OKX EuropeOKX EEA
85
Side-by-side card comparison
OKX EEA vs ether.fi Cash: overall score versus use-case fit
ether.fi Cash Card has the higher Overall Score by 2 points (87 vs 85). OKX Card (EEA) looks stronger for Lowest fees, while ether.fi Cash Card comes out ahead for Cashback, Travel, Funds control, and Transfers.
Information checked Aug 25, 202640 official sources reviewed
01 · Overall score versus use-case fit
ether.fi Cash Card is the better all-round starting point
ether.fi Cash Card has the higher Overall Score in this comparison. OKX Card (EEA) may be the better fit for Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOKX EEA85ether.fi Cash87Higher score
CashbackOKX EEA82ether.fi Cash86Higher score
TravelOKX EEA64ether.fi Cash84Higher score
Funds controlOKX EEA76ether.fi Cash96Higher score
Lowest feesOKX EEA90ether.fi Cash69Higher score
TransfersOKX EEA77ether.fi Cash97Higher score
Choose OKX Card (EEA) if lowest fees matters most
OKX Card (EEA) comes out ahead for Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Choose ether.fi Cash Card if cashback and travel matter most
ether.fi Cash Card comes out ahead for Cashback, Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Card spend plus cash-account rails
- Liquid USD can stay spendable
- Tiers make perks easier to compare
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- OKX EEA85ether.fi Cash87
ether.fi Cash Card has the higher Overall Score by 2 points.
- Entry cost & FX
- OKX EEA$0 plan · 0% OKX markup + Mastercard rate FXether.fi Cash$0 plan · 0–0.2% FX
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–0.2%).
- Purchase rewards
- OKX EEA2% base · up to 10%ether.fi Cash3% cashback
ether.fi Cash Card has the higher published base cashback rate (3% vs 2%).
- Funds control
- OKX EEAHybrid custodyether.fi CashNon-custodial account
OKX Card (EEA) uses a hybrid custody setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- OKX EEAVirtual · Apple Pay, Google Payether.fi CashVirtual + Physical · Apple Pay, Google Pay
ether.fi Cash Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- OKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchangeether.fi Cash6 stablecoins · Stablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 6).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 3%
- Plan cost
- $0
- FX fee
- 0–0.2%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 19 crypto · 2 fiat
- Payout methods
- 5 crypto · 2 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
ether.fi Cash Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOKX Card (EEA)Overall85ether.fi Cash CardOverall87
OKX Card (EEA)Overall85ether.fi Cash CardOverall87Scores
6 fields- Overall Score
- OKX Card (EEA)85ether.fi Cash Card87
- Cashback score
- OKX Card (EEA)82ether.fi Cash Card86
- Travel score
- OKX Card (EEA)64ether.fi Cash Card84
- Funds control score
- OKX Card (EEA)76ether.fi Cash Card96
- Lowest fees score
- OKX Card (EEA)90ether.fi Cash Card69
- Transfers score
- OKX Card (EEA)77ether.fi Cash Card97
Strengths & trade-offs
2 fields- Strengths
- OKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashbackether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendable
- Trade-offs
- OKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upsideether.fi Cash CardVault returns depend on the selected strategy, Credit setup is more complex than a prepaid card
Costs
7 fields- Plan cost
- OKX Card (EEA)$0ether.fi Cash Card$0
- FX fee
- OKX Card (EEA)0% OKX markup + Mastercard rateether.fi Cash Card0–0.2%
- Top-up fee
- OKX Card (EEA)0%ether.fi Cash CardNot disclosed
- Card spending fee
- OKX Card (EEA)0%ether.fi Cash CardNot disclosed
- ATM fee
- OKX Card (EEA)Not availableether.fi Cash Card2%
- Virtual card
- OKX Card (EEA)€0ether.fi Cash CardUp to 50 free virtual cards by tier
- Physical card
- OKX Card (EEA)Not availableether.fi Cash CardCore: $50 including card and shipping; Luxe, Pinnacle and VIP include at least one free physical card
Plans
2 fields- Available plans
- OKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1ether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIP
- Top cashback plan
- OKX Card (EEA)VIP 4+: 10%ether.fi Cash CardCore: 3%
Everyday use
8 fields- Network
- OKX Card (EEA)Mastercardether.fi Cash CardVisa
- Card formats
- OKX Card (EEA)Virtualether.fi Cash CardVirtual, Physical
- ATM withdrawals
- OKX Card (EEA)Not availableether.fi Cash CardAvailable
- Mobile wallets
- OKX Card (EEA)Apple Pay, Google Payether.fi Cash CardApple Pay, Google Pay
- Apps
- OKX Card (EEA)iOS, Androidether.fi Cash CardiOS, Android, Web
- Daily spending limit
- OKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.ether.fi Cash CardCore $30,000/day; Luxe $50,000/day; Pinnacle $100,000/day
- Monthly spending limit
- OKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.ether.fi Cash CardMonthly limit shown in app; cashback caps vary by plan
- ATM limit
- OKX Card (EEA)ATM withdrawals are not supported.ether.fi Cash Card$250/withdrawal; $750/day
Funding & transfers
5 fields- Networks
- OKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1ether.fi Cash CardOptimism
- Crypto deposits
- OKX Card (EEA)Stablecoins: USDC, USDG, USDTether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, eUSD, LiquidBTC +9
- Fiat deposits
- OKX Card (EEA)Not disclosedether.fi Cash CardUSD ACH / FedWire receive, EUR SEPA receive
- Transfers
- OKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchangeether.fi Cash CardStablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout
- Payout currencies
- OKX Card (EEA)Not disclosedether.fi Cash CardEUR, USD
Rewards
3 fields- Base cashback
- OKX Card (EEA)2%ether.fi Cash Card3%
- Max cashback
- OKX Card (EEA)10%ether.fi Cash Card3%
- Reward currency
- OKX Card (EEA)USDG cashbackether.fi Cash CardUSD cashback paid in USDC
Earn
5 fields- Advertised APY
- OKX Card (EEA)Not disclosedether.fi Cash CardUp to 5.02% APY
- How it works
- OKX Card (EEA)Not disclosedether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vault
- Separate deposit
- OKX Card (EEA)Not disclosedether.fi Cash CardNot disclosed
- Use balance for spending
- OKX Card (EEA)Not disclosedether.fi Cash CardNot disclosed
- Lock-up
- OKX Card (EEA)Not disclosedether.fi Cash CardNot disclosed
Trust & availability
5 fields- Custody
- OKX Card (EEA)Hybrid custodyether.fi Cash CardNon-custodial
- Control until payment
- OKX Card (EEA)You keep controlether.fi Cash CardYou keep control
- Card issuer
- OKX Card (EEA)UAB Monavateether.fi Cash CardThird National
- Deposits & withdrawals
- OKX Card (EEA)Not disclosedether.fi Cash CardSEPA third-party provider
- Programme operator
- OKX Card (EEA)OKX Europe Limitedether.fi Cash Cardether.fi, Ether.Fi SEZC
Sources
2 fields- Official sources
- OKX Card (EEA)21ether.fi Cash Card19
- Last reviewed
- OKX Card (EEA)Aug 5, 2026ether.fi Cash CardAug 25, 2026
04 · The trade-off
ether.fi Cash Card is the stronger all-round choice
ether.fi Cash Card finishes ahead with an Overall Score of 87 versus 85 for OKX Card (EEA). OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–0.2%). ether.fi Cash Card has the higher published base cashback rate (3% vs 2%).
OKX Card (EEA) still comes out ahead for Lowest fees, which may matter more than the overall result if that is how you plan to use the card. OKX Card (EEA) uses a hybrid custody setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 6). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (EEA) and ether.fi Cash Card reviews first.
Continue with
OKX Card (EEA)
Continue with
ether.fi Cash Card
05 · Common questions
OKX EEA vs ether.fi Cash FAQ
Is OKX EEA or ether.fi Cash better overall?
ether.fi Cash Card has the higher Overall Score (87 vs 85). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX EEA or ether.fi Cash?
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–0.2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX EEA or ether.fi Cash?
ether.fi Cash Card has the higher published base cashback rate (3% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX EEA and ether.fi Cash differ on custody?
OKX Card (EEA) uses a hybrid custody setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this OKX EEA vs ether.fi Cash comparison?
The latest information check for these two cards was August 25, 2026, using 40 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.