Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs Solid: overall score versus use-case fit
Solid Card has the higher Overall Score by 12 points (89 vs 77). Gnosis Pay looks stronger for Travel and Transfers, while Solid Card comes out ahead for Cashback, Funds control, and Lowest fees.
Information checked Aug 25, 202637 official sources reviewed
01 · Overall score versus use-case fit
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Gnosis Pay may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallGnosis Pay77Solid89Higher score
CashbackGnosis Pay22Solid91Higher score
TravelGnosis Pay100Solid62Higher score
Funds controlGnosis Pay89Solid97Higher score
Lowest feesGnosis Pay87Solid89Higher score
TransfersGnosis Pay91Solid83Higher score
Choose Gnosis Pay if travel and transfers matter most
Gnosis Pay comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend stablecoins from a dedicated Safe
- SEPA IBAN funding fits euro users
- Visa card with wallet support
Choose Solid Card if cashback and funds control matter most
Solid Card comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Up to 50% on eligible AI subscriptions
- Eligible ACH/wire receive details
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Gnosis Pay77Solid89
Solid Card has the higher Overall Score by 12 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXSolid$0 plan · 1% FX
Gnosis Pay has the lower published FX fee (0% vs 1%).
- Purchase rewards
- Gnosis Pay0% base · up to 5%Solid3% base · up to 5%
Solid Card has the higher published base cashback rate (3% vs 0%).
- Funds control
- Gnosis PaySelf-controlled walletSolidSelf-controlled wallet
Gnosis Pay and Solid Card use the same self-controlled wallet setup.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PaySolidVirtual · Apple Pay, Google Pay
Gnosis Pay lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundSolid3 stablecoins · Stablecoin transfers
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 9 crypto · 1 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Gnosis Pay
No active signup offer listed
We do not currently list an active signup offer for this card.
Solid Card
Get $15
$15 new-user bonus after qualifying card spend
- Activate the Solid Card.
- Complete $75 of card spend.
Solid Card promo code15QRE
Solid may change or end the referral programme; check the current Rewards Terms before signing up.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsGnosis PayOverall77Solid CardOverall89
Gnosis PayOverall77Solid CardOverall89Scores
6 fields- Overall Score
- Gnosis Pay77Solid Card89
- Cashback score
- Gnosis Pay22Solid Card91
- Travel score
- Gnosis Pay100Solid Card62
- Funds control score
- Gnosis Pay89Solid Card97
- Lowest fees score
- Gnosis Pay87Solid Card89
- Transfers score
- Gnosis Pay91Solid Card83
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersSolid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptions
- Trade-offs
- Gnosis PaySetup is more complex than prepaid cards, Cashback depends on GNO programme rulesSolid CardThe best rates require millions of points, ATM availability is still being checked
Costs
7 fields- Plan cost
- Gnosis Pay$0Solid Card$0
- FX fee
- Gnosis Pay0%Solid Card1%
- Top-up fee
- Gnosis Pay0%Solid Card0%
- Card spending fee
- Gnosis Pay0%Solid Card0%
- ATM fee
- Gnosis Pay0–2%Solid CardNot available
- Virtual card
- Gnosis PayFree; available after the card application is acceptedSolid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeSolid CardPhysical card not listed
Plans
2 fields- Available plans
- Gnosis PayNot disclosedSolid Card3 plans: Core, Prime, Ultra
- Top cashback plan
- Gnosis PayNot disclosedSolid CardUltra: 5%
Everyday use
8 fields- Network
- Gnosis PayVisaSolid CardVisa
- Card formats
- Gnosis PayVirtual, PhysicalSolid CardVirtual
- ATM withdrawals
- Gnosis PayAvailableSolid CardNot available
- Mobile wallets
- Gnosis PayApple Pay, Google PaySolid CardApple Pay, Google Pay
- Apps
- Gnosis PayWebSolid CardiOS, Android, Web
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionSolid CardShown in app
- Monthly spending limit
- Gnosis PayNot disclosedSolid CardShown in app
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/daySolid CardNot disclosed
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainSolid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeSolid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANSolid CardUSD virtual account
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundSolid CardStablecoin transfers
- Payout currencies
- Gnosis PayEUReSolid CardNot disclosed
Rewards
3 fields- Base cashback
- Gnosis Pay0%Solid Card3%
- Max cashback
- Gnosis Pay5%Solid Card5%
- Reward currency
- Gnosis PayGNO cashbackSolid CardUSDC cashback
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredSolid CardUp to 14% APY
- How it works
- Gnosis PayNot offeredSolid CardBorrow against collateral, Optional earn vault
- Separate deposit
- Gnosis PayNot offeredSolid CardYes
- Use balance for spending
- Gnosis PayNot offeredSolid CardNo
- Lock-up
- Gnosis PayNot offeredSolid CardNot disclosed
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custodySolid CardSelf-custody
- Control until payment
- Gnosis PayYou keep controlSolid CardYou keep control
- Card issuer
- Gnosis PayMonavateSolid CardRain, Third National
- Card processing
- Gnosis PayPaymentologySolid CardFuse Network Ltd
- Custody / key management
- Gnosis PaySafe{Wallet}Solid CardNot disclosed
- Bank transfers
- Gnosis PayMoneriumSolid CardNot disclosed
- Identity verification
- Gnosis PaySumsubSolid CardNot disclosed
- Programme operator
- Gnosis PayGnosis PaySolid CardFuse Network Ltd
Sources
2 fields- Official sources
- Gnosis Pay17Solid Card20
- Last reviewed
- Gnosis PayAug 6, 2026Solid CardAug 25, 2026
04 · The trade-off
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 89 versus 77 for Gnosis Pay. Gnosis Pay has the lower published FX fee (0% vs 1%). Solid Card has the higher published base cashback rate (3% vs 0%).
Gnosis Pay still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. Gnosis Pay and Solid Card use the same self-controlled wallet setup.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Gnosis Pay and Solid Card reviews first.
Continue with
Gnosis Pay
Continue with
Solid Card
05 · Common questions
Gnosis Pay vs Solid FAQ
Is Gnosis Pay or Solid better overall?
Solid Card has the higher Overall Score (89 vs 77). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Gnosis Pay or Solid?
Gnosis Pay has the lower published FX fee (0% vs 1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or Solid?
Solid Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and Solid differ on custody?
Gnosis Pay and Solid Card use the same self-controlled wallet setup.
How current is this Gnosis Pay vs Solid comparison?
The latest information check for these two cards was August 25, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.