64
Metal cardNo CEXTiered rewardsFree base plan
- Cashback
- 0%-2%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Metal cardNo CEXClear feesTiered rewards
- Cashback
- 1.5%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
ARQ CardOverall64
KAST CardOverall84
ARQ CardOverall64KAST CardOverall84- Special offer
- ARQ CardNo active offerKAST Card20% off20% off your first subscription
Scores
6 fields- Overall Score
- ARQ Card64KAST Card84
- Cashback score
- ARQ Card40KAST Card75
- Travel score
- ARQ Card62KAST Card93
- Funds control score
- ARQ Card52KAST Card71
- Lowest fees score
- ARQ Card52KAST Card82
- Transfers score
- ARQ Card75KAST Card100
Strengths & trade-offs
2 fields- Strengths
- ARQ CardClear four-country residence coverage, Virtual, physical and phone-wallet accessKAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
- Trade-offs
- ARQ CardProvider FX spread remains unclear, Headline cashback requires membershipKAST CardNon-USD FX can exceed entry cashback, ATM use adds two charges
Costs
7 fields- Plan cost
- ARQ Card$0KAST Card$0
- FX fee
- ARQ CardProvider spread unknown; Argentina/Brazil variant charges may applyKAST Card0.5–1.75%
- Top-up fee
- ARQ CardStandard receive: 3 USDc for USD/crypto and 3 EURc for EURKAST Card0%
- Card spending fee
- ARQ Card0%KAST Card0%
- ATM fee
- ARQ Card1–3%KAST Card$3 + 2%
- Virtual card
- ARQ CardFreeKAST CardFree first two
- Physical card
- ARQ Card$4.99 Standard; $0 PremiumKAST CardFree; $40 shipping
Plans
2 fields- Available plans
- ARQ Card3 plans: Standard, Premium, PrestigeKAST Card3 plans: Standard, Premium, Private
- Top cashback plan
- ARQ CardPrestige: 2%KAST CardPrivate: 3%
Everyday use
8 fields- Network
- ARQ CardMastercardKAST CardVisa
- Card formats
- ARQ CardVirtual, PhysicalKAST CardVirtual, Physical
- ATM withdrawals
- ARQ CardAvailableKAST CardAvailable
- Mobile wallets
- ARQ CardApple Pay, Google PayKAST CardApple Pay, Google Pay
- Apps
- ARQ CardiOS, AndroidKAST CardiOS, Android
- Daily spending limit
- ARQ CardNot disclosedKAST CardNo cap
- Monthly spending limit
- ARQ CardNot disclosedKAST CardNo cap
- ATM limit
- ARQ CardNot disclosedKAST CardLimits shown in app
Funding & transfers
5 fields- Networks
- ARQ CardEthereum, Polygon, TronKAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
- Crypto deposits
- ARQ CardStablecoins: USDC, USDTKAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
- Fiat deposits
- ARQ CardUSD receive, EUR receiveKAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
- Transfers
- ARQ CardARQ P2P; USD ACH payoutKAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
- Payout currencies
- ARQ CardUSDKAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Rewards
3 fields- Base cashback
- ARQ Card0%KAST Card1.5%
- Max cashback
- ARQ Card2%KAST Card3%
- Reward currency
- ARQ CardUSDc cashbackKAST CardUSD cashback
Earn
5 fields- Advertised APY
- ARQ CardUp to 4.5% APYKAST CardUp to 7% APY
- How it works
- ARQ CardEarn on spending balance, Optional earn vaultKAST CardOptional earn vault
- Separate deposit
- ARQ CardYesKAST CardYes
- Use balance for spending
- ARQ CardNoKAST CardNo
- Lock-up
- ARQ CardNoKAST CardNo
Trust & availability
6 fields- Custody
- ARQ CardCustodialKAST CardCustodial
- Control until payment
- ARQ CardProvider controls fundsKAST CardProvider controls funds
- Card issuer
- ARQ CardNot disclosedKAST CardThird National
- Card processing
- ARQ CardNot disclosedKAST CardTazapay
- Custody / key management
- ARQ CardNot disclosedKAST CardBitGo
- Programme operator
- ARQ CardNot disclosedKAST CardTroia Corp
Sources
2 fields- Official sources
- ARQ Card36KAST Card20
- Last reviewed
- ARQ CardAug 5, 2026KAST CardSep 9, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.