High cashbackNo FXNo CEXTiered rewards
- Cashback
- 4%-5%
- Plan cost
- $0
- Custody
- Hybrid
- Network
- Visa
Card comparison
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Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Metal cardNo CEXClear feesTiered rewards
- Cashback
- 1.5%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
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03 · Compare the evidence
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Best known Not disclosed
Cards
Ethena Pay CardOverall86
KAST CardOverall84
Ethena Pay CardOverall86KAST CardOverall84- Special offer
- Ethena Pay CardNo active offerKAST Card20% off20% off your first subscription
Scores
6 fields- Overall Score
- Ethena Pay Card86KAST Card84
- Cashback score
- Ethena Pay Card89KAST Card75
- Travel score
- Ethena Pay Card64KAST Card93
- Funds control score
- Ethena Pay Card86KAST Card71
- Lowest fees score
- Ethena Pay Card87KAST Card82
- Transfers score
- Ethena Pay Card82KAST Card100
Strengths & trade-offs
2 fields- Strengths
- Ethena Pay CardStrong Standard cashback bands, No Standard monthly fee or FX markupKAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
- Trade-offs
- Ethena Pay CardCard access is still application-gated, One-day payment grace adds liquidation riskKAST CardNon-USD FX can exceed entry cashback, ATM use adds two charges
Costs
7 fields- Plan cost
- Ethena Pay Card$0KAST Card$0
- FX fee
- Ethena Pay Card0% Ethena Pay markup; Visa rate appliesKAST Card0.5–1.75%
- Top-up fee
- Ethena Pay CardProvider collateral-funding fee unknown; external network gas is separateKAST Card0%
- Card spending fee
- Ethena Pay Card0%KAST Card0%
- ATM fee
- Ethena Pay CardNot availableKAST Card$3 + 2%
- Virtual card
- Ethena Pay CardUSD 0KAST CardFree first two
- Physical card
- Ethena Pay CardNot disclosedKAST CardFree; $40 shipping
Plans
2 fields- Available plans
- Ethena Pay Card3 plans: Standard, Pro, VIPKAST Card3 plans: Standard, Premium, Private
- Top cashback plan
- Ethena Pay CardVIP: 5%KAST CardPrivate: 3%
Everyday use
8 fields- Network
- Ethena Pay CardVisaKAST CardVisa
- Card formats
- Ethena Pay CardVirtualKAST CardVirtual, Physical
- ATM withdrawals
- Ethena Pay CardNot availableKAST CardAvailable
- Mobile wallets
- Ethena Pay CardApple PayKAST CardApple Pay, Google Pay
- Apps
- Ethena Pay CardiOS, WebKAST CardiOS, Android
- Daily spending limit
- Ethena Pay CardDynamic, based on collateral market valueKAST CardNo cap
- Monthly spending limit
- Ethena Pay CardDynamic, based on collateral market valueKAST CardNo cap
- ATM limit
- Ethena Pay CardNot availableKAST CardLimits shown in app
Funding & transfers
5 fields- Networks
- Ethena Pay CardEthereum, Polygon, Optimism, ArbitrumKAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
- Crypto deposits
- Ethena Pay CardNot disclosedKAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
- Fiat deposits
- Ethena Pay CardNot disclosedKAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
- Transfers
- Ethena Pay CardStablecoin transfers; Ethena Pay user transfer; Bank withdrawalKAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
- Payout currencies
- Ethena Pay CardNot disclosedKAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Rewards
3 fields- Base cashback
- Ethena Pay Card4%KAST Card1.5%
- Max cashback
- Ethena Pay Card5%KAST Card3%
- Reward currency
- Ethena Pay CardAVAXKAST CardUSD cashback
Earn
5 fields- Advertised APY
- Ethena Pay CardUp to 6% APYKAST CardUp to 7% APY
- How it works
- Ethena Pay CardEarn on spending balanceKAST CardOptional earn vault
- Separate deposit
- Ethena Pay CardNoKAST CardYes
- Use balance for spending
- Ethena Pay CardYesKAST CardNo
- Lock-up
- Ethena Pay CardNoKAST CardNo
Trust & availability
7 fields- Custody
- Ethena Pay CardHybrid custodyKAST CardCustodial
- Control until payment
- Ethena Pay CardYou keep controlKAST CardProvider controls funds
- Card issuer
- Ethena Pay CardThird NationalKAST CardThird National
- Card processing
- Ethena Pay CardSignify Holdings, Inc. d/b/a RainKAST CardTazapay
- Custody / key management
- Ethena Pay CardNot disclosedKAST CardBitGo
- Identity verification
- Ethena Pay CardSumsubKAST CardNot disclosed
- Programme operator
- Ethena Pay CardNot disclosedKAST CardTroia Corp
Sources
2 fields- Official sources
- Ethena Pay Card12KAST Card20
- Last reviewed
- Ethena Pay CardSep 1, 2026KAST CardAug 31, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.