No FXSelf-custodyTravel focusCategory rewards
- Cashback
- 1%-20%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Mastercard
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
77
Visa / MCLow FXNo CEXTravel focus
- Cashback
- 0% base
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard/Visa
Metal cardNo CEXClear feesTiered rewards
- Cashback
- 1.5%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
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03 · Compare the evidence
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Best known Not disclosed
Cards
Bleap CardOverall95
ZEN CardOverall77
KAST CardOverall84
Bleap CardOverall95ZEN CardOverall77KAST CardOverall84- Special offer
- Bleap CardNo active offerZEN CardNo active offerKAST Card20% off20% off your first subscription
Scores
6 fields- Overall Score
- Bleap Card95ZEN Card77KAST Card84
- Cashback score
- Bleap Card74ZEN Card39KAST Card75
- Travel score
- Bleap Card100ZEN Card96KAST Card93
- Funds control score
- Bleap Card100ZEN Card65KAST Card71
- Lowest fees score
- Bleap Card94ZEN Card81KAST Card82
- Transfers score
- Bleap Card100ZEN Card98KAST Card100
Strengths & trade-offs
2 fields- Strengths
- Bleap CardSelf-custody with an independent exit, Core card fees are listed at zeroZEN CardFree plan with 0.5% weekday FX margin, Physical, virtual and phone-wallet accessKAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
- Trade-offs
- Bleap CardRollout remains account-gated, High cashback is category-specificZEN CardFree-plan ATM withdrawals cost 1.5%, No universal public cashback rateKAST CardNon-USD FX can exceed entry cashback, ATM use adds two charges
Costs
7 fields- Plan cost
- Bleap Card$0ZEN Card$0KAST Card$0
- FX fee
- Bleap CardBleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can applyZEN Card0–0.5%KAST Card0.5–1.75%
- Top-up fee
- Bleap CardSEPA buy processing: 0%; other funding routes can include a spread or external network costZEN Card0–3%KAST Card0%
- Card spending fee
- Bleap Card0%ZEN Card0%KAST Card0%
- ATM fee
- Bleap CardBleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can applyZEN Card0–1.5%KAST Card$3 + 2%
- Virtual card
- Bleap Card€0ZEN CardFree/Gold: 1 included; Platinum/Pro: 3 included; next card €5KAST CardFree first two
- Physical card
- Bleap Card€0 issuance and delivery after completing an active referral programmeZEN CardFree first card €10; Gold 1 included; Platinum/Pro 2 included; next card €10KAST CardFree; $40 shipping
Plans
2 fields- Available plans
- Bleap CardNot disclosedZEN Card4 plans: Free, Gold, Platinum, ProKAST Card3 plans: Standard, Premium, Private
- Top cashback plan
- Bleap CardNot disclosedZEN CardFree: 0%KAST CardPrivate: 3%
Everyday use
8 fields- Network
- Bleap CardMastercardZEN CardMastercard/VisaKAST CardVisa
- Card formats
- Bleap CardVirtual, PhysicalZEN CardVirtual, PhysicalKAST CardVirtual, Physical
- ATM withdrawals
- Bleap CardAvailableZEN CardAvailableKAST CardAvailable
- Mobile wallets
- Bleap CardApple Pay, Google PayZEN CardApple Pay, Google PayKAST CardApple Pay, Google Pay
- Apps
- Bleap CardiOS, AndroidZEN CardiOS, Android, WebKAST CardiOS, Android
- Daily spending limit
- Bleap Card€15,000/day; €10,000 per transactionZEN CardStandard €10,000/day; maximum €30,000/day (currency equivalents also published)KAST CardNo cap
- Monthly spending limit
- Bleap Card€30,000 rolling monthZEN CardNot publicly confirmedKAST CardNo cap
- ATM limit
- Bleap Card3 withdrawals and €400 per monthZEN CardStandard €2,000/day; maximum €30,000/day (currency equivalents also published)KAST CardLimits shown in app
Funding & transfers
5 fields- Networks
- Bleap CardBase, Arbitrum, SolanaZEN CardNot disclosedKAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
- Crypto deposits
- Bleap CardStablecoins: USDC, EURE, USDTZEN CardStablecoins: USDT, USDC; Other crypto: BTC, ETHKAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
- Fiat deposits
- Bleap CardManual bank transferZEN CardSEPA bank transfer, Payment-card top-upKAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
- Transfers
- Bleap CardStablecoin transfers; Bank transfer in, Bank cash-outZEN CardStablecoin transfers; Card-to-card transfer; SEPA transfersKAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
- Payout currencies
- Bleap CardEUR, MXN, GBPZEN CardEURKAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Rewards
3 fields- Base cashback
- Bleap Card1%ZEN Card0%KAST Card1.5%
- Max cashback
- Bleap Card20%ZEN CardNot disclosedKAST Card3%
- Reward currency
- Bleap CardUSDCZEN CardTransaction currencyKAST CardUSD cashback
Earn
5 fields- Advertised APY
- Bleap CardUp to 3.83% APYZEN CardNot offeredKAST CardUp to 7% APY
- How it works
- Bleap CardOptional earn vaultZEN CardNot offeredKAST CardOptional earn vault
- Separate deposit
- Bleap CardYesZEN CardNot offeredKAST CardYes
- Use balance for spending
- Bleap CardNot disclosedZEN CardNot offeredKAST CardNo
- Lock-up
- Bleap CardNot disclosedZEN CardNot offeredKAST CardNo
Trust & availability
7 fields- Custody
- Bleap CardSelf-custodyZEN CardCustodialKAST CardCustodial
- Control until payment
- Bleap CardYou keep controlZEN CardProvider controls fundsKAST CardProvider controls funds
- Card issuer
- Bleap CardUnlimit EU LtdZEN CardUAB ZEN.COMKAST CardThird National
- Card processing
- Bleap CardNot disclosedZEN CardNot disclosedKAST CardTazapay
- Custody / key management
- Bleap CardNot disclosedZEN CardNot disclosedKAST CardBitGo
- Deposits & withdrawals
- Bleap CardNot disclosedZEN CardTriple A Technologies Pte Ltd, Coreline Solutions LLCKAST CardNot disclosed
- Programme operator
- Bleap CardNot disclosedZEN CardNot disclosedKAST CardTroia Corp
Sources
2 fields- Official sources
- Bleap Card29ZEN Card43KAST Card20
- Last reviewed
- Bleap CardOct 3, 2026ZEN CardOct 7, 2026KAST CardOct 6, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.