Coin98Coin98 Fusion
60
Side-by-side card comparison
Coin98 Fusion vs Plasma One: fees, rewards and account setup
Plasma One Card has the higher Overall Score by 27 points (87 vs 60). Plasma One Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coin98 Fusion Card may still be the better personal fit.
Information checked Aug 27, 202635 official sources reviewed
01 · Make the first cut
Plasma One Card is the better all-round starting point
Plasma One Card has the higher Overall Score in this comparison. Coin98 Fusion Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCoin98 Fusion60Plasma One87Higher score
CashbackCoin98 Fusion17Plasma One78Higher score
TravelCoin98 Fusion65Plasma One72Higher score
Funds controlCoin98 Fusion64Plasma One99Higher score
Lowest feesCoin98 Fusion72Plasma One80Higher score
TransfersCoin98 Fusion39Plasma One100Higher score
Choose Coin98 Fusion Card if its day-to-day setup suits you
Coin98 Fusion Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Virtual Visa with both phone wallets
- USDC and USDT top-ups on five networks
- No monthly or annual card fee
Choose Plasma One Card if cashback and travel matter most
Plasma One Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Coin98 Fusion60Plasma One87
Plasma One Card has the higher Overall Score by 27 points.
- Entry cost & FX
- Coin98 Fusion$0 plan · 1.7% foreign-currency conversion FXPlasma One$0 plan · 0–1% FX
Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 0–1%).
- Purchase rewards
- Coin98 Fusion0% cashbackPlasma One2% base · up to 10%
Plasma One Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- Coin98 FusionHybrid custodyPlasma OneSelf-controlled wallet
Coin98 Fusion Card uses a hybrid custody setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Coin98 FusionVirtual · Apple Pay, Google PayPlasma OneVirtual + Physical · Apple Pay, Google Pay
Plasma One Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Coin98 Fusion2 stablecoins · Not modeledPlasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawals
Plasma One Card lists more stablecoins and ways to send money out (6 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.7% foreign-currency conversion
- ATM fee
- 1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
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03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCoin98 Fusion CardOverall60Plasma One CardOverall87
Coin98 Fusion CardOverall60Plasma One CardOverall87Scores
6 fields- Overall Score
- Coin98 Fusion Card60Plasma One Card87
- Cashback score
- Coin98 Fusion Card17Plasma One Card78
- Travel score
- Coin98 Fusion Card65Plasma One Card72
- Funds control score
- Coin98 Fusion Card64Plasma One Card99
- Lowest fees score
- Coin98 Fusion Card72Plasma One Card80
- Transfers score
- Coin98 Fusion Card39Plasma One Card100
Strengths & trade-offs
2 fields- Strengths
- Coin98 Fusion CardVirtual Visa with both phone wallets, USDC and USDT top-ups on five networksPlasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perks
- Trade-offs
- Coin98 Fusion CardEvergreen rewards are not verified, Top-up, FX and ATM fees applyPlasma One CardPhysical access is limited; no ATM, Cashback is capped by tier
Costs
7 fields- Plan cost
- Coin98 Fusion Card$0Plasma One Card$0
- FX fee
- Coin98 Fusion Card1.7% foreign-currency conversionPlasma One Card0–1%
- Top-up fee
- Coin98 Fusion Card1%Plasma One Card0%
- Card spending fee
- Coin98 Fusion CardNot disclosedPlasma One CardNot disclosed
- ATM fee
- Coin98 Fusion Card1% or SGD 5, whichever is higher, plus any ATM-operator surchargePlasma One CardNot available
- Virtual card
- Coin98 Fusion CardUSD 9 issuance/activation feePlasma One CardUp to 3 free virtual cards by tier
- Physical card
- Coin98 Fusion CardNot applicable while the physical card is under developmentPlasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.
Plans
2 fields- Available plans
- Coin98 Fusion CardNot disclosedPlasma One Card3 plans: Lite, Core, Platinum
- Top cashback plan
- Coin98 Fusion CardNot disclosedPlasma One CardPlatinum: 4%
Everyday use
8 fields- Network
- Coin98 Fusion CardVisaPlasma One CardVisa
- Card formats
- Coin98 Fusion CardVirtualPlasma One CardVirtual, Physical
- ATM withdrawals
- Coin98 Fusion CardAvailablePlasma One CardNot available
- Mobile wallets
- Coin98 Fusion CardApple Pay, Google PayPlasma One CardApple Pay, Google Pay
- Apps
- Coin98 Fusion CardiOS, AndroidPlasma One CardiOS, Android
- Daily spending limit
- Coin98 Fusion CardNo daily card-spend limit published; SGD 200,000 rolling 12-month spending limitPlasma One CardShown in app
- Monthly spending limit
- Coin98 Fusion CardNo monthly card-spend limit published; SGD 200,000 rolling 12-month spending limitPlasma One CardShown in app
- ATM limit
- Coin98 Fusion CardSGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclearPlasma One CardNot available, including for physical cards
Funding & transfers
5 fields- Networks
- Coin98 Fusion CardEthereum, Solana, Polygon, Base, TronPlasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5
- Crypto deposits
- Coin98 Fusion CardStablecoins: USDC, USDTPlasma One CardStablecoins: USDT, USDC, USDG
- Fiat deposits
- Coin98 Fusion CardNot disclosedPlasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual account
- Transfers
- Coin98 Fusion CardNot disclosedPlasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawals
- Payout currencies
- Coin98 Fusion CardNot disclosedPlasma One CardUSD, EUR, GBP, MXN, BRL, COP
Rewards
3 fields- Base cashback
- Coin98 Fusion Card0%Plasma One Card2%
- Max cashback
- Coin98 Fusion Card0%Plasma One Card10%
- Reward currency
- Coin98 Fusion CardNot applicablePlasma One CardUSD cashback paid in XPL
Earn
5 fields- Advertised APY
- Coin98 Fusion CardNot offeredPlasma One CardUp to 5% APY
- How it works
- Coin98 Fusion CardNot offeredPlasma One CardOptional earn vault
- Separate deposit
- Coin98 Fusion CardNot offeredPlasma One CardYes
- Use balance for spending
- Coin98 Fusion CardNot offeredPlasma One CardNo
- Lock-up
- Coin98 Fusion CardNot offeredPlasma One CardNo
Trust & availability
7 fields- Custody
- Coin98 Fusion CardHybrid custodyPlasma One CardSelf-custody
- Control until payment
- Coin98 Fusion CardProvider controls fundsPlasma One CardYou keep control
- Card issuer
- Coin98 Fusion CardDCS Card Centre Pte. Ltd.Plasma One CardRain, Third National
- Card processing
- Coin98 Fusion CardNot disclosedPlasma One Card0x
- Custody / key management
- Coin98 Fusion CardNot disclosedPlasma One CardPrivy, Veda
- Deposits & withdrawals
- Coin98 Fusion CardNot disclosedPlasma One CardBridge, Bridge Ventures LLC
- Programme operator
- Coin98 Fusion CardNot disclosedPlasma One CardPlasma
Sources
2 fields- Official sources
- Coin98 Fusion Card23Plasma One Card12
- Last reviewed
- Coin98 Fusion CardAug 5, 2026Plasma One CardAug 27, 2026
04 · The takeaway
Plasma One Card is the stronger all-round choice
Plasma One Card finishes ahead with an Overall Score of 87 versus 60 for Coin98 Fusion Card. Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 0–1%). Plasma One Card has the higher published base cashback rate (2% vs 0%).
Coin98 Fusion Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Coin98 Fusion Card uses a hybrid custody setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Plasma One Card lists more stablecoins and ways to send money out (6 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Coin98 Fusion Card and Plasma One Card reviews first.
Continue with
Coin98 Fusion Card
Continue with
Plasma One Card
05 · Common questions
Coin98 Fusion vs Plasma One FAQ
Is Coin98 Fusion or Plasma One better overall?
Plasma One Card has the higher Overall Score (87 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Coin98 Fusion or Plasma One?
Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Coin98 Fusion or Plasma One?
Plasma One Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Coin98 Fusion and Plasma One differ on custody?
Coin98 Fusion Card uses a hybrid custody setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Coin98 Fusion vs Plasma One comparison?
The latest information check for these two cards was August 27, 2026, using 35 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.