No FXSelf-custodyTravel focusCategory rewards
- Cashback
- 1%-20%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Mastercard
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Metal cardNo CEXClear feesTiered rewards
- Cashback
- 1.5%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
77
Visa / MCLow FXNo CEXTravel focus
- Cashback
- 0% base
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard/Visa
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Bleap CardOverall95
KAST CardOverall84
ZEN CardOverall77
Bleap CardOverall95KAST CardOverall84ZEN CardOverall77- Special offer
- Bleap CardNo active offerKAST Card20% off20% off your first subscriptionZEN CardNo active offer
Scores
6 fields- Overall Score
- Bleap Card95KAST Card84ZEN Card77
- Cashback score
- Bleap Card74KAST Card75ZEN Card39
- Travel score
- Bleap Card100KAST Card93ZEN Card96
- Funds control score
- Bleap Card100KAST Card71ZEN Card65
- Lowest fees score
- Bleap Card94KAST Card82ZEN Card81
- Transfers score
- Bleap Card100KAST Card100ZEN Card98
Strengths & trade-offs
2 fields- Strengths
- Bleap CardSelf-custody with an independent exit, Core card fees are listed at zeroKAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessZEN CardFree plan with 0.5% weekday FX margin, Physical, virtual and phone-wallet access
- Trade-offs
- Bleap CardRollout remains account-gated, High cashback is category-specificKAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesZEN CardFree-plan ATM withdrawals cost 1.5%, No universal public cashback rate
Costs
7 fields- Plan cost
- Bleap Card$0KAST Card$0ZEN Card$0
- FX fee
- Bleap CardBleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can applyKAST Card0.5–1.75%ZEN Card0–0.5%
- Top-up fee
- Bleap CardSEPA buy processing: 0%; other funding routes can include a spread or external network costKAST Card0%ZEN Card0–3%
- Card spending fee
- Bleap Card0%KAST Card0%ZEN Card0%
- ATM fee
- Bleap CardBleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can applyKAST Card$3 + 2%ZEN Card0–1.5%
- Virtual card
- Bleap Card€0KAST CardFree first twoZEN CardFree/Gold: 1 included; Platinum/Pro: 3 included; next card €5
- Physical card
- Bleap Card€0 issuance and delivery after completing an active referral programmeKAST CardFree; $40 shippingZEN CardFree first card €10; Gold 1 included; Platinum/Pro 2 included; next card €10
Plans
2 fields- Available plans
- Bleap CardNot disclosedKAST Card3 plans: Standard, Premium, PrivateZEN Card4 plans: Free, Gold, Platinum, Pro
- Top cashback plan
- Bleap CardNot disclosedKAST CardPrivate: 3%ZEN CardFree: 0%
Everyday use
8 fields- Network
- Bleap CardMastercardKAST CardVisaZEN CardMastercard/Visa
- Card formats
- Bleap CardVirtual, PhysicalKAST CardVirtual, PhysicalZEN CardVirtual, Physical
- ATM withdrawals
- Bleap CardAvailableKAST CardAvailableZEN CardAvailable
- Mobile wallets
- Bleap CardApple Pay, Google PayKAST CardApple Pay, Google PayZEN CardApple Pay, Google Pay
- Apps
- Bleap CardiOS, AndroidKAST CardiOS, AndroidZEN CardiOS, Android, Web
- Daily spending limit
- Bleap Card€15,000/day; €10,000 per transactionKAST CardNo capZEN CardStandard €10,000/day; maximum €30,000/day (currency equivalents also published)
- Monthly spending limit
- Bleap Card€30,000 rolling monthKAST CardNo capZEN CardNot publicly confirmed
- ATM limit
- Bleap Card3 withdrawals and €400 per monthKAST CardLimits shown in appZEN CardStandard €2,000/day; maximum €30,000/day (currency equivalents also published)
Funding & transfers
5 fields- Networks
- Bleap CardBase, Arbitrum, SolanaKAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7ZEN CardNot disclosed
- Crypto deposits
- Bleap CardStablecoins: USDC, EURE, USDTKAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22ZEN CardStablecoins: USDT, USDC; Other crypto: BTC, ETH
- Fiat deposits
- Bleap CardManual bank transferKAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2ZEN CardSEPA bank transfer, Payment-card top-up
- Transfers
- Bleap CardStablecoin transfers; Bank transfer in, Bank cash-outKAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsZEN CardStablecoin transfers; Card-to-card transfer; SEPA transfers
- Payout currencies
- Bleap CardEUR, MXN, GBPKAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4ZEN CardEUR
Rewards
3 fields- Base cashback
- Bleap Card1%KAST Card1.5%ZEN Card0%
- Max cashback
- Bleap Card20%KAST Card3%ZEN CardNot disclosed
- Reward currency
- Bleap CardUSDCKAST CardUSD cashbackZEN CardTransaction currency
Earn
5 fields- Advertised APY
- Bleap CardUp to 3.83% APYKAST CardUp to 7% APYZEN CardNot offered
- How it works
- Bleap CardOptional earn vaultKAST CardOptional earn vaultZEN CardNot offered
- Separate deposit
- Bleap CardYesKAST CardYesZEN CardNot offered
- Use balance for spending
- Bleap CardNot disclosedKAST CardNoZEN CardNot offered
- Lock-up
- Bleap CardNot disclosedKAST CardNoZEN CardNot offered
Trust & availability
7 fields- Custody
- Bleap CardSelf-custodyKAST CardCustodialZEN CardCustodial
- Control until payment
- Bleap CardYou keep controlKAST CardProvider controls fundsZEN CardProvider controls funds
- Card issuer
- Bleap CardUnlimit EU LtdKAST CardThird NationalZEN CardUAB ZEN.COM
- Card processing
- Bleap CardNot disclosedKAST CardTazapayZEN CardNot disclosed
- Custody / key management
- Bleap CardNot disclosedKAST CardBitGoZEN CardNot disclosed
- Deposits & withdrawals
- Bleap CardNot disclosedKAST CardNot disclosedZEN CardTriple A Technologies Pte Ltd, Coreline Solutions LLC
- Programme operator
- Bleap CardNot disclosedKAST CardTroia CorpZEN CardNot disclosed
Sources
2 fields- Official sources
- Bleap Card29KAST Card20ZEN Card43
- Last reviewed
- Bleap CardOct 3, 2026KAST CardOct 6, 2026ZEN CardOct 7, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.