ether.fiether.fi Cash
86
Side-by-side card comparison
ether.fi Cash vs Solid: overall score versus use-case fit
ether.fi Cash Card has the higher Overall Score by 1 point (86 vs 85). ether.fi Cash Card looks stronger for Travel, Funds control, and Transfers, while Solid Card comes out ahead for Cashback and Lowest fees.
Information checked Oct 11, 202657 official sources reviewed
01 · Overall score versus use-case fit
ether.fi Cash Card is the better all-round starting point
ether.fi Cash Card has the higher Overall Score in this comparison. Solid Card may be the better fit for Cashback and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
Overallether.fi Cash86Solid85Higher score
Cashbackether.fi Cash84Solid89Higher score
Travelether.fi Cash82Solid58Higher score
Funds controlether.fi Cash96Solid94Higher score
Lowest feesether.fi Cash65Solid81Higher score
Transfersether.fi Cash100Solid78Higher score
Choose ether.fi Cash Card if travel and funds control matter most
ether.fi Cash Card comes out ahead for Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Card spend plus cash-account rails
- Liquid USD can stay spendable
- Tiers make perks easier to compare
Choose Solid Card if cashback and lowest fees matter most
Solid Card comes out ahead for Cashback and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Higher rates in selected categories
- Eligible ACH/wire receive details
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- ether.fi Cash86Solid85
ether.fi Cash Card has the higher Overall Score by 1 points.
- Entry cost & FX
- ether.fi Cash$0 plan · 0–0.5% FXSolid$0 plan · 0–2% FX
ether.fi Cash Card has the lower published FX fee (0–0.5% vs 0–2%).
- Purchase rewards
- ether.fi Cash3% base · up to 4%Solid3% base · up to 5%
Both cards show the same base cashback rate of 3%.
- Funds control
- ether.fi CashNon-custodial accountSolidSelf-controlled wallet
ether.fi Cash Card uses a non-custodial account setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- ether.fi CashVirtual + Physical · Apple Pay, Google PaySolidVirtual · Apple Pay, Google Pay
ether.fi Cash Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- ether.fi Cash5 stablecoins · Stablecoin transfers; USD ACH, USD Fedwire, EUR SEPA, USD SWIFT +2Solid4 stablecoins · Stablecoin transfers
ether.fi Cash Card lists more stablecoins and ways to send money out (12 vs 6).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 3%-4%
- Plan cost
- $0
- FX fee
- 0–0.5%
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 18 crypto · 14 fiat
- Payout methods
- 5 crypto · 30 fiat
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 0–2%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 17 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
ether.fi Cash Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Solid Card
$25 in FUSE
$25 in FUSE after $150 of qualifying card spend
- Sign up through the referral link, verify identity and activate the Solid Card.
- Within 30 days of signup, spend $150 on eligible everyday purchases at three or more shops, at least $10 total at each. Purchases below $2 do not count.
- After qualification, make one more eligible purchase of at least $10 before payout.
Solid Card promo code15QRE
The $25 value converts to FUSE at payout; FUSE can lose value. October 8 eligibility changes apply to all unpaid rewards, including already-qualified referrals. Referrals before September 8 retain $15 USDC / $75 spend, subject to the updated eligibility rules. Maximum 50 referral rewards. Solid can change or end the programme.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
Cardsether.fi Cash CardOverall86Solid CardOverall85
ether.fi Cash CardOverall86Solid CardOverall85Scores
6 fields- Overall Score
- ether.fi Cash Card86Solid Card85
- Cashback score
- ether.fi Cash Card84Solid Card89
- Travel score
- ether.fi Cash Card82Solid Card58
- Funds control score
- ether.fi Cash Card96Solid Card94
- Lowest fees score
- ether.fi Cash Card65Solid Card81
- Transfers score
- ether.fi Cash Card100Solid Card78
Strengths & trade-offs
2 fields- Strengths
- ether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendableSolid CardSavings can stay productive while spending, Higher rates in selected categories
- Trade-offs
- ether.fi Cash CardVault returns depend on the selected strategy, Borrowing accrues interest immediatelySolid CardHigher tiers require payment or locked FUSE, ATM availability is still being checked
Costs
7 fields- Plan cost
- ether.fi Cash Card$0Solid Card$0
- FX fee
- ether.fi Cash Card0–0.5%Solid Card0–2%
- Top-up fee
- ether.fi Cash CardNot disclosedSolid Card0%
- Card spending fee
- ether.fi Cash CardNot disclosedSolid Card0%
- ATM fee
- ether.fi Cash CardNot disclosedSolid CardNot available
- Virtual card
- ether.fi Cash CardFirst virtual card normally $0; $10 for AR, AO, BD, BO, CO, EC, ID, MY, MX, NG, PE, PH, ZA and TH under the dedicated fee article. Check the displayed price before order.Solid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
- Physical card
- ether.fi Cash CardComparison page: Core $60 including shipping; one free physical card on higher tiers. Help pages describe additional-card fees and different included quantities. Confirm the order quote.Solid CardPhysical card not listed
Plans
2 fields- Available plans
- ether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIPSolid Card3 plans: Core, Prime, Ultra
- Top cashback plan
- ether.fi Cash CardVIP: 4%Solid CardUltra: 5%
Everyday use
8 fields- Network
- ether.fi Cash CardVisaSolid CardVisa
- Card formats
- ether.fi Cash CardVirtual, PhysicalSolid CardVirtual
- ATM withdrawals
- ether.fi Cash CardAvailableSolid CardNot available
- Mobile wallets
- ether.fi Cash CardApple Pay, Google PaySolid CardApple Pay, Google Pay
- Apps
- ether.fi Cash CardiOS, Android, WebSolid CardiOS, Android, Web
- Daily spending limit
- ether.fi Cash CardEditable defaults: $5,000/day per card; Vault $10,000/day and $10,000/month. Current tier maximum is unconfirmed; the first applicable card, Vault or MCC limit applies.Solid CardShown in app
- Monthly spending limit
- ether.fi Cash CardMonthly limit shown in app; cashback caps vary by planSolid CardShown in app
- ATM limit
- ether.fi Cash CardCore/Luxe/Pinnacle: $1,000 per withdrawal, up to 5 withdrawals and $5,000 per rolling 24 hours. VIP numeric ceiling is unconfirmed.Solid CardNot disclosed
Funding & transfers
5 fields- Networks
- ether.fi Cash CardOptimism, Ethereum, Arbitrum, Base, HyperEVM, BNB Smart Chain +10Solid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
- Crypto deposits
- ether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, LiquidBTC, LiquidETH +8Solid CardStablecoins: soUSD, USDC, USDT, FUSE, EURC; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
- Fiat deposits
- ether.fi Cash CardUSD ACH, USD Fedwire, EUR SEPA, USD SWIFT +10Solid CardUSD virtual account, TransFi ARS funding, TransFi COP funding, TransFi BDT funding +13
- Transfers
- ether.fi Cash CardStablecoin transfers; USD ACH, USD Fedwire, EUR SEPA, USD SWIFT +2Solid CardStablecoin transfers
- Payout currencies
- ether.fi Cash CardUSD, EUR, GBP, AED, AUD, BRL, CAD, CHF +22Solid CardNot disclosed
Rewards
3 fields- Base cashback
- ether.fi Cash Card3%Solid Card3%
- Max cashback
- ether.fi Cash Card4%Solid Card5%
- Reward currency
- ether.fi Cash CardETHFI token cashbackSolid CardUSDC cashback
Earn
5 fields- Advertised APY
- ether.fi Cash CardUp to 5.47% APYSolid CardUp to 14% APY
- How it works
- ether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vaultSolid CardBorrow against collateral, Optional earn vault
- Separate deposit
- ether.fi Cash CardNot disclosedSolid CardYes
- Use balance for spending
- ether.fi Cash CardNot disclosedSolid CardNo
- Lock-up
- ether.fi Cash CardNot disclosedSolid CardNot disclosed
Trust & availability
6 fields- Custody
- ether.fi Cash CardNon-custodialSolid CardSelf-custody
- Control until payment
- ether.fi Cash CardYou keep controlSolid CardYou keep control
- Card issuer
- ether.fi Cash CardThird NationalSolid CardRain, Third National, Wirex
- Card processing
- ether.fi Cash CardNot disclosedSolid CardFuse Network Ltd
- Deposits & withdrawals
- ether.fi Cash CardSEPA third-party providerSolid CardNot disclosed
- Programme operator
- ether.fi Cash Cardether.fi, Ether.Fi SEZCSolid CardFuse Network Ltd
Sources
2 fields- Official sources
- ether.fi Cash Card37Solid Card20
- Last reviewed
- ether.fi Cash CardOct 6, 2026Solid CardOct 11, 2026
04 · The trade-off
ether.fi Cash Card is the stronger all-round choice
ether.fi Cash Card finishes ahead with an Overall Score of 86 versus 85 for Solid Card. ether.fi Cash Card has the lower published FX fee (0–0.5% vs 0–2%). Both cards show the same base cashback rate of 3%.
Solid Card still comes out ahead for Cashback and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. ether.fi Cash Card uses a non-custodial account setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
ether.fi Cash Card lists more stablecoins and ways to send money out (12 vs 6). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full ether.fi Cash Card and Solid Card reviews first.
Continue with
ether.fi Cash Card
Continue with
Solid Card
05 · Common questions
ether.fi Cash vs Solid FAQ
Is ether.fi Cash or Solid better overall?
ether.fi Cash Card has the higher Overall Score (86 vs 85). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, ether.fi Cash or Solid?
ether.fi Cash Card has the lower published FX fee (0–0.5% vs 0–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, ether.fi Cash or Solid?
Both cards show the same base cashback rate of 3%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do ether.fi Cash and Solid differ on custody?
ether.fi Cash Card uses a non-custodial account setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this ether.fi Cash vs Solid comparison?
The latest information check for these two cards was October 11, 2026, using 57 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.