ether.fiether.fi Cash
87
Side-by-side card comparison
ether.fi Cash vs Solid: overall score versus use-case fit
Solid Card has the higher Overall Score by 2 points (89 vs 87). ether.fi Cash Card looks stronger for Travel and Transfers, while Solid Card comes out ahead for Cashback, Funds control, and Lowest fees.
Information checked Aug 25, 202639 official sources reviewed
01 · Overall score versus use-case fit
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. ether.fi Cash Card may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
Overallether.fi Cash87Solid89Higher score
Cashbackether.fi Cash86Solid91Higher score
Travelether.fi Cash84Solid62Higher score
Funds controlether.fi Cash96Solid97Higher score
Lowest feesether.fi Cash69Solid89Higher score
Transfersether.fi Cash97Solid83Higher score
Choose ether.fi Cash Card if travel and transfers matter most
ether.fi Cash Card comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Card spend plus cash-account rails
- Liquid USD can stay spendable
- Tiers make perks easier to compare
Choose Solid Card if cashback and funds control matter most
Solid Card comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Up to 50% on eligible AI subscriptions
- Eligible ACH/wire receive details
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- ether.fi Cash87Solid89
Solid Card has the higher Overall Score by 2 points.
- Entry cost & FX
- ether.fi Cash$0 plan · 0–0.2% FXSolid$0 plan · 1% FX
ether.fi Cash Card has the lower published FX fee (0–0.2% vs 1%).
- Purchase rewards
- ether.fi Cash3% cashbackSolid3% base · up to 5%
Both cards show the same base cashback rate of 3%.
- Funds control
- ether.fi CashNon-custodial accountSolidSelf-controlled wallet
ether.fi Cash Card uses a non-custodial account setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- ether.fi CashVirtual + Physical · Apple Pay, Google PaySolidVirtual · Apple Pay, Google Pay
ether.fi Cash Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- ether.fi Cash6 stablecoins · Stablecoin transfers; EUR SEPA payout, USD ACH / FedWire payoutSolid3 stablecoins · Stablecoin transfers
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 3%
- Plan cost
- $0
- FX fee
- 0–0.2%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 19 crypto · 2 fiat
- Payout methods
- 5 crypto · 2 fiat
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 9 crypto · 1 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
ether.fi Cash Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Solid Card
Get $15
$15 new-user bonus after qualifying card spend
- Activate the Solid Card.
- Complete $75 of card spend.
Solid Card promo code15QRE
Solid may change or end the referral programme; check the current Rewards Terms before signing up.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
Cardsether.fi Cash CardOverall87Solid CardOverall89
ether.fi Cash CardOverall87Solid CardOverall89Scores
6 fields- Overall Score
- ether.fi Cash Card87Solid Card89
- Cashback score
- ether.fi Cash Card86Solid Card91
- Travel score
- ether.fi Cash Card84Solid Card62
- Funds control score
- ether.fi Cash Card96Solid Card97
- Lowest fees score
- ether.fi Cash Card69Solid Card89
- Transfers score
- ether.fi Cash Card97Solid Card83
Strengths & trade-offs
2 fields- Strengths
- ether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendableSolid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptions
- Trade-offs
- ether.fi Cash CardVault returns depend on the selected strategy, Credit setup is more complex than a prepaid cardSolid CardThe best rates require millions of points, ATM availability is still being checked
Costs
7 fields- Plan cost
- ether.fi Cash Card$0Solid Card$0
- FX fee
- ether.fi Cash Card0–0.2%Solid Card1%
- Top-up fee
- ether.fi Cash CardNot disclosedSolid Card0%
- Card spending fee
- ether.fi Cash CardNot disclosedSolid Card0%
- ATM fee
- ether.fi Cash Card2%Solid CardNot available
- Virtual card
- ether.fi Cash CardUp to 50 free virtual cards by tierSolid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
- Physical card
- ether.fi Cash CardCore: $50 including card and shipping; Luxe, Pinnacle and VIP include at least one free physical cardSolid CardPhysical card not listed
Plans
2 fields- Available plans
- ether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIPSolid Card3 plans: Core, Prime, Ultra
- Top cashback plan
- ether.fi Cash CardCore: 3%Solid CardUltra: 5%
Everyday use
8 fields- Network
- ether.fi Cash CardVisaSolid CardVisa
- Card formats
- ether.fi Cash CardVirtual, PhysicalSolid CardVirtual
- ATM withdrawals
- ether.fi Cash CardAvailableSolid CardNot available
- Mobile wallets
- ether.fi Cash CardApple Pay, Google PaySolid CardApple Pay, Google Pay
- Apps
- ether.fi Cash CardiOS, Android, WebSolid CardiOS, Android, Web
- Daily spending limit
- ether.fi Cash CardCore $30,000/day; Luxe $50,000/day; Pinnacle $100,000/daySolid CardShown in app
- Monthly spending limit
- ether.fi Cash CardMonthly limit shown in app; cashback caps vary by planSolid CardShown in app
- ATM limit
- ether.fi Cash Card$250/withdrawal; $750/daySolid CardNot disclosed
Funding & transfers
5 fields- Networks
- ether.fi Cash CardOptimismSolid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
- Crypto deposits
- ether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, eUSD, LiquidBTC +9Solid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
- Fiat deposits
- ether.fi Cash CardUSD ACH / FedWire receive, EUR SEPA receiveSolid CardUSD virtual account
- Transfers
- ether.fi Cash CardStablecoin transfers; EUR SEPA payout, USD ACH / FedWire payoutSolid CardStablecoin transfers
- Payout currencies
- ether.fi Cash CardEUR, USDSolid CardNot disclosed
Rewards
3 fields- Base cashback
- ether.fi Cash Card3%Solid Card3%
- Max cashback
- ether.fi Cash Card3%Solid Card5%
- Reward currency
- ether.fi Cash CardUSD cashback paid in USDCSolid CardUSDC cashback
Earn
5 fields- Advertised APY
- ether.fi Cash CardUp to 5.02% APYSolid CardUp to 14% APY
- How it works
- ether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vaultSolid CardBorrow against collateral, Optional earn vault
- Separate deposit
- ether.fi Cash CardNot disclosedSolid CardYes
- Use balance for spending
- ether.fi Cash CardNot disclosedSolid CardNo
- Lock-up
- ether.fi Cash CardNot disclosedSolid CardNot disclosed
Trust & availability
6 fields- Custody
- ether.fi Cash CardNon-custodialSolid CardSelf-custody
- Control until payment
- ether.fi Cash CardYou keep controlSolid CardYou keep control
- Card issuer
- ether.fi Cash CardThird NationalSolid CardRain, Third National
- Card processing
- ether.fi Cash CardNot disclosedSolid CardFuse Network Ltd
- Deposits & withdrawals
- ether.fi Cash CardSEPA third-party providerSolid CardNot disclosed
- Programme operator
- ether.fi Cash Cardether.fi, Ether.Fi SEZCSolid CardFuse Network Ltd
Sources
2 fields- Official sources
- ether.fi Cash Card19Solid Card20
- Last reviewed
- ether.fi Cash CardAug 25, 2026Solid CardAug 25, 2026
04 · The trade-off
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 89 versus 87 for ether.fi Cash Card. ether.fi Cash Card has the lower published FX fee (0–0.2% vs 1%). Both cards show the same base cashback rate of 3%.
ether.fi Cash Card still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. ether.fi Cash Card uses a non-custodial account setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full ether.fi Cash Card and Solid Card reviews first.
Continue with
ether.fi Cash Card
Continue with
Solid Card
05 · Common questions
ether.fi Cash vs Solid FAQ
Is ether.fi Cash or Solid better overall?
Solid Card has the higher Overall Score (89 vs 87). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, ether.fi Cash or Solid?
ether.fi Cash Card has the lower published FX fee (0–0.2% vs 1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, ether.fi Cash or Solid?
Both cards show the same base cashback rate of 3%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do ether.fi Cash and Solid differ on custody?
ether.fi Cash Card uses a non-custodial account setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this ether.fi Cash vs Solid comparison?
The latest information check for these two cards was August 25, 2026, using 39 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.