Coin98Coin98 Fusion
60
Side-by-side card comparison
Coin98 Fusion vs Tangem: same score, different trade-offs
Coin98 Fusion Card and Tangem Card share an Overall Score of 60. Coin98 Fusion Card looks stronger for Cashback, Travel, and Lowest fees, while Tangem Card comes out ahead for Funds control and Transfers.
Information checked Aug 28, 202641 official sources reviewed
01 · A level score
The scores are tied, but the cards are not the same
Coin98 Fusion Card and Tangem Card have the same Overall Score. Start with what matters most to you: day-to-day costs, rewards, control of your funds or moving money. The sections below show how they differ. You should also check that your preferred card is available in your country.
OverallCoin98 Fusion60Tangem60Same score
CashbackCoin98 Fusion17Tangem15Higher score
TravelCoin98 Fusion65Tangem27Higher score
Funds controlCoin98 Fusion64Tangem83Higher score
Lowest feesCoin98 Fusion72Tangem53Higher score
TransfersCoin98 Fusion39Tangem58Higher score
Choose Coin98 Fusion Card if cashback and travel matter most
Coin98 Fusion Card comes out ahead for Cashback, Travel, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual Visa with both phone wallets
- USDC and USDT top-ups on five networks
- No monthly or annual card fee
Choose Tangem Card if funds control and transfers matter most
Tangem Card comes out ahead for Funds control and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- Direct USDC funding on Polygon
- No monthly or standard purchase fee
Where the cards part company
A tied score can hide meaningful differences in cost, custody, rewards and everyday access.
- Overall Score
- Coin98 Fusion60Tangem60
Both cards have the same displayed Overall Score of 60.
- Entry cost & FX
- Coin98 Fusion$0 plan · 1.7% foreign-currency conversion FXTangem$0 plan · Up to 3% legal cap; current fee unknown FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Coin98 Fusion0% cashbackTangem0% cashback
Both cards show the same base cashback rate of 0%.
- Funds control
- Coin98 FusionHybrid custodyTangemHybrid custody
Coin98 Fusion Card and Tangem Card use the same hybrid custody setup.
- Everyday access
- Coin98 FusionVirtual · Apple Pay, Google PayTangemVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Coin98 Fusion2 stablecoins · Not modeledTangem1 stablecoin · Stablecoin transfers
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the tie
The score is level. These quick facts show where the cards still ask you to make a choice.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.7% foreign-currency conversion
- ATM fee
- 1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- Up to 3% legal cap; current fee unknown
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
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03 · Compare the details
Put the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCoin98 Fusion CardOverall60Tangem CardOverall60
Coin98 Fusion CardOverall60Tangem CardOverall60Scores
6 fields- Overall Score
- Coin98 Fusion Card60Tangem Card60
- Cashback score
- Coin98 Fusion Card17Tangem Card15
- Travel score
- Coin98 Fusion Card65Tangem Card27
- Funds control score
- Coin98 Fusion Card64Tangem Card83
- Lowest fees score
- Coin98 Fusion Card72Tangem Card53
- Transfers score
- Coin98 Fusion Card39Tangem Card58
Strengths & trade-offs
2 fields- Strengths
- Coin98 Fusion CardVirtual Visa with both phone wallets, USDC and USDT top-ups on five networksTangem CardApple Pay and Google Pay, Direct USDC funding on Polygon
- Trade-offs
- Coin98 Fusion CardEvergreen rewards are not verified, Top-up, FX and ATM fees applyTangem CardNo current cashback, Virtual-only with no ATM access
Costs
7 fields- Plan cost
- Coin98 Fusion Card$0Tangem Card$0
- FX fee
- Coin98 Fusion Card1.7% foreign-currency conversionTangem CardUp to 3% legal cap; current fee unknown
- Top-up fee
- Coin98 Fusion Card1%Tangem Card0%
- Card spending fee
- Coin98 Fusion CardNot disclosedTangem Card0%
- ATM fee
- Coin98 Fusion Card1% or SGD 5, whichever is higher, plus any ATM-operator surchargeTangem CardNot available
- Virtual card
- Coin98 Fusion CardUSD 9 issuance/activation feeTangem Card$0 for the first virtual card
- Physical card
- Coin98 Fusion CardNot applicable while the physical card is under developmentTangem CardNot disclosed
Plans
2 fields- Available plans
- Coin98 Fusion CardNot disclosedTangem CardNot disclosed
- Top cashback plan
- Coin98 Fusion CardNot disclosedTangem CardNot disclosed
Everyday use
8 fields- Network
- Coin98 Fusion CardVisaTangem CardVisa
- Card formats
- Coin98 Fusion CardVirtualTangem CardVirtual
- ATM withdrawals
- Coin98 Fusion CardAvailableTangem CardNot available
- Mobile wallets
- Coin98 Fusion CardApple Pay, Google PayTangem CardApple Pay, Google Pay
- Apps
- Coin98 Fusion CardiOS, AndroidTangem CardiOS, Android
- Daily spending limit
- Coin98 Fusion CardNo daily card-spend limit published; SGD 200,000 rolling 12-month spending limitTangem CardBasic advertises $10,000 daily; the account system/default shows up to $50,000, so the effective Basic limit is unclear
- Monthly spending limit
- Coin98 Fusion CardNo monthly card-spend limit published; SGD 200,000 rolling 12-month spending limitTangem CardNo current monthly POS amount is published; up to 1,000 POS transactions per month
- ATM limit
- Coin98 Fusion CardSGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclearTangem CardATM withdrawals are not currently available
Funding & transfers
5 fields- Networks
- Coin98 Fusion CardEthereum, Solana, Polygon, Base, TronTangem CardPolygon
- Crypto deposits
- Coin98 Fusion CardStablecoins: USDC, USDTTangem CardStablecoins: USDC
- Fiat deposits
- Coin98 Fusion CardNot disclosedTangem CardNot disclosed
- Transfers
- Coin98 Fusion CardNot disclosedTangem CardStablecoin transfers
- Payout currencies
- Coin98 Fusion CardNot disclosedTangem CardNot disclosed
Rewards
3 fields- Base cashback
- Coin98 Fusion Card0%Tangem Card0%
- Max cashback
- Coin98 Fusion Card0%Tangem Card0%
- Reward currency
- Coin98 Fusion CardNot applicableTangem CardNo current purchase rewards
Earn
5 fields- Advertised APY
- Coin98 Fusion CardNot offeredTangem CardNot offered
- How it works
- Coin98 Fusion CardNot offeredTangem CardNot offered
- Separate deposit
- Coin98 Fusion CardNot offeredTangem CardNot offered
- Use balance for spending
- Coin98 Fusion CardNot offeredTangem CardNot offered
- Lock-up
- Coin98 Fusion CardNot offeredTangem CardNot offered
Trust & availability
5 fields- Custody
- Coin98 Fusion CardHybrid custodyTangem CardHybrid custody
- Control until payment
- Coin98 Fusion CardProvider controls fundsTangem CardYou keep control
- Card issuer
- Coin98 Fusion CardDCS Card Centre Pte. Ltd.Tangem CardThird National
- Card processing
- Coin98 Fusion CardNot disclosedTangem CardPaera LLC
- Identity verification
- Coin98 Fusion CardNot disclosedTangem CardSumsub
Sources
2 fields- Official sources
- Coin98 Fusion Card23Tangem Card18
- Last reviewed
- Coin98 Fusion CardAug 5, 2026Tangem CardAug 28, 2026
04 · The closer call
Coin98 Fusion Card and Tangem Card need a closer personal call
The Overall Score ends level at 60, so there is no honest all-round winner here. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Both cards show the same base cashback rate of 0%.
Coin98 Fusion Card looks stronger for Cashback, Travel, and Lowest fees, while Tangem Card comes out ahead for Funds control and Transfers. Coin98 Fusion Card and Tangem Card use the same hybrid custody setup.
Both cards list the same number of stablecoins and ways to send money out. Your final check should be whether the card is available where you live and whether the latest provider terms match the features you expect to use.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Coin98 Fusion Card and Tangem Card reviews first.
Continue with
Coin98 Fusion Card
Continue with
Tangem Card
05 · Common questions
Coin98 Fusion vs Tangem FAQ
Is Coin98 Fusion or Tangem better overall?
Coin98 Fusion Card and Tangem Card tie at 60 in the Overall Score. Compare their costs, rewards, way of holding funds and everyday features to decide which suits you.
Which has lower fees, Coin98 Fusion or Tangem?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Coin98 Fusion or Tangem?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Coin98 Fusion and Tangem differ on custody?
Coin98 Fusion Card and Tangem Card use the same hybrid custody setup.
How current is this Coin98 Fusion vs Tangem comparison?
The latest information check for these two cards was August 28, 2026, using 41 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.