Side-by-side card comparison

Tuyo vs Bleap: fees, rewards and account setup

Bleap Card has the higher Overall Score by 20 points (94 vs 74). Bleap Card also looks stronger for Cashback, Travel, Lowest fees, and Transfers. The details below show where Tuyo Card may still be the better personal fit.

Information checked Aug 10, 202640 official sources reviewed

01 · Make the first cut

Bleap Card is the better all-round starting point

Bleap Card has the higher Overall Score in this comparison. Tuyo Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallTuyo74Bleap94Higher score
CashbackTuyo39Bleap74Higher score
TravelTuyo42Bleap100Higher score
Funds controlTuyo100Bleap100Same score
Lowest feesTuyo71Bleap95Higher score
TransfersTuyo72Bleap100Higher score

Choose Tuyo Card if its day-to-day setup suits you

Tuyo Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Self-custody wallet control
  • Virtual Visa with both phone wallets
  • Multichain USDC funding and spendable Earn

Choose Bleap Card if cashback and travel matter most

Bleap Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Self-custody with an independent exit
  • Core card fees are listed at zero
  • Both card formats and phone wallets

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
Tuyo74
Bleap94

Bleap Card has the higher Overall Score by 20 points.

Entry cost & FX
Tuyo$0 plan · 1–3% FX
Bleap$0 plan · Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply FX

Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 1–3%).

Purchase rewards
Tuyo0% base · up to 100%
Bleap1% base · up to 20%

Bleap Card has the higher published base cashback rate (1% vs 0%).

Funds control
TuyoSelf-controlled wallet
BleapSelf-controlled wallet

Tuyo Card and Bleap Card use the same self-controlled wallet setup.

Everyday access
TuyoVirtual · Apple Pay, Google Pay
BleapVirtual + Physical · Apple Pay, Google Pay

Bleap Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Tuyo1 stablecoin · Stablecoin transfers
Bleap3 stablecoins · Stablecoin transfers; Bank transfer in, Bank cash-out

Bleap Card lists more stablecoins and ways to send money out (5 vs 2).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
0%-100%
Plan cost
$0
FX fee
1–3%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 1 fiat
Payout methods
1 crypto · 0 fiat
Cashback
1%-20%
Plan cost
$0
FX fee
Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
ATM fee
Bleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 1 fiat
Payout methods
3 crypto · 1 fiat

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Tuyo CardOverall74
Bleap CardOverall94
01

Scores

6 fields
Overall Score
Tuyo Card
74
Bleap Card
94
Cashback score
Tuyo Card
39
Bleap Card
74
Travel score
Tuyo Card
42
Bleap Card
100
Funds control score
Tuyo Card
100
Bleap Card
100
Lowest fees score
Tuyo Card
71
Bleap Card
95
Transfers score
Tuyo Card
72
Bleap Card
100
02

Strengths & trade-offs

2 fields
Strengths
Tuyo Card
Self-custody wallet control, Virtual Visa with both phone wallets
Bleap Card
Self-custody with an independent exit, Core card fees are listed at zero
Trade-offs
Tuyo Card
Reward value is unpredictable, Virtual-only with no ATM access
Bleap Card
Rollout remains account-gated, High cashback is category-specific
03

Costs

7 fields
Plan cost
Tuyo Card
$0
Bleap Card
$0
FX fee
Tuyo Card
1–3%
Bleap Card
Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
Top-up fee
Tuyo Card
Not disclosed
Bleap Card
SEPA buy processing: 0%; other funding routes can include a spread or external network cost
Card spending fee
Tuyo Card
0%
Bleap Card
0%
ATM fee
Tuyo Card
Not available
Bleap Card
Bleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
Virtual card
Tuyo Card
Free
Bleap Card
€0
Physical card
Tuyo Card
Coming soon; not currently available
Bleap Card
€0 issuance; €0 delivery
04

Plans

2 fields
Available plans
Tuyo Card
Not disclosed
Bleap Card
Not disclosed
Top cashback plan
Tuyo Card
Not disclosed
Bleap Card
Not disclosed
05

Everyday use

8 fields
Network
Tuyo Card
Visa
Bleap Card
Mastercard
Card formats
Tuyo Card
Virtual
Bleap Card
Virtual, Physical
ATM withdrawals
Tuyo Card
Not available
Bleap Card
Available
Mobile wallets
Tuyo Card
Apple Pay, Google Pay
Bleap Card
Apple Pay, Google Pay
Apps
Tuyo Card
iOS, Android
Bleap Card
iOS, Android
Daily spending limit
Tuyo Card
Up to $10,000 per day; limits can change with usage and account history.
Bleap Card
€15,000/day; €10,000 per transaction
Monthly spending limit
Tuyo Card
No fixed monthly card-spend limit is publicly disclosed.
Bleap Card
€30,000 rolling month
ATM limit
Tuyo Card
ATM withdrawals are not currently supported.
Bleap Card
3 withdrawals and €400 per month
06

Funding & transfers

5 fields
Networks
Tuyo Card
Ethereum, Base, Arbitrum, Optimism, Polygon
Bleap Card
Base, Arbitrum, Solana
Crypto deposits
Tuyo Card
Stablecoins: USDC
Bleap Card
Stablecoins: USDC, EURE, USDT
Fiat deposits
Tuyo Card
Virtual-account receiving
Bleap Card
Manual bank transfer
Transfers
Tuyo Card
Stablecoin transfers
Bleap Card
Stablecoin transfers; Bank transfer in, Bank cash-out
Payout currencies
Tuyo Card
Not disclosed
Bleap Card
EUR, MXN
07

Rewards

3 fields
Base cashback
Tuyo Card
0%
Bleap Card
1%
Max cashback
Tuyo Card
100%
Bleap Card
20%
Reward currency
Tuyo Card
USD
Bleap Card
USDC
08

Earn

5 fields
Advertised APY
Tuyo Card
Up to 11% APY
Bleap Card
Not disclosed
How it works
Tuyo Card
Earn on spending balance, Optional earn vault
Bleap Card
Optional earn vault
Separate deposit
Tuyo Card
Yes
Bleap Card
Yes
Use balance for spending
Tuyo Card
Yes
Bleap Card
Not disclosed
Lock-up
Tuyo Card
Not disclosed
Bleap Card
No
09

Trust & availability

6 fields
Custody
Tuyo Card
Self-custody
Bleap Card
Self-custody
Control until payment
Tuyo Card
You keep control
Bleap Card
You keep control
Card issuer
Tuyo Card
Third National
Bleap Card
Unlimit EU Ltd
Card processing
Tuyo Card
Signify Holdings, Inc. (Rain)
Bleap Card
Not disclosed
Deposits & withdrawals
Tuyo Card
Bridge Ventures, Inc. (Bridge)
Bleap Card
Not disclosed
Bank transfers
Tuyo Card
BANEX Microfinance Bank Limited
Bleap Card
Not disclosed
10

Sources

2 fields
Official sources
Tuyo Card
12
Bleap Card
28
Last reviewed
Tuyo Card
Aug 5, 2026
Bleap Card
Aug 10, 2026

04 · The takeaway

Bleap Card is the stronger all-round choice

Bleap Card finishes ahead with an Overall Score of 94 versus 74 for Tuyo Card. Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 1–3%). Bleap Card has the higher published base cashback rate (1% vs 0%).

Tuyo Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Tuyo Card and Bleap Card use the same self-controlled wallet setup.

Bleap Card lists more stablecoins and ways to send money out (5 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tuyo Card and Bleap Card reviews first.

05 · Common questions

Tuyo vs Bleap FAQ

Is Tuyo or Bleap better overall?

Bleap Card has the higher Overall Score (94 vs 74). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Tuyo or Bleap?

Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 1–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Tuyo or Bleap?

Bleap Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Tuyo and Bleap differ on custody?

Tuyo Card and Bleap Card use the same self-controlled wallet setup.

How current is this Tuyo vs Bleap comparison?

The latest information check for these two cards was August 10, 2026, using 40 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace