TangemTangem
60
Side-by-side card comparison
Tangem vs Plasma One: fees, rewards and account setup
Plasma One Card has the higher Overall Score by 27 points (87 vs 60). Plasma One Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Tangem Card may still be the better personal fit.
Information checked Aug 28, 202630 official sources reviewed
01 · Make the first cut
Plasma One Card is the better all-round starting point
Plasma One Card has the higher Overall Score in this comparison. Tangem Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallTangem60Plasma One87Higher score
CashbackTangem15Plasma One78Higher score
TravelTangem27Plasma One72Higher score
Funds controlTangem83Plasma One99Higher score
Lowest feesTangem53Plasma One80Higher score
TransfersTangem58Plasma One100Higher score
Choose Tangem Card if its day-to-day setup suits you
Tangem Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Apple Pay and Google Pay
- Direct USDC funding on Polygon
- No monthly or standard purchase fee
Choose Plasma One Card if cashback and travel matter most
Plasma One Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Tangem60Plasma One87
Plasma One Card has the higher Overall Score by 27 points.
- Entry cost & FX
- Tangem$0 plan · Up to 3% legal cap; current fee unknown FXPlasma One$0 plan · 0–1% FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Tangem0% cashbackPlasma One2% base · up to 10%
Plasma One Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- TangemHybrid custodyPlasma OneSelf-controlled wallet
Tangem Card uses a hybrid custody setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- TangemVirtual · Apple Pay, Google PayPlasma OneVirtual + Physical · Apple Pay, Google Pay
Plasma One Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Tangem1 stablecoin · Stablecoin transfersPlasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawals
Plasma One Card lists more stablecoins and ways to send money out (6 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- Up to 3% legal cap; current fee unknown
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsTangem CardOverall60Plasma One CardOverall87
Tangem CardOverall60Plasma One CardOverall87Scores
6 fields- Overall Score
- Tangem Card60Plasma One Card87
- Cashback score
- Tangem Card15Plasma One Card78
- Travel score
- Tangem Card27Plasma One Card72
- Funds control score
- Tangem Card83Plasma One Card99
- Lowest fees score
- Tangem Card53Plasma One Card80
- Transfers score
- Tangem Card58Plasma One Card100
Strengths & trade-offs
2 fields- Strengths
- Tangem CardApple Pay and Google Pay, Direct USDC funding on PolygonPlasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perks
- Trade-offs
- Tangem CardNo current cashback, Virtual-only with no ATM accessPlasma One CardPhysical access is limited; no ATM, Cashback is capped by tier
Costs
7 fields- Plan cost
- Tangem Card$0Plasma One Card$0
- FX fee
- Tangem CardUp to 3% legal cap; current fee unknownPlasma One Card0–1%
- Top-up fee
- Tangem Card0%Plasma One Card0%
- Card spending fee
- Tangem Card0%Plasma One CardNot disclosed
- ATM fee
- Tangem CardNot availablePlasma One CardNot available
- Virtual card
- Tangem Card$0 for the first virtual cardPlasma One CardUp to 3 free virtual cards by tier
- Physical card
- Tangem CardNot disclosedPlasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.
Plans
2 fields- Available plans
- Tangem CardNot disclosedPlasma One Card3 plans: Lite, Core, Platinum
- Top cashback plan
- Tangem CardNot disclosedPlasma One CardPlatinum: 4%
Everyday use
8 fields- Network
- Tangem CardVisaPlasma One CardVisa
- Card formats
- Tangem CardVirtualPlasma One CardVirtual, Physical
- ATM withdrawals
- Tangem CardNot availablePlasma One CardNot available
- Mobile wallets
- Tangem CardApple Pay, Google PayPlasma One CardApple Pay, Google Pay
- Apps
- Tangem CardiOS, AndroidPlasma One CardiOS, Android
- Daily spending limit
- Tangem CardBasic advertises $10,000 daily; the account system/default shows up to $50,000, so the effective Basic limit is unclearPlasma One CardShown in app
- Monthly spending limit
- Tangem CardNo current monthly POS amount is published; up to 1,000 POS transactions per monthPlasma One CardShown in app
- ATM limit
- Tangem CardATM withdrawals are not currently availablePlasma One CardNot available, including for physical cards
Funding & transfers
5 fields- Networks
- Tangem CardPolygonPlasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5
- Crypto deposits
- Tangem CardStablecoins: USDCPlasma One CardStablecoins: USDT, USDC, USDG
- Fiat deposits
- Tangem CardNot disclosedPlasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual account
- Transfers
- Tangem CardStablecoin transfersPlasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawals
- Payout currencies
- Tangem CardNot disclosedPlasma One CardUSD, EUR, GBP, MXN, BRL, COP
Rewards
3 fields- Base cashback
- Tangem Card0%Plasma One Card2%
- Max cashback
- Tangem Card0%Plasma One Card10%
- Reward currency
- Tangem CardNo current purchase rewardsPlasma One CardUSD cashback paid in XPL
Earn
5 fields- Advertised APY
- Tangem CardNot offeredPlasma One CardUp to 5% APY
- How it works
- Tangem CardNot offeredPlasma One CardOptional earn vault
- Separate deposit
- Tangem CardNot offeredPlasma One CardYes
- Use balance for spending
- Tangem CardNot offeredPlasma One CardNo
- Lock-up
- Tangem CardNot offeredPlasma One CardNo
Trust & availability
8 fields- Custody
- Tangem CardHybrid custodyPlasma One CardSelf-custody
- Control until payment
- Tangem CardYou keep controlPlasma One CardYou keep control
- Card issuer
- Tangem CardThird NationalPlasma One CardRain, Third National
- Card processing
- Tangem CardPaera LLCPlasma One Card0x
- Custody / key management
- Tangem CardNot disclosedPlasma One CardPrivy, Veda
- Deposits & withdrawals
- Tangem CardNot disclosedPlasma One CardBridge, Bridge Ventures LLC
- Identity verification
- Tangem CardSumsubPlasma One CardNot disclosed
- Programme operator
- Tangem CardNot disclosedPlasma One CardPlasma
Sources
2 fields- Official sources
- Tangem Card18Plasma One Card12
- Last reviewed
- Tangem CardAug 28, 2026Plasma One CardAug 27, 2026
04 · The takeaway
Plasma One Card is the stronger all-round choice
Plasma One Card finishes ahead with an Overall Score of 87 versus 60 for Tangem Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Plasma One Card has the higher published base cashback rate (2% vs 0%).
Tangem Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Tangem Card uses a hybrid custody setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Plasma One Card lists more stablecoins and ways to send money out (6 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tangem Card and Plasma One Card reviews first.
Continue with
Tangem Card
Continue with
Plasma One Card
05 · Common questions
Tangem vs Plasma One FAQ
Is Tangem or Plasma One better overall?
Plasma One Card has the higher Overall Score (87 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Tangem or Plasma One?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Tangem or Plasma One?
Plasma One Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Tangem and Plasma One differ on custody?
Tangem Card uses a hybrid custody setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Tangem vs Plasma One comparison?
The latest information check for these two cards was August 28, 2026, using 30 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.