No FXMetal card
- Cashback
- 1%-4%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
BTC depositsCrypto-native
- Cashback
- 0.5%-2%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
Low FXTravel focus
- Cashback
- 1%-10%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
Visa / MCTiered rewards
- Cashback
- 2%-10%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard/Visa
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Gemini Credit CardOverall69
Nexo CardOverall66
Bybit Card (EU)Overall68
Bybit Card (Global)Overall72
Gemini Credit CardOverall69Nexo CardOverall66Bybit Card (EU)Overall68Bybit Card (Global)Overall72- Special offer
- Gemini Credit CardNo active offerNexo CardNo active offerBybit Card (EU)No active offerBybit Card (Global)Get 10 USDT10 USDT referral reward after qualifying Bybit Card spend
Scores
6 fields- Overall Score
- Gemini Credit Card69Nexo Card66Bybit Card (EU)68Bybit Card (Global)72
- Cashback score
- Gemini Credit Card60Nexo Card41Bybit Card (EU)47Bybit Card (Global)63
- Travel score
- Gemini Credit Card80Nexo Card65Bybit Card (EU)87Bybit Card (Global)80
- Funds control score
- Gemini Credit Card39Nexo Card52Bybit Card (EU)51Bybit Card (Global)51
- Lowest fees score
- Gemini Credit Card45Nexo Card57Bybit Card (EU)72Bybit Card (Global)66
- Transfers score
- Gemini Credit Card26Nexo Card91Bybit Card (EU)79Bybit Card (Global)79
Strengths & trade-offs
2 fields- Strengths
- Gemini Credit CardNo annual or foreign transaction fee, A 1%-4% crypto reward scheduleNexo CardChoose debit spend or credit-line use, No base monthly or annual card feeBybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card accessBybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard access
- Trade-offs
- Gemini Credit CardVariable APR and costly cash advances, Applications are limited to the United StatesNexo CardSpending follows the Nexo account model, Credit Mode adds collateral riskBybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account modelBybit Card (Global)Spending follows the Bybit account model, FX can get expensive
Costs
7 fields- Plan cost
- Gemini Credit Card$0Nexo Card$0Bybit Card (EU)$0Bybit Card (Global)$0
- FX fee
- Gemini Credit Card$0 foreign transaction fee; Mastercard exchange rates and credit interest remain separateNexo Card0.2–2.5%Bybit Card (EU)0.5%Bybit Card (Global)1.5–7%
- Top-up fee
- Gemini Credit CardNot applicable; linked-bank and check routes repay the credit accountNexo CardNot disclosedBybit Card (EU)Not disclosedBybit Card (Global)Not disclosed
- Card spending fee
- Gemini Credit Card0%Nexo CardNot disclosedBybit Card (EU)Not disclosedBybit Card (Global)Not disclosed
- ATM fee
- Gemini Credit Card3–29.49%Nexo Card0–2%; minimum 1.99 EUR/GBPBybit Card (EU)2%Bybit Card (Global)0–2%
- Virtual card
- Gemini Credit CardNot disclosedNexo CardAvailable from $50 account balanceBybit Card (EU)FreeBybit Card (Global)No fee until further notice
- Physical card
- Gemini Credit CardNot disclosedNexo CardFree shipping; requires more than $5,000 account balance and at least Gold tierBybit Card (EU)First physical card freeBybit Card (Global)Free / 5 / 29.99
Plans
2 fields- Available plans
- Gemini Credit CardNot disclosedNexo Card4 plans: Base, Silver, Gold, PlatinumBybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2
- Top cashback plan
- Gemini Credit CardNot disclosedNexo CardPlatinum: 2%Bybit Card (EU)VIP 6 / PRO 3-5: 10%Bybit Card (Global)Infinite: 10%
Everyday use
8 fields- Network
- Gemini Credit CardMastercardNexo CardMastercardBybit Card (EU)MastercardBybit Card (Global)Mastercard/Visa
- Card formats
- Gemini Credit CardVirtual, PhysicalNexo CardVirtual, PhysicalBybit Card (EU)Virtual, PhysicalBybit Card (Global)Virtual, Physical
- ATM withdrawals
- Gemini Credit CardAvailableNexo CardAvailableBybit Card (EU)AvailableBybit Card (Global)Available
- Mobile wallets
- Gemini Credit CardApple Pay, Google PayNexo CardApple Pay, Google PayBybit Card (EU)Apple Pay, Google PayBybit Card (Global)Apple Pay, Google Pay · Region dependent
- Apps
- Gemini Credit CardiOS, Android, WebNexo CardiOS, Android, WebBybit Card (EU)iOS, Android, WebBybit Card (Global)iOS, Android
- Daily spending limit
- Gemini Credit CardApplicant-specific credit limit; no reusable daily purchase limit is publishedNexo Card€10,000 / £9,000/day; €10,000 / £9,000/transactionBybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetimeBybit Card (Global)$1k Peru · $5k Argentina · $50k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN Mexico
- Monthly spending limit
- Gemini Credit CardApplicant-specific credit limit; no reusable monthly purchase limit is publishedNexo Card€60,000 / £54,000/monthBybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetimeBybit Card (Global)$5k Peru · $10k Argentina · $150k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN Mexico
- ATM limit
- Gemini Credit Card$1,000 daily and no more than 10% of the total credit limitNexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/monthBybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per dayBybit Card (Global)$50/$15k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupported
Funding & transfers
5 fields- Networks
- Gemini Credit CardNot disclosedNexo CardNot disclosedBybit Card (EU)Not disclosedBybit Card (Global)Not disclosed
- Crypto deposits
- Gemini Credit CardNot disclosedNexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3Bybit Card (EU)Other crypto: Supported cryptoBybit Card (Global)Other crypto: Supported crypto
- Fiat deposits
- Gemini Credit CardNot disclosedNexo CardNexo account bank depositBybit Card (EU)Bybit EU Funding Account depositBybit Card (Global)Bybit account bank deposit
- Transfers
- Gemini Credit CardNot disclosedNexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalBybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawalBybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawal
- Payout currencies
- Gemini Credit CardNot disclosedNexo CardEUR, GBP, USDBybit Card (EU)Not disclosedBybit Card (Global)Not disclosed
Rewards
3 fields- Base cashback
- Gemini Credit Card1%Nexo Card0.5%Bybit Card (EU)1%Bybit Card (Global)2%
- Max cashback
- Gemini Credit Card4%Nexo Card2%Bybit Card (EU)10%Bybit Card (Global)10%
- Reward currency
- Gemini Credit CardSelected eligible crypto assetNexo CardNEXO Tokens or BTC cashbackBybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)
Earn
5 fields- Advertised APY
- Gemini Credit CardUp to 2.1% APYNexo CardUp to 13% APYBybit Card (EU)Up to 8% APYBybit Card (Global)Not disclosed
- How it works
- Gemini Credit CardOptional earn vaultNexo CardEarn on spending balanceBybit Card (EU)Not disclosedBybit Card (Global)Earn on spending balance
- Separate deposit
- Gemini Credit CardNoNexo CardNot disclosedBybit Card (EU)Not disclosedBybit Card (Global)Not disclosed
- Use balance for spending
- Gemini Credit CardNoNexo CardYesBybit Card (EU)Not disclosedBybit Card (Global)Yes
- Lock-up
- Gemini Credit CardNot disclosedNexo CardNoBybit Card (EU)Not disclosedBybit Card (Global)No
Trust & availability
6 fields- Custody
- Gemini Credit CardCustodialNexo CardCustodialBybit Card (EU)CustodialBybit Card (Global)Custodial
- Control until payment
- Gemini Credit CardProvider controls fundsNexo CardProvider controls fundsBybit Card (EU)Provider controls fundsBybit Card (Global)Provider controls funds
- Card issuer
- Gemini Credit CardWebBankNexo CardDiPocket UABBybit Card (EU)Harmoniie SAS, Moorwand LtdBybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.
- Card processing
- Gemini Credit CardGemini Constellation, LLCNexo CardNot disclosedBybit Card (EU)Not disclosedBybit Card (Global)Not disclosed
- Custody / key management
- Gemini Credit CardGemini Trust Company, LLC / Gemini Moonbase, LLCNexo CardNot disclosedBybit Card (EU)Not disclosedBybit Card (Global)Not disclosed
- Programme operator
- Gemini Credit CardNot disclosedNexo CardNexo Services Sp. z o.o.Bybit Card (EU)Not disclosedBybit Card (Global)Not disclosed
Sources
2 fields- Official sources
- Gemini Credit Card23Nexo Card14Bybit Card (EU)10Bybit Card (Global)9
- Last reviewed
- Gemini Credit CardAug 30, 2026Nexo CardSep 2, 2026Bybit Card (EU)Oct 11, 2026Bybit Card (Global)Oct 11, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.