Coin98Coin98 Fusion
61
Side-by-side card comparison
Coin98 Fusion vs ether.fi Cash: overall score versus use-case fit
ether.fi Cash Card has the higher Overall Score by 25 points (86 vs 61). Coin98 Fusion Card looks stronger for Lowest fees, while ether.fi Cash Card comes out ahead for Cashback, Travel, Funds control, and Transfers.
Information checked Oct 6, 202660 official sources reviewed
01 · Overall score versus use-case fit
ether.fi Cash Card is the better all-round starting point
ether.fi Cash Card has the higher Overall Score in this comparison. Coin98 Fusion Card may be the better fit for Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCoin98 Fusion61ether.fi Cash86Higher score
CashbackCoin98 Fusion17ether.fi Cash84Higher score
TravelCoin98 Fusion65ether.fi Cash82Higher score
Funds controlCoin98 Fusion64ether.fi Cash96Higher score
Lowest feesCoin98 Fusion73ether.fi Cash65Higher score
TransfersCoin98 Fusion39ether.fi Cash100Higher score
Choose Coin98 Fusion Card if lowest fees matters most
Coin98 Fusion Card comes out ahead for Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual Visa with both phone wallets
- USDC and USDT top-ups on five networks
- No monthly or annual card fee
Choose ether.fi Cash Card if cashback and travel matter most
ether.fi Cash Card comes out ahead for Cashback, Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Card spend plus cash-account rails
- Liquid USD can stay spendable
- Tiers make perks easier to compare
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Coin98 Fusion61ether.fi Cash86
ether.fi Cash Card has the higher Overall Score by 25 points.
- Entry cost & FX
- Coin98 Fusion$0 plan · 1.7% foreign-currency conversion FXether.fi Cash$0 plan · 0–0.5% FX
ether.fi Cash Card has the lower published FX fee (0–0.5% vs 1.7% foreign-currency conversion).
- Purchase rewards
- Coin98 Fusion0% cashbackether.fi Cash3% base · up to 4%
ether.fi Cash Card has the higher published base cashback rate (3% vs 0%).
- Funds control
- Coin98 FusionHybrid custodyether.fi CashNon-custodial account
Coin98 Fusion Card uses a hybrid custody setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Coin98 FusionVirtual · Apple Pay, Google Payether.fi CashVirtual + Physical · Apple Pay, Google Pay
ether.fi Cash Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Coin98 Fusion2 stablecoins · Not modeledether.fi Cash5 stablecoins · Stablecoin transfers; USD ACH, USD Fedwire, EUR SEPA, USD SWIFT +2
ether.fi Cash Card lists more stablecoins and ways to send money out (12 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.7% foreign-currency conversion
- ATM fee
- 1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 3%-4%
- Plan cost
- $0
- FX fee
- 0–0.5%
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 18 crypto · 14 fiat
- Payout methods
- 5 crypto · 30 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsCoin98 Fusion CardOverall61ether.fi Cash CardOverall86
Coin98 Fusion CardOverall61ether.fi Cash CardOverall86Scores
6 fields- Overall Score
- Coin98 Fusion Card61ether.fi Cash Card86
- Cashback score
- Coin98 Fusion Card17ether.fi Cash Card84
- Travel score
- Coin98 Fusion Card65ether.fi Cash Card82
- Funds control score
- Coin98 Fusion Card64ether.fi Cash Card96
- Lowest fees score
- Coin98 Fusion Card73ether.fi Cash Card65
- Transfers score
- Coin98 Fusion Card39ether.fi Cash Card100
Strengths & trade-offs
2 fields- Strengths
- Coin98 Fusion CardVirtual Visa with both phone wallets, USDC and USDT top-ups on five networksether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendable
- Trade-offs
- Coin98 Fusion CardEvergreen rewards are not verified, Top-up, FX and ATM fees applyether.fi Cash CardVault returns depend on the selected strategy, Borrowing accrues interest immediately
Costs
7 fields- Plan cost
- Coin98 Fusion Card$0ether.fi Cash Card$0
- FX fee
- Coin98 Fusion Card1.7% foreign-currency conversionether.fi Cash Card0–0.5%
- Top-up fee
- Coin98 Fusion Card1%ether.fi Cash CardNot disclosed
- Card spending fee
- Coin98 Fusion CardNot disclosedether.fi Cash CardNot disclosed
- ATM fee
- Coin98 Fusion Card1% or SGD 5, whichever is higher, plus any ATM-operator surchargeether.fi Cash CardNot disclosed
- Virtual card
- Coin98 Fusion CardUSD 9 issuance/activation feeether.fi Cash CardFirst virtual card normally $0; $10 for AR, AO, BD, BO, CO, EC, ID, MY, MX, NG, PE, PH, ZA and TH under the dedicated fee article. Check the displayed price before order.
- Physical card
- Coin98 Fusion CardNot applicable while the physical card is under developmentether.fi Cash CardComparison page: Core $60 including shipping; one free physical card on higher tiers. Help pages describe additional-card fees and different included quantities. Confirm the order quote.
Plans
2 fields- Available plans
- Coin98 Fusion CardNot disclosedether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIP
- Top cashback plan
- Coin98 Fusion CardNot disclosedether.fi Cash CardVIP: 4%
Everyday use
8 fields- Network
- Coin98 Fusion CardVisaether.fi Cash CardVisa
- Card formats
- Coin98 Fusion CardVirtualether.fi Cash CardVirtual, Physical
- ATM withdrawals
- Coin98 Fusion CardAvailableether.fi Cash CardAvailable
- Mobile wallets
- Coin98 Fusion CardApple Pay, Google Payether.fi Cash CardApple Pay, Google Pay
- Apps
- Coin98 Fusion CardiOS, Androidether.fi Cash CardiOS, Android, Web
- Daily spending limit
- Coin98 Fusion CardNo daily card-spend limit published; SGD 200,000 rolling 12-month spending limitether.fi Cash CardEditable defaults: $5,000/day per card; Vault $10,000/day and $10,000/month. Current tier maximum is unconfirmed; the first applicable card, Vault or MCC limit applies.
- Monthly spending limit
- Coin98 Fusion CardNo monthly card-spend limit published; SGD 200,000 rolling 12-month spending limitether.fi Cash CardMonthly limit shown in app; cashback caps vary by plan
- ATM limit
- Coin98 Fusion CardSGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclearether.fi Cash CardCore/Luxe/Pinnacle: $1,000 per withdrawal, up to 5 withdrawals and $5,000 per rolling 24 hours. VIP numeric ceiling is unconfirmed.
Funding & transfers
5 fields- Networks
- Coin98 Fusion CardEthereum, Solana, Polygon, Base, Tronether.fi Cash CardOptimism, Ethereum, Arbitrum, Base, HyperEVM, BNB Smart Chain +10
- Crypto deposits
- Coin98 Fusion CardStablecoins: USDC, USDTether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, LiquidBTC, LiquidETH +8
- Fiat deposits
- Coin98 Fusion CardNot disclosedether.fi Cash CardUSD ACH, USD Fedwire, EUR SEPA, USD SWIFT +10
- Transfers
- Coin98 Fusion CardNot disclosedether.fi Cash CardStablecoin transfers; USD ACH, USD Fedwire, EUR SEPA, USD SWIFT +2
- Payout currencies
- Coin98 Fusion CardNot disclosedether.fi Cash CardUSD, EUR, GBP, AED, AUD, BRL, CAD, CHF +22
Rewards
3 fields- Base cashback
- Coin98 Fusion Card0%ether.fi Cash Card3%
- Max cashback
- Coin98 Fusion Card0%ether.fi Cash Card4%
- Reward currency
- Coin98 Fusion CardNot applicableether.fi Cash CardETHFI token cashback
Earn
5 fields- Advertised APY
- Coin98 Fusion CardNot offeredether.fi Cash CardUp to 5.47% APY
- How it works
- Coin98 Fusion CardNot offeredether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vault
- Separate deposit
- Coin98 Fusion CardNot offeredether.fi Cash CardNot disclosed
- Use balance for spending
- Coin98 Fusion CardNot offeredether.fi Cash CardNot disclosed
- Lock-up
- Coin98 Fusion CardNot offeredether.fi Cash CardNot disclosed
Trust & availability
5 fields- Custody
- Coin98 Fusion CardHybrid custodyether.fi Cash CardNon-custodial
- Control until payment
- Coin98 Fusion CardProvider controls fundsether.fi Cash CardYou keep control
- Card issuer
- Coin98 Fusion CardDCS Card Centre Pte. Ltd.ether.fi Cash CardThird National
- Deposits & withdrawals
- Coin98 Fusion CardNot disclosedether.fi Cash CardSEPA third-party provider
- Programme operator
- Coin98 Fusion CardNot disclosedether.fi Cash Cardether.fi, Ether.Fi SEZC
Sources
2 fields- Official sources
- Coin98 Fusion Card23ether.fi Cash Card37
- Last reviewed
- Coin98 Fusion CardAug 5, 2026ether.fi Cash CardOct 6, 2026
04 · The trade-off
ether.fi Cash Card is the stronger all-round choice
ether.fi Cash Card finishes ahead with an Overall Score of 86 versus 61 for Coin98 Fusion Card. ether.fi Cash Card has the lower published FX fee (0–0.5% vs 1.7% foreign-currency conversion). ether.fi Cash Card has the higher published base cashback rate (3% vs 0%).
Coin98 Fusion Card still comes out ahead for Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Coin98 Fusion Card uses a hybrid custody setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
ether.fi Cash Card lists more stablecoins and ways to send money out (12 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Coin98 Fusion Card and ether.fi Cash Card reviews first.
Continue with
Coin98 Fusion Card
Continue with
ether.fi Cash Card
05 · Common questions
Coin98 Fusion vs ether.fi Cash FAQ
Is Coin98 Fusion or ether.fi Cash better overall?
ether.fi Cash Card has the higher Overall Score (86 vs 61). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Coin98 Fusion or ether.fi Cash?
ether.fi Cash Card has the lower published FX fee (0–0.5% vs 1.7% foreign-currency conversion). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Coin98 Fusion or ether.fi Cash?
ether.fi Cash Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Coin98 Fusion and ether.fi Cash differ on custody?
Coin98 Fusion Card uses a hybrid custody setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Coin98 Fusion vs ether.fi Cash comparison?
The latest information check for these two cards was October 6, 2026, using 60 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.