and eligibility
Where 1inch is available and who supports the card
See current signup reach, identity checks and the organisations behind the card.
Identity & KYC
Identity verification is required to access card services.
Availability
The complete supported-country list is shown below. Residence, identity documents and signup checks still apply.
- Explicit restrictions
- 1 countryThese reviewed jurisdiction records are hard exclusions; locations outside the list still require the normal signup and identity checks.
Countries explicitly listed31 countries
AustriaBelgiumBulgariaCroatiaCyprusCzechiaDenmarkEstoniaFinlandFranceGermanyGreeceHungaryIcelandIrelandItalyLatviaLiechtensteinLithuaniaLuxembourgMaltaNetherlandsNorwayPolandPortugalRomaniaSlovakiaSloveniaSpainSwedenUnited Kingdom
Explicit restriction list1 country
United States
Who handles what
The named organisations and their current roles are listed below.
RoleHandled byResponsibility and scope
Card product1inch
Provides the product and account experience. Named legal operators appear separately.
Custody control1inch + programme partners
Controls settlement until payment.
Hybrid custodyCard processingCrypto Life
Card service, account funding, rewards and support.
Applies to: Reviewed 1inch Card programme.Custody / key managementBaanx
Platform infrastructure and the legal relationship for transferred assets.
Applies to: Crypto Life platform balance after card funding.Card issuerMonavate Ltd
Issues the card for the applicable programme.
Jurisdiction: United KingdomCard issuerUAB Monavate
Issues the card for the applicable programme.
Jurisdiction: European Economic Area07 · Methodology
Why the score is 79
The score combines practical costs, rewards, daily usability, funding and transfers, eligibility, custody, and the provider stack.
Missing or undisclosed fields receive no positive credit.
79/100
GoodHigher is better
Key score driversLargest effects after applying the Overall category weights
Strongest lift99
Everyday usability
Mastercard spending includes virtual card, physical card, Apple Pay, Google Pay and ATM access.
Additional support89
Company & infrastructure
Named programme infrastructure includes Crypto Life (processing), Monavate Ltd (issuer), UAB Monavate (issuer) and Mastercard (network).
Main constraint55
Rewards value
1% base cashback and up to 2%; tier or usage conditions affect the realised rate, paid in 1INCH / USDT / BTC / BXX.
08 · Evidence
Sources
13 sources13 officialChecked Aug 31, 2026
We check every published fact and value against official product, fee, membership and legal information covering costs, eligibility, rewards and custody.
Primary sourcesOfficial product, fee, membership and legal pages
1inch Card availability and eligibilityOfficial source ↗1inch Card — Basic Overview | 1inch.com - Help CenterOfficial source ↗1inch launches Web3 crypto debit card with Mastercard | 1inch BlogOfficial source ↗Top 5 crypto card features to unlock the potential of digital assets | 1inch BlogOfficial source ↗How to save with the 1inch Card: Cryptodraft and Stableloans | 1inch BlogOfficial source ↗1inch.com Terms of Use Last updated: August 18, 2026 Welcome to 1inch.com ! (a) a website-hosted user interface(s) located at 1inch.com (together, the “ IntOfficial source ↗
09 · Card comparison
How 1inch Card compares to others
A side-by-side look at cards built around stablecoin funding, everyday Mastercard access and money movement.
1 / 3
Current card
1inch Card
Physical and virtual Mastercard formats support shops, online payments and ATMs.
- Card
- Wallet-linked Mastercard, Virtual + Physical
- Funds control
- Hybrid custody
- Cashback
- 1%–2%
- FX fee
- 0% provider FX markup; Mastercard rate applies
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDT
- Transfers & payouts
- Crypto + Bank transfers
Similar match
Crypto stays user-controlled until it is converted into the EUR card balance.
- Card
- Debit Mastercard, Virtual + Physical
- Funds control
- Hybrid custody
- Cashback
- 0.5%–1%
- FX fee
- Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency
- Apps
- iOS, Android, Web app
- Stablecoin set
- USDC + USDT
- Transfers & payouts
- Crypto + Bank transfers
- Card
- Wallet-linked Mastercard, Virtual + Physical
- Funds control
- Custodial balance
- Cashback
- 0%–2%
- FX fee
- Not confirmed
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDc, EURc, USDC +1
- Transfers & payouts
- Bank + Internal transfers
Want a deeper comparison?
Compare up to four cards in detail across fees, rewards, everyday use, money movement, custody and more.
Help keep this page accurate
Found outdated or incorrect information?
Tell us what changed and, if possible, include an official source. We review corrections before updating public card facts.