Low FXTravel focus
- Cashback
- 1%-10%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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Add or remove a card and every comparison row updates automatically.
02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Visa / MCTiered rewards
- Cashback
- 2%-10%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard/Visa
Visa / MCTiered rewards
- Cashback
- 0.1%-1%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa/Mastercard
BTC depositsCrypto-native
- Cashback
- 0.5%-2%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Bybit Card (EU)Overall68
Bybit Card (Global)Overall72
Pionex CardOverall57
Nexo CardOverall66
Bybit Card (EU)Overall68Bybit Card (Global)Overall72Pionex CardOverall57Nexo CardOverall66- Special offer
- Bybit Card (EU)No active offerBybit Card (Global)Get 10 USDT10 USDT referral reward after qualifying Bybit Card spendPionex CardNo active offerNexo CardNo active offer
Scores
6 fields- Overall Score
- Bybit Card (EU)68Bybit Card (Global)72Pionex Card57Nexo Card66
- Cashback score
- Bybit Card (EU)47Bybit Card (Global)63Pionex Card52Nexo Card41
- Travel score
- Bybit Card (EU)87Bybit Card (Global)80Pionex Card29Nexo Card65
- Funds control score
- Bybit Card (EU)51Bybit Card (Global)51Pionex Card43Nexo Card52
- Lowest fees score
- Bybit Card (EU)72Bybit Card (Global)66Pionex Card57Nexo Card57
- Transfers score
- Bybit Card (EU)79Bybit Card (Global)79Pionex Card79Nexo Card91
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card accessBybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessPionex CardVisa and Mastercard options, 0.1%-1% cashback in USDTNexo CardChoose debit spend or credit-line use, No base monthly or annual card fee
- Trade-offs
- Bybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account modelBybit Card (Global)Spending follows the Bybit account model, FX can get expensivePionex CardMastercard can cost up to 3.5%, General access is virtual-onlyNexo CardSpending follows the Nexo account model, Credit Mode adds collateral risk
Costs
7 fields- Plan cost
- Bybit Card (EU)$0Bybit Card (Global)$0Pionex Card$0Nexo Card$0
- FX fee
- Bybit Card (EU)0.5%Bybit Card (Global)1.5–7%Pionex CardNot disclosedNexo Card0.2–2.5%
- Top-up fee
- Bybit Card (EU)Not disclosedBybit Card (Global)Not disclosedPionex CardNot disclosedNexo CardNot disclosed
- Card spending fee
- Bybit Card (EU)Not disclosedBybit Card (Global)Not disclosedPionex Card3.5%Nexo CardNot disclosed
- ATM fee
- Bybit Card (EU)2%Bybit Card (Global)0–2%Pionex CardNot availableNexo Card0–2%; minimum 1.99 EUR/GBP
- Virtual card
- Bybit Card (EU)FreeBybit Card (Global)No fee until further noticePionex CardAvailableNexo CardAvailable from $50 account balance
- Physical card
- Bybit Card (EU)First physical card freeBybit Card (Global)Free / 5 / 29.99Pionex CardNot availableNexo CardFree shipping; requires more than $5,000 account balance and at least Gold tier
Plans
2 fields- Available plans
- Bybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Pionex Card2 plans: Mastercard, VisaNexo Card4 plans: Base, Silver, Gold, Platinum
- Top cashback plan
- Bybit Card (EU)VIP 6 / PRO 3-5: 10%Bybit Card (Global)Infinite: 10%Pionex CardVisa: 1%Nexo CardPlatinum: 2%
Everyday use
8 fields- Network
- Bybit Card (EU)MastercardBybit Card (Global)Mastercard/VisaPionex CardVisa/MastercardNexo CardMastercard
- Card formats
- Bybit Card (EU)Virtual, PhysicalBybit Card (Global)Virtual, PhysicalPionex CardVirtualNexo CardVirtual, Physical
- ATM withdrawals
- Bybit Card (EU)AvailableBybit Card (Global)AvailablePionex CardNot availableNexo CardAvailable
- Mobile wallets
- Bybit Card (EU)Apple Pay, Google PayBybit Card (Global)Apple Pay, Google Pay · Region dependentPionex CardApple Pay, Google PayNexo CardApple Pay, Google Pay
- Apps
- Bybit Card (EU)iOS, Android, WebBybit Card (Global)iOS, AndroidPionex CardNot disclosedNexo CardiOS, Android, Web
- Daily spending limit
- Bybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetimeBybit Card (Global)$1k Peru · $5k Argentina · $50k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoPionex Card$10,000-$20,000/day; $10,000-$20,000/transaction depending on networkNexo Card€10,000 / £9,000/day; €10,000 / £9,000/transaction
- Monthly spending limit
- Bybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetimeBybit Card (Global)$5k Peru · $10k Argentina · $150k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoPionex Card$50,000-$100,000/month depending on networkNexo Card€60,000 / £54,000/month
- ATM limit
- Bybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per dayBybit Card (Global)$50/$15k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedPionex CardNot availableNexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/month
Funding & transfers
5 fields- Networks
- Bybit Card (EU)Not disclosedBybit Card (Global)Not disclosedPionex CardNot disclosedNexo CardNot disclosed
- Crypto deposits
- Bybit Card (EU)Other crypto: Supported cryptoBybit Card (Global)Other crypto: Supported cryptoPionex CardOther crypto: Supported cryptoNexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3
- Fiat deposits
- Bybit Card (EU)Bybit EU Funding Account depositBybit Card (Global)Bybit account bank depositPionex CardNot disclosedNexo CardNexo account bank deposit
- Transfers
- Bybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawalBybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalPionex CardStablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-outNexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawal
- Payout currencies
- Bybit Card (EU)Not disclosedBybit Card (Global)Not disclosedPionex CardNot disclosedNexo CardEUR, GBP, USD
Rewards
3 fields- Base cashback
- Bybit Card (EU)1%Bybit Card (Global)2%Pionex Card0.1%Nexo Card0.5%
- Max cashback
- Bybit Card (EU)10%Bybit Card (Global)10%Pionex Card1%Nexo Card2%
- Reward currency
- Bybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Pionex CardUSDTNexo CardNEXO Tokens or BTC cashback
Earn
5 fields- Advertised APY
- Bybit Card (EU)Up to 8% APYBybit Card (Global)Not disclosedPionex CardUp to 5% APYNexo CardUp to 13% APY
- How it works
- Bybit Card (EU)Not disclosedBybit Card (Global)Earn on spending balancePionex CardEarn on spending balanceNexo CardEarn on spending balance
- Separate deposit
- Bybit Card (EU)Not disclosedBybit Card (Global)Not disclosedPionex CardNoNexo CardNot disclosed
- Use balance for spending
- Bybit Card (EU)Not disclosedBybit Card (Global)YesPionex CardYesNexo CardYes
- Lock-up
- Bybit Card (EU)Not disclosedBybit Card (Global)NoPionex CardNoNexo CardNo
Trust & availability
4 fields- Custody
- Bybit Card (EU)CustodialBybit Card (Global)CustodialPionex CardCustodialNexo CardCustodial
- Control until payment
- Bybit Card (EU)Provider controls fundsBybit Card (Global)Provider controls fundsPionex CardProvider controls fundsNexo CardProvider controls funds
- Card issuer
- Bybit Card (EU)Harmoniie SAS, Moorwand LtdBybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Pionex CardNot disclosedNexo CardDiPocket UAB
- Programme operator
- Bybit Card (EU)Not disclosedBybit Card (Global)Not disclosedPionex CardNot disclosedNexo CardNexo Services Sp. z o.o.
Sources
2 fields- Official sources
- Bybit Card (EU)10Bybit Card (Global)9Pionex Card59Nexo Card14
- Last reviewed
- Bybit Card (EU)Aug 14, 2026Bybit Card (Global)Sep 5, 2026Pionex CardAug 14, 2026Nexo CardSep 2, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.