Free base planUSDC/BTC rewards
- Cashback
- 1.5%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Low FXTravel focus
- Cashback
- 1%-10%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
Visa / MCTiered rewards
- Cashback
- 2%-10%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard/Visa
Visa / MCTiered rewards
- Cashback
- 0.1%-1%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa/Mastercard
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Binance CardOverall58
Bybit Card (EU)Overall68
Bybit Card (Global)Overall72
Pionex CardOverall57
Binance CardOverall58Bybit Card (EU)Overall68Bybit Card (Global)Overall72Pionex CardOverall57- Special offer
- Binance CardNo active offerBybit Card (EU)No active offerBybit Card (Global)Get 10 USDT10 USDT referral reward after qualifying Bybit Card spendPionex CardNo active offer
Scores
6 fields- Overall Score
- Binance Card58Bybit Card (EU)68Bybit Card (Global)72Pionex Card57
- Cashback score
- Binance Card37Bybit Card (EU)47Bybit Card (Global)63Pionex Card52
- Travel score
- Binance Card36Bybit Card (EU)87Bybit Card (Global)80Pionex Card29
- Funds control score
- Binance Card47Bybit Card (EU)51Bybit Card (Global)51Pionex Card43
- Lowest fees score
- Binance Card56Bybit Card (EU)72Bybit Card (Global)66Pionex Card57
- Transfers score
- Binance Card76Bybit Card (EU)79Bybit Card (Global)79Pionex Card79
Strengths & trade-offs
2 fields- Strengths
- Binance CardSpend supported Binance crypto balances, Google Pay supportBybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card accessBybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessPionex CardVisa and Mastercard options, 0.1%-1% cashback in USDT
- Trade-offs
- Binance CardSpending follows the Binance account model, Virtual-only cardBybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account modelBybit Card (Global)Spending follows the Bybit account model, FX can get expensivePionex CardMastercard can cost up to 3.5%, General access is virtual-only
Costs
7 fields- Plan cost
- Binance Card$0Bybit Card (EU)$0Bybit Card (Global)$0Pionex Card$0
- FX fee
- Binance Card2–3%Bybit Card (EU)0.5%Bybit Card (Global)1.5–7%Pionex CardNot disclosed
- Top-up fee
- Binance CardNot disclosedBybit Card (EU)Not disclosedBybit Card (Global)Not disclosedPionex CardNot disclosed
- Card spending fee
- Binance CardNot disclosedBybit Card (EU)Not disclosedBybit Card (Global)Not disclosedPionex Card3.5%
- ATM fee
- Binance CardNot disclosedBybit Card (EU)2%Bybit Card (Global)0–2%Pionex CardNot available
- Virtual card
- Binance CardVirtual card up to 15 minutes after approval; 0 USD issuance feeBybit Card (EU)FreeBybit Card (Global)No fee until further noticePionex CardAvailable
- Physical card
- Binance CardGlobal Program virtual-only; Brazil physical card is a separate regional branchBybit Card (EU)First physical card freeBybit Card (Global)Free / 5 / 29.99Pionex CardNot available
Plans
2 fields- Available plans
- Binance Card3 plans: Tier 1, Tier 2, Tier 3Bybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Pionex Card2 plans: Mastercard, Visa
- Top cashback plan
- Binance CardTier 3: 3%Bybit Card (EU)VIP 6 / PRO 3-5: 10%Bybit Card (Global)Infinite: 10%Pionex CardVisa: 1%
Everyday use
8 fields- Network
- Binance CardMastercardBybit Card (EU)MastercardBybit Card (Global)Mastercard/VisaPionex CardVisa/Mastercard
- Card formats
- Binance CardVirtualBybit Card (EU)Virtual, PhysicalBybit Card (Global)Virtual, PhysicalPionex CardVirtual
- ATM withdrawals
- Binance CardNot disclosedBybit Card (EU)AvailableBybit Card (Global)AvailablePionex CardNot available
- Mobile wallets
- Binance CardGoogle PayBybit Card (EU)Apple Pay, Google PayBybit Card (Global)Apple Pay, Google Pay · Region dependentPionex CardApple Pay, Google Pay
- Apps
- Binance CardiOS, AndroidBybit Card (EU)iOS, Android, WebBybit Card (Global)iOS, AndroidPionex CardNot disclosed
- Daily spending limit
- Binance CardShown in appBybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetimeBybit Card (Global)$1k Peru · $5k Argentina · $50k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoPionex Card$10,000-$20,000/day; $10,000-$20,000/transaction depending on network
- Monthly spending limit
- Binance CardShown in appBybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetimeBybit Card (Global)$5k Peru · $10k Argentina · $150k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoPionex Card$50,000-$100,000/month depending on network
- ATM limit
- Binance CardNot disclosedBybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per dayBybit Card (Global)$50/$15k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedPionex CardNot available
Funding & transfers
5 fields- Networks
- Binance CardNot disclosedBybit Card (EU)Not disclosedBybit Card (Global)Not disclosedPionex CardNot disclosed
- Crypto deposits
- Binance CardOther crypto: Supported cryptoBybit Card (EU)Other crypto: Supported cryptoBybit Card (Global)Other crypto: Supported cryptoPionex CardOther crypto: Supported crypto
- Fiat deposits
- Binance CardBinance account bank depositBybit Card (EU)Bybit EU Funding Account depositBybit Card (Global)Bybit account bank depositPionex CardNot disclosed
- Transfers
- Binance CardStablecoin transfers; Binance account fiat withdrawalBybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawalBybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalPionex CardStablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
- Payout currencies
- Binance CardNot disclosedBybit Card (EU)Not disclosedBybit Card (Global)Not disclosedPionex CardNot disclosed
Rewards
3 fields- Base cashback
- Binance Card1.5%Bybit Card (EU)1%Bybit Card (Global)2%Pionex Card0.1%
- Max cashback
- Binance Card3%Bybit Card (EU)10%Bybit Card (Global)10%Pionex Card1%
- Reward currency
- Binance CardUSDC or BTC equivalent cashback (country-dependent)Bybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Pionex CardUSDT
Earn
5 fields- Advertised APY
- Binance CardNot offeredBybit Card (EU)Up to 8% APYBybit Card (Global)Not disclosedPionex CardUp to 5% APY
- How it works
- Binance CardNot offeredBybit Card (EU)Not disclosedBybit Card (Global)Earn on spending balancePionex CardEarn on spending balance
- Separate deposit
- Binance CardNot offeredBybit Card (EU)Not disclosedBybit Card (Global)Not disclosedPionex CardNo
- Use balance for spending
- Binance CardNot offeredBybit Card (EU)Not disclosedBybit Card (Global)YesPionex CardYes
- Lock-up
- Binance CardNot offeredBybit Card (EU)Not disclosedBybit Card (Global)NoPionex CardNo
Trust & availability
3 fields- Custody
- Binance CardCustodialBybit Card (EU)CustodialBybit Card (Global)CustodialPionex CardCustodial
- Control until payment
- Binance CardProvider controls fundsBybit Card (EU)Provider controls fundsBybit Card (Global)Provider controls fundsPionex CardProvider controls funds
- Card issuer
- Binance CardImmersve LimitedBybit Card (EU)Harmoniie SAS, Moorwand LtdBybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Pionex CardNot disclosed
Sources
2 fields- Official sources
- Binance Card12Bybit Card (EU)10Bybit Card (Global)9Pionex Card59
- Last reviewed
- Binance CardAug 5, 2026Bybit Card (EU)Oct 11, 2026Bybit Card (Global)Oct 11, 2026Pionex CardAug 14, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.