Side-by-side card comparison

Coin98 Fusion vs Bitget Wallet: overall score versus use-case fit

Bitget Wallet Card has the higher Overall Score by 9 points (69 vs 60). Coin98 Fusion Card looks stronger for Travel and Lowest fees, while Bitget Wallet Card comes out ahead for Cashback and Transfers.

Information checked Aug 28, 202670 official sources reviewed

01 · Overall score versus use-case fit

Bitget Wallet Card is the better all-round starting point

Bitget Wallet Card has the higher Overall Score in this comparison. Coin98 Fusion Card may be the better fit for Travel and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallCoin98 Fusion60Bitget Wallet69Higher score
CashbackCoin98 Fusion17Bitget Wallet66Higher score
TravelCoin98 Fusion65Bitget Wallet44Higher score
Funds controlCoin98 Fusion64Bitget Wallet64Same score
Lowest feesCoin98 Fusion72Bitget Wallet45Higher score
TransfersCoin98 Fusion39Bitget Wallet56Higher score

Choose Coin98 Fusion Card if travel and lowest fees matter most

Coin98 Fusion Card comes out ahead for Travel and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Virtual Visa with both phone wallets
  • USDC and USDT top-ups on five networks
  • No monthly or annual card fee

Choose Bitget Wallet Card if cashback and transfers matter most

Bitget Wallet Card comes out ahead for Cashback and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Current 2%-3% Assetback
  • Several crypto funding assets
  • Live APAC physical card

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Coin98 Fusion60
Bitget Wallet69

Bitget Wallet Card has the higher Overall Score by 9 points.

Entry cost & FX
Coin98 Fusion$0 plan · 1.7% foreign-currency conversion FX
Bitget WalletNot verified plan · 1.7% in reviewed APAC and Immersve routes; other regional rates unknown FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
Coin98 Fusion0% cashback
Bitget Wallet2% base · up to 3%

Bitget Wallet Card has the higher published base cashback rate (2% vs 0%).

Funds control
Coin98 FusionHybrid custody
Bitget WalletHybrid custody

Coin98 Fusion Card and Bitget Wallet Card use the same hybrid custody setup.

Everyday access
Coin98 FusionVirtual · Apple Pay, Google Pay
Bitget WalletVirtual + Physical · Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Coin98 Fusion2 stablecoins · Not modeled
Bitget Wallet2 stablecoins · Regional card-balance return, Support-assisted balance recovery

Bitget Wallet Card lists more stablecoins and ways to send money out (4 vs 2).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
0%
Plan cost
$0
FX fee
1.7% foreign-currency conversion
ATM fee
1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
2%-3%
Plan cost
Not disclosed
FX fee
1.7% in reviewed APAC and Immersve routes; other regional rates unknown
ATM fee
APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
Card formats
Virtual, Physical
Wallet payments
Google Pay
Receive methods
4 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Bitget Wallet Card

Up to $20

Up to $20 for invited Bitget Wallet users

  • Bind this promo code in Bitget Wallet.

Bitget Wallet Card promo codeRwG3wJg6

The exact reward and qualification conditions are not shown in the approved screenshot. Offer terms can change; check the current Bitget Wallet referral flow before signing up.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Coin98 Fusion CardOverall60
Bitget Wallet CardOverall69
01

Scores

6 fields
Overall Score
Coin98 Fusion Card
60
Bitget Wallet Card
69
Cashback score
Coin98 Fusion Card
17
Bitget Wallet Card
66
Travel score
Coin98 Fusion Card
65
Bitget Wallet Card
44
Funds control score
Coin98 Fusion Card
64
Bitget Wallet Card
64
Lowest fees score
Coin98 Fusion Card
72
Bitget Wallet Card
45
Transfers score
Coin98 Fusion Card
39
Bitget Wallet Card
56
02

Strengths & trade-offs

2 fields
Strengths
Coin98 Fusion Card
Virtual Visa with both phone wallets, USDC and USDT top-ups on five networks
Bitget Wallet Card
Current 2%-3% Assetback, Several crypto funding assets
Trade-offs
Coin98 Fusion Card
Evergreen rewards are not verified, Top-up, FX and ATM fees apply
Bitget Wallet Card
Regional programmes differ materially, Assetback spend cap unclear
03

Costs

7 fields
Plan cost
Coin98 Fusion Card
$0
Bitget Wallet Card
Not disclosed
FX fee
Coin98 Fusion Card
1.7% foreign-currency conversion
Bitget Wallet Card
1.7% in reviewed APAC and Immersve routes; other regional rates unknown
Top-up fee
Coin98 Fusion Card
1%
Bitget Wallet Card
0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknown
Card spending fee
Coin98 Fusion Card
Not disclosed
Bitget Wallet Card
Not disclosed
ATM fee
Coin98 Fusion Card
1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
Bitget Wallet Card
APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
Virtual card
Coin98 Fusion Card
USD 9 issuance/activation fee
Bitget Wallet Card
Free in APAC and Pakistan; Immersve activation is 0.1 USDC within 72h or 10 USDC later; other routes vary
Physical card
Coin98 Fusion Card
Not applicable while the physical card is under development
Bitget Wallet Card
$49 in APAC; other regions unavailable or unclear
04

Plans

2 fields
Available plans
Coin98 Fusion Card
Not disclosed
Bitget Wallet Card
Not disclosed
Top cashback plan
Coin98 Fusion Card
Not disclosed
Bitget Wallet Card
Not disclosed
05

Everyday use

8 fields
Network
Coin98 Fusion Card
Visa
Bitget Wallet Card
Visa/Mastercard
Card formats
Coin98 Fusion Card
Virtual
Bitget Wallet Card
Virtual, Physical
ATM withdrawals
Coin98 Fusion Card
Available
Bitget Wallet Card
Not disclosed
Mobile wallets
Coin98 Fusion Card
Apple Pay, Google Pay
Bitget Wallet Card
Google Pay
Apps
Coin98 Fusion Card
iOS, Android
Bitget Wallet Card
iOS, Android
Daily spending limit
Coin98 Fusion Card
No daily card-spend limit published; SGD 200,000 rolling 12-month spending limit
Bitget Wallet Card
Regional: APAC $50,000; Europe/Africa/LATAM $5,000; Pakistan $20,000; other routes undisclosed
Monthly spending limit
Coin98 Fusion Card
No monthly card-spend limit published; SGD 200,000 rolling 12-month spending limit
Bitget Wallet Card
Not published as one global or regional monthly schedule
ATM limit
Coin98 Fusion Card
SGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclear
Bitget Wallet Card
APAC physical: $3,000 per withdrawal, $10,000/day and $100,000/month; other routes unavailable
06

Funding & transfers

5 fields
Networks
Coin98 Fusion Card
Ethereum, Solana, Polygon, Base, Tron
Bitget Wallet Card
BNB Chain, Ethereum, Base
Crypto deposits
Coin98 Fusion Card
Stablecoins: USDC, USDT
Bitget Wallet Card
Stablecoins: USDC, USDT; Other crypto: ETH, SOL
Fiat deposits
Coin98 Fusion Card
Not disclosed
Bitget Wallet Card
Not disclosed
Transfers
Coin98 Fusion Card
Not disclosed
Bitget Wallet Card
Regional card-balance return, Support-assisted balance recovery
Payout currencies
Coin98 Fusion Card
Not disclosed
Bitget Wallet Card
Not disclosed
07

Rewards

3 fields
Base cashback
Coin98 Fusion Card
0%
Bitget Wallet Card
2%
Max cashback
Coin98 Fusion Card
0%
Bitget Wallet Card
3%
Reward currency
Coin98 Fusion Card
Not applicable
Bitget Wallet Card
Selected Assetback asset
08

Earn

5 fields
Advertised APY
Coin98 Fusion Card
Not offered
Bitget Wallet Card
Not offered
How it works
Coin98 Fusion Card
Not offered
Bitget Wallet Card
Not offered
Separate deposit
Coin98 Fusion Card
Not offered
Bitget Wallet Card
Not offered
Use balance for spending
Coin98 Fusion Card
Not offered
Bitget Wallet Card
Not offered
Lock-up
Coin98 Fusion Card
Not offered
Bitget Wallet Card
Not offered
09

Trust & availability

4 fields
Custody
Coin98 Fusion Card
Hybrid custody
Bitget Wallet Card
Hybrid custody
Control until payment
Coin98 Fusion Card
Provider controls funds
Bitget Wallet Card
Provider controls funds
Card issuer
Coin98 Fusion Card
DCS Card Centre Pte. Ltd.
Bitget Wallet Card
DCS Card Centre, Monavate, Fiat24
Programme operator
Coin98 Fusion Card
Not disclosed
Bitget Wallet Card
BTG Technology Holdings Limited
10

Sources

2 fields
Official sources
Coin98 Fusion Card
23
Bitget Wallet Card
47
Last reviewed
Coin98 Fusion Card
Aug 5, 2026
Bitget Wallet Card
Aug 28, 2026

04 · The trade-off

Bitget Wallet Card is the stronger all-round choice

Bitget Wallet Card finishes ahead with an Overall Score of 69 versus 60 for Coin98 Fusion Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Bitget Wallet Card has the higher published base cashback rate (2% vs 0%).

Coin98 Fusion Card still comes out ahead for Travel and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Coin98 Fusion Card and Bitget Wallet Card use the same hybrid custody setup.

Bitget Wallet Card lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Coin98 Fusion Card and Bitget Wallet Card reviews first.

05 · Common questions

Coin98 Fusion vs Bitget Wallet FAQ

Is Coin98 Fusion or Bitget Wallet better overall?

Bitget Wallet Card has the higher Overall Score (69 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Coin98 Fusion or Bitget Wallet?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Coin98 Fusion or Bitget Wallet?

Bitget Wallet Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Coin98 Fusion and Bitget Wallet differ on custody?

Coin98 Fusion Card and Bitget Wallet Card use the same hybrid custody setup.

How current is this Coin98 Fusion vs Bitget Wallet comparison?

The latest information check for these two cards was August 28, 2026, using 70 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

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