Side-by-side card comparison

Bleap vs Bybit EU: fees, rewards and account setup

Bleap Card has the higher Overall Score by 26 points (94 vs 68). Bleap Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Bybit Card (EU) may still be the better personal fit.

Information checked Aug 14, 202638 official sources reviewed

01 · Make the first cut

Bleap Card is the better all-round starting point

Bleap Card has the higher Overall Score in this comparison. Bybit Card (EU) may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallBleap94Bybit EU68Higher score
CashbackBleap74Bybit EU47Higher score
TravelBleap100Bybit EU87Higher score
Funds controlBleap100Bybit EU51Higher score
Lowest feesBleap95Bybit EU72Higher score
TransfersBleap100Bybit EU79Higher score

Choose Bleap Card if cashback and travel matter most

Bleap Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Self-custody with an independent exit
  • Core card fees are listed at zero
  • Both card formats and phone wallets

Choose Bybit Card (EU) if its day-to-day setup suits you

Bybit Card (EU) does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Funding Account connects deposits and card spend
  • Lite and Standard card access
  • Default applicants start at 1% cashback

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
Bleap94
Bybit EU68

Bleap Card has the higher Overall Score by 26 points.

Entry cost & FX
Bleap$0 plan · Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply FX
Bybit EU$0 plan · 0.5% FX

Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 0.5%).

Purchase rewards
Bleap1% base · up to 20%
Bybit EU1% base · up to 10%

Both cards show the same base cashback rate of 1%.

Funds control
BleapSelf-controlled wallet
Bybit EUCustodial balance

Bleap Card uses a self-controlled wallet setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
BleapVirtual + Physical · Apple Pay, Google Pay
Bybit EUVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Bleap3 stablecoins · Stablecoin transfers; Bank transfer in, Bank cash-out
Bybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawal

Bleap Card lists more stablecoins and ways to send money out (5 vs 4).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
1%-20%
Plan cost
$0
FX fee
Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
ATM fee
Bleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 1 fiat
Payout methods
3 crypto · 1 fiat
Cashback
1%-10%
Plan cost
$0
FX fee
0.5%
ATM fee
2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 1 fiat
Payout methods
1 crypto · 0 fiat

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Bleap CardOverall94
Bybit Card (EU)Overall68
01

Scores

6 fields
Overall Score
Bleap Card
94
Bybit Card (EU)
68
Cashback score
Bleap Card
74
Bybit Card (EU)
47
Travel score
Bleap Card
100
Bybit Card (EU)
87
Funds control score
Bleap Card
100
Bybit Card (EU)
51
Lowest fees score
Bleap Card
95
Bybit Card (EU)
72
Transfers score
Bleap Card
100
Bybit Card (EU)
79
02

Strengths & trade-offs

2 fields
Strengths
Bleap Card
Self-custody with an independent exit, Core card fees are listed at zero
Bybit Card (EU)
Funding Account connects deposits and card spend, Lite and Standard card access
Trade-offs
Bleap Card
Rollout remains account-gated, High cashback is category-specific
Bybit Card (EU)
ATM use gets costly after the allowance, Spending follows the Bybit EU account model
03

Costs

7 fields
Plan cost
Bleap Card
$0
Bybit Card (EU)
$0
FX fee
Bleap Card
Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
Bybit Card (EU)
0.5%
Top-up fee
Bleap Card
SEPA buy processing: 0%; other funding routes can include a spread or external network cost
Bybit Card (EU)
Not disclosed
Card spending fee
Bleap Card
0%
Bybit Card (EU)
Not disclosed
ATM fee
Bleap Card
Bleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
Bybit Card (EU)
2%
Virtual card
Bleap Card
€0
Bybit Card (EU)
Free
Physical card
Bleap Card
€0 issuance; €0 delivery
Bybit Card (EU)
First physical card free
04

Plans

2 fields
Available plans
Bleap Card
Not disclosed
Bybit Card (EU)
6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
Top cashback plan
Bleap Card
Not disclosed
Bybit Card (EU)
VIP 6 / PRO 3-5: 10%
05

Everyday use

8 fields
Network
Bleap Card
Mastercard
Bybit Card (EU)
Mastercard
Card formats
Bleap Card
Virtual, Physical
Bybit Card (EU)
Virtual, Physical
ATM withdrawals
Bleap Card
Available
Bybit Card (EU)
Available
Mobile wallets
Bleap Card
Apple Pay, Google Pay
Bybit Card (EU)
Apple Pay, Google Pay
Apps
Bleap Card
iOS, Android
Bybit Card (EU)
iOS, Android, Web
Daily spending limit
Bleap Card
€15,000/day; €10,000 per transaction
Bybit Card (EU)
€5k / €10k / €15k by tier · Lite €150 lifetime
Monthly spending limit
Bleap Card
€30,000 rolling month
Bybit Card (EU)
€10k / €25k / €50k by tier · Lite €150 lifetime
ATM limit
Bleap Card
3 withdrawals and €400 per month
Bybit Card (EU)
€2k / €5k / €10k by tier · €2k per withdrawal and per day
06

Funding & transfers

5 fields
Networks
Bleap Card
Base, Arbitrum, Solana
Bybit Card (EU)
Not disclosed
Crypto deposits
Bleap Card
Stablecoins: USDC, EURE, USDT
Bybit Card (EU)
Other crypto: Supported crypto
Fiat deposits
Bleap Card
Manual bank transfer
Bybit Card (EU)
Bybit EU Funding Account deposit
Transfers
Bleap Card
Stablecoin transfers; Bank transfer in, Bank cash-out
Bybit Card (EU)
Stablecoin transfers; Bybit EU account fiat withdrawal
Payout currencies
Bleap Card
EUR, MXN
Bybit Card (EU)
Not disclosed
07

Rewards

3 fields
Base cashback
Bleap Card
1%
Bybit Card (EU)
1%
Max cashback
Bleap Card
20%
Bybit Card (EU)
10%
Reward currency
Bleap Card
USDC
Bybit Card (EU)
EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
08

Earn

5 fields
Advertised APY
Bleap Card
Not disclosed
Bybit Card (EU)
Up to 8% APY
How it works
Bleap Card
Optional earn vault
Bybit Card (EU)
Not disclosed
Separate deposit
Bleap Card
Yes
Bybit Card (EU)
Not disclosed
Use balance for spending
Bleap Card
Not disclosed
Bybit Card (EU)
Not disclosed
Lock-up
Bleap Card
No
Bybit Card (EU)
Not disclosed
09

Trust & availability

3 fields
Custody
Bleap Card
Self-custody
Bybit Card (EU)
Custodial
Control until payment
Bleap Card
You keep control
Bybit Card (EU)
Provider controls funds
Card issuer
Bleap Card
Unlimit EU Ltd
Bybit Card (EU)
Harmoniie SAS, Moorwand Ltd
10

Sources

2 fields
Official sources
Bleap Card
28
Bybit Card (EU)
10
Last reviewed
Bleap Card
Aug 10, 2026
Bybit Card (EU)
Aug 14, 2026

04 · The takeaway

Bleap Card is the stronger all-round choice

Bleap Card finishes ahead with an Overall Score of 94 versus 68 for Bybit Card (EU). Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 0.5%). Both cards show the same base cashback rate of 1%.

Bybit Card (EU) can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Bleap Card uses a self-controlled wallet setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Bleap Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bleap Card and Bybit Card (EU) reviews first.

05 · Common questions

Bleap vs Bybit EU FAQ

Is Bleap or Bybit EU better overall?

Bleap Card has the higher Overall Score (94 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Bleap or Bybit EU?

Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 0.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Bleap or Bybit EU?

Both cards show the same base cashback rate of 1%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Bleap and Bybit EU differ on custody?

Bleap Card uses a self-controlled wallet setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Bleap vs Bybit EU comparison?

The latest information check for these two cards was August 14, 2026, using 38 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace