Visa / MCNo CEX
- Cashback
- 2%-3%
- Plan cost
- Not disclosed
- Custody
- Hybrid
- Network
- Visa/Mastercard
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Metal cardNo CEX
- Cashback
- 0.5%-1%
- Plan cost
- $0
- Custody
- Hybrid
- Network
- Mastercard
No CEXFree base plan
- Cashback
- 0%
- Plan cost
- $0
- Custody
- Hybrid
- Network
- Visa
Low FXNo CEX
- Cashback
- 0.5%-4%
- Plan cost
- $0
- Custody
- Hybrid
- Network
- Visa
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Bitget Wallet CardOverall69
Holyheld CardOverall75
Coin98 Fusion CardOverall60
XPlace CardOverall68
Bitget Wallet CardOverall69Holyheld CardOverall75Coin98 Fusion CardOverall60XPlace CardOverall68- Special offer
- Bitget Wallet CardUp to $20Up to $20 for invited Bitget Wallet usersHolyheld CardNo active offerCoin98 Fusion CardNo active offerXPlace CardNo active offer
Scores
6 fields- Overall Score
- Bitget Wallet Card69Holyheld Card75Coin98 Fusion Card60XPlace Card68
- Cashback score
- Bitget Wallet Card66Holyheld Card64Coin98 Fusion Card17XPlace Card49
- Travel score
- Bitget Wallet Card44Holyheld Card68Coin98 Fusion Card65XPlace Card61
- Funds control score
- Bitget Wallet Card64Holyheld Card74Coin98 Fusion Card64XPlace Card67
- Lowest fees score
- Bitget Wallet Card45Holyheld Card67Coin98 Fusion Card72XPlace Card69
- Transfers score
- Bitget Wallet Card56Holyheld Card81Coin98 Fusion Card39XPlace Card62
Strengths & trade-offs
2 fields- Strengths
- Bitget Wallet CardCurrent 2%-3% Assetback, Several crypto funding assetsHolyheld CardSelf-custody crypto before card top-up, Virtual, physical and metal MastercardCoin98 Fusion CardVirtual Visa with both phone wallets, USDC and USDT top-ups on five networksXPlace CardTwo distinct USDC spending modes, Tiered USDC cashback with published caps
- Trade-offs
- Bitget Wallet CardRegional programmes differ materially, Assetback spend cap unclearHolyheld CardCountry eligibility is incomplete, Foreign spend can be expensiveCoin98 Fusion CardEvergreen rewards are not verified, Top-up, FX and ATM fees applyXPlace CardNo live physical card or ATM access, Higher tiers cost more and FX has layers
Costs
7 fields- Plan cost
- Bitget Wallet CardNot disclosedHolyheld Card$0Coin98 Fusion Card$0XPlace Card$0
- FX fee
- Bitget Wallet Card1.7% in reviewed APAC and Immersve routes; other regional rates unknownHolyheld CardUp to 5.5% + EUR 1; actual pricing depends on transaction geography and currencyCoin98 Fusion Card1.7% foreign-currency conversionXPlace Card0–1%
- Top-up fee
- Bitget Wallet Card0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknownHolyheld Card0%Coin98 Fusion Card1%XPlace CardProvider fee not published; external network or bridge costs may apply and are not card fees
- Card spending fee
- Bitget Wallet CardNot disclosedHolyheld Card€0.50Coin98 Fusion CardNot disclosedXPlace Card0%
- ATM fee
- Bitget Wallet CardAPAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATMHolyheld CardUp to EUR 2 + 2.5%Coin98 Fusion Card1% or SGD 5, whichever is higher, plus any ATM-operator surchargeXPlace CardNot available
- Virtual card
- Bitget Wallet CardFree in APAC and Pakistan; Immersve activation is 0.1 USDC within 72h or 10 USDC later; other routes varyHolyheld CardLimited Edition virtual card: EUR 99; Classic includes virtual accessCoin98 Fusion CardUSD 9 issuance/activation feeXPlace CardNot disclosed
- Physical card
- Bitget Wallet Card$49 in APAC; other regions unavailable or unclearHolyheld CardClassic: EUR 29; Metal: EUR 199Coin98 Fusion CardNot applicable while the physical card is under developmentXPlace CardSilver physical card: $99 with courier delivery included; estimated delivery 3-12 days. Other tier pricing remains unclear.
Plans
2 fields- Available plans
- Bitget Wallet CardNot disclosedHolyheld Card3 plans: Classic, Limited Edition, MetalCoin98 Fusion CardNot disclosedXPlace Card4 plans: Basic, Silver, Gold, Platinum
- Top cashback plan
- Bitget Wallet CardNot disclosedHolyheld CardMetal: 1%Coin98 Fusion CardNot disclosedXPlace CardPlatinum: 2%
Everyday use
8 fields- Network
- Bitget Wallet CardVisa/MastercardHolyheld CardMastercardCoin98 Fusion CardVisaXPlace CardVisa
- Card formats
- Bitget Wallet CardVirtual, PhysicalHolyheld CardVirtual, PhysicalCoin98 Fusion CardVirtualXPlace CardVirtual, Physical
- ATM withdrawals
- Bitget Wallet CardNot disclosedHolyheld CardAvailableCoin98 Fusion CardAvailableXPlace CardNot available
- Mobile wallets
- Bitget Wallet CardGoogle PayHolyheld CardApple Pay, Google PayCoin98 Fusion CardApple Pay, Google PayXPlace CardApple Pay, Google Pay
- Apps
- Bitget Wallet CardiOS, AndroidHolyheld CardiOS, Android, WebCoin98 Fusion CardiOS, AndroidXPlace CardiOS, Android
- Daily spending limit
- Bitget Wallet CardRegional: APAC $50,000; Europe/Africa/LATAM $5,000; Pakistan $20,000; other routes undisclosedHolyheld CardEUR 10,000 dailyCoin98 Fusion CardNo daily card-spend limit published; SGD 200,000 rolling 12-month spending limitXPlace CardNo provider-set daily amount published; users can set their own daily, weekly and monthly controls
- Monthly spending limit
- Bitget Wallet CardNot published as one global or regional monthly scheduleHolyheld CardEUR 25,000 monthly; EUR 250,000 annuallyCoin98 Fusion CardNo monthly card-spend limit published; SGD 200,000 rolling 12-month spending limitXPlace CardBasic $2,000; Silver $10,000; Gold $50,000; Platinum $750,000 per month
- ATM limit
- Bitget Wallet CardAPAC physical: $3,000 per withdrawal, $10,000/day and $100,000/month; other routes unavailableHolyheld CardEUR 1,000 per 24 hours; EUR 5,000 per 30 daysCoin98 Fusion CardSGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclearXPlace CardNot available while only the virtual card is live
Funding & transfers
5 fields- Networks
- Bitget Wallet CardBNB Chain, Ethereum, BaseHolyheld CardEthereum, Arbitrum, Base, Optimism, Polygon, Gnosis +2Coin98 Fusion CardEthereum, Solana, Polygon, Base, TronXPlace CardSolana
- Crypto deposits
- Bitget Wallet CardStablecoins: USDC, USDT; Other crypto: ETH, SOLHolyheld CardStablecoins: USDC, USDTCoin98 Fusion CardStablecoins: USDC, USDTXPlace CardStablecoins: USDC
- Fiat deposits
- Bitget Wallet CardNot disclosedHolyheld CardPersonal EUR IBANCoin98 Fusion CardNot disclosedXPlace CardNot disclosed
- Transfers
- Bitget Wallet CardRegional card-balance return, Support-assisted balance recoveryHolyheld CardStablecoin transfers; Outgoing SEPA transferCoin98 Fusion CardNot disclosedXPlace CardStablecoin transfers
- Payout currencies
- Bitget Wallet CardNot disclosedHolyheld CardEURCoin98 Fusion CardNot disclosedXPlace CardNot disclosed
Rewards
3 fields- Base cashback
- Bitget Wallet Card2%Holyheld Card0.5%Coin98 Fusion Card0%XPlace Card0.5%
- Max cashback
- Bitget Wallet Card3%Holyheld Card1%Coin98 Fusion Card0%XPlace Card4%
- Reward currency
- Bitget Wallet CardSelected Assetback assetHolyheld CardUSDCCoin98 Fusion CardNot applicableXPlace CardUSDC
Earn
5 fields- Advertised APY
- Bitget Wallet CardNot offeredHolyheld CardNot disclosedCoin98 Fusion CardNot offeredXPlace CardUp to 6.15% APY
- How it works
- Bitget Wallet CardNot offeredHolyheld CardOptional earn vaultCoin98 Fusion CardNot offeredXPlace CardBorrow against collateral, Optional earn vault
- Separate deposit
- Bitget Wallet CardNot offeredHolyheld CardYesCoin98 Fusion CardNot offeredXPlace CardYes
- Use balance for spending
- Bitget Wallet CardNot offeredHolyheld CardNot disclosedCoin98 Fusion CardNot offeredXPlace CardNo
- Lock-up
- Bitget Wallet CardNot offeredHolyheld CardNoCoin98 Fusion CardNot offeredXPlace CardNo
Trust & availability
6 fields- Custody
- Bitget Wallet CardHybrid custodyHolyheld CardHybrid custodyCoin98 Fusion CardHybrid custodyXPlace CardHybrid custody
- Control until payment
- Bitget Wallet CardProvider controls fundsHolyheld CardProvider controls fundsCoin98 Fusion CardProvider controls fundsXPlace CardProvider controls funds
- Card issuer
- Bitget Wallet CardDCS Card Centre, Monavate, Fiat24Holyheld CardUnlimit EU LtdCoin98 Fusion CardDCS Card Centre Pte. Ltd.XPlace CardThird National
- Card processing
- Bitget Wallet CardNot disclosedHolyheld CardNot disclosedCoin98 Fusion CardNot disclosedXPlace CardSignify Holdings, Inc. (Rain)
- Identity verification
- Bitget Wallet CardNot disclosedHolyheld CardSumsub / IdenfyCoin98 Fusion CardNot disclosedXPlace CardSumsub
- Programme operator
- Bitget Wallet CardBTG Technology Holdings LimitedHolyheld CardHolyheld Labs AGCoin98 Fusion CardNot disclosedXPlace CardNot disclosed
Sources
2 fields- Official sources
- Bitget Wallet Card47Holyheld Card28Coin98 Fusion Card23XPlace Card26
- Last reviewed
- Bitget Wallet CardAug 28, 2026Holyheld CardAug 12, 2026Coin98 Fusion CardAug 5, 2026XPlace CardAug 27, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.