High cashbackNo CEX
- Cashback
- 2%-4%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
No CEXFree base plan
- Cashback
- 0%
- Plan cost
- $0
- Custody
- Hybrid
- Network
- Visa
Low FXNo CEX
- Cashback
- 0.5%-4%
- Plan cost
- $0
- Custody
- Hybrid
- Network
- Visa
Metal cardNo CEX
- Cashback
- 0.5%-1%
- Plan cost
- $0
- Custody
- Hybrid
- Network
- Mastercard
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Jupiter CardOverall81
Coin98 Fusion CardOverall60
XPlace CardOverall68
Holyheld CardOverall75
Jupiter CardOverall81Coin98 Fusion CardOverall60XPlace CardOverall68Holyheld CardOverall75- Special offer
- Jupiter CardGet $20$20 after qualifying Jupiter Card spendCoin98 Fusion CardNo active offerXPlace CardNo active offerHolyheld CardNo active offer
Scores
6 fields- Overall Score
- Jupiter Card81Coin98 Fusion Card60XPlace Card68Holyheld Card75
- Cashback score
- Jupiter Card87Coin98 Fusion Card17XPlace Card49Holyheld Card64
- Travel score
- Jupiter Card52Coin98 Fusion Card65XPlace Card61Holyheld Card68
- Funds control score
- Jupiter Card54Coin98 Fusion Card64XPlace Card67Holyheld Card74
- Lowest fees score
- Jupiter Card79Coin98 Fusion Card72XPlace Card69Holyheld Card67
- Transfers score
- Jupiter Card76Coin98 Fusion Card39XPlace Card62Holyheld Card81
Strengths & trade-offs
2 fields- Strengths
- Jupiter Card2% base cashback in USDC, No annual or USD spend feeCoin98 Fusion CardVirtual Visa with both phone wallets, USDC and USDT top-ups on five networksXPlace CardTwo distinct USDC spending modes, Tiered USDC cashback with published capsHolyheld CardSelf-custody crypto before card top-up, Virtual, physical and metal Mastercard
- Trade-offs
- Jupiter Card4% requires fresh referrals, FX depends on your issuerCoin98 Fusion CardEvergreen rewards are not verified, Top-up, FX and ATM fees applyXPlace CardNo live physical card or ATM access, Higher tiers cost more and FX has layersHolyheld CardCountry eligibility is incomplete, Foreign spend can be expensive
Costs
7 fields- Plan cost
- Jupiter Card$0Coin98 Fusion Card$0XPlace Card$0Holyheld Card$0
- FX fee
- Jupiter Card1–1.8%Coin98 Fusion Card1.7% foreign-currency conversionXPlace Card0–1%Holyheld CardUp to 5.5% + EUR 1; actual pricing depends on transaction geography and currency
- Top-up fee
- Jupiter Card0%Coin98 Fusion Card1%XPlace CardProvider fee not published; external network or bridge costs may apply and are not card feesHolyheld Card0%
- Card spending fee
- Jupiter Card0%Coin98 Fusion CardNot disclosedXPlace Card0%Holyheld Card€0.50
- ATM fee
- Jupiter CardNot availableCoin98 Fusion Card1% or SGD 5, whichever is higher, plus any ATM-operator surchargeXPlace CardNot availableHolyheld CardUp to EUR 2 + 2.5%
- Virtual card
- Jupiter CardNot disclosedCoin98 Fusion CardUSD 9 issuance/activation feeXPlace CardNot disclosedHolyheld CardLimited Edition virtual card: EUR 99; Classic includes virtual access
- Physical card
- Jupiter CardPlanned by the end of 2026; not currently availableCoin98 Fusion CardNot applicable while the physical card is under developmentXPlace CardSilver physical card: $99 with courier delivery included; estimated delivery 3-12 days. Other tier pricing remains unclear.Holyheld CardClassic: EUR 29; Metal: EUR 199
Plans
2 fields- Available plans
- Jupiter CardNot disclosedCoin98 Fusion CardNot disclosedXPlace Card4 plans: Basic, Silver, Gold, PlatinumHolyheld Card3 plans: Classic, Limited Edition, Metal
- Top cashback plan
- Jupiter CardNot disclosedCoin98 Fusion CardNot disclosedXPlace CardPlatinum: 2%Holyheld CardMetal: 1%
Everyday use
8 fields- Network
- Jupiter CardVisaCoin98 Fusion CardVisaXPlace CardVisaHolyheld CardMastercard
- Card formats
- Jupiter CardVirtualCoin98 Fusion CardVirtualXPlace CardVirtual, PhysicalHolyheld CardVirtual, Physical
- ATM withdrawals
- Jupiter CardNot availableCoin98 Fusion CardAvailableXPlace CardNot availableHolyheld CardAvailable
- Mobile wallets
- Jupiter CardApple Pay, Google PayCoin98 Fusion CardApple Pay, Google PayXPlace CardApple Pay, Google PayHolyheld CardApple Pay, Google Pay
- Apps
- Jupiter CardiOS, AndroidCoin98 Fusion CardiOS, AndroidXPlace CardiOS, AndroidHolyheld CardiOS, Android, Web
- Daily spending limit
- Jupiter CardDCS: $50,000/day; Rain: no disclosed daily limitCoin98 Fusion CardNo daily card-spend limit published; SGD 200,000 rolling 12-month spending limitXPlace CardNo provider-set daily amount published; users can set their own daily, weekly and monthly controlsHolyheld CardEUR 10,000 daily
- Monthly spending limit
- Jupiter CardMonthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limitCoin98 Fusion CardNo monthly card-spend limit published; SGD 200,000 rolling 12-month spending limitXPlace CardBasic $2,000; Silver $10,000; Gold $50,000; Platinum $750,000 per monthHolyheld CardEUR 25,000 monthly; EUR 250,000 annually
- ATM limit
- Jupiter CardNot available on the current digital-only cardCoin98 Fusion CardSGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclearXPlace CardNot available while only the virtual card is liveHolyheld CardEUR 1,000 per 24 hours; EUR 5,000 per 30 days
Funding & transfers
5 fields- Networks
- Jupiter CardSolana, Sui, Arbitrum, BaseCoin98 Fusion CardEthereum, Solana, Polygon, Base, TronXPlace CardSolanaHolyheld CardEthereum, Arbitrum, Base, Optimism, Polygon, Gnosis +2
- Crypto deposits
- Jupiter CardStablecoins: USDC, USDTCoin98 Fusion CardStablecoins: USDC, USDTXPlace CardStablecoins: USDCHolyheld CardStablecoins: USDC, USDT
- Fiat deposits
- Jupiter CardUSD virtual account receive, EUR virtual account receiveCoin98 Fusion CardNot disclosedXPlace CardNot disclosedHolyheld CardPersonal EUR IBAN
- Transfers
- Jupiter CardNoah local and SWIFT payoutsCoin98 Fusion CardNot disclosedXPlace CardStablecoin transfersHolyheld CardStablecoin transfers; Outgoing SEPA transfer
- Payout currencies
- Jupiter CardAED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12Coin98 Fusion CardNot disclosedXPlace CardNot disclosedHolyheld CardEUR
Rewards
3 fields- Base cashback
- Jupiter Card2%Coin98 Fusion Card0%XPlace Card0.5%Holyheld Card0.5%
- Max cashback
- Jupiter Card4%Coin98 Fusion Card0%XPlace Card4%Holyheld Card1%
- Reward currency
- Jupiter CardUSDCCoin98 Fusion CardNot applicableXPlace CardUSDCHolyheld CardUSDC
Earn
5 fields- Advertised APY
- Jupiter CardNot disclosedCoin98 Fusion CardNot offeredXPlace CardUp to 6.15% APYHolyheld CardNot disclosed
- How it works
- Jupiter CardOptional earn vaultCoin98 Fusion CardNot offeredXPlace CardBorrow against collateral, Optional earn vaultHolyheld CardOptional earn vault
- Separate deposit
- Jupiter CardYesCoin98 Fusion CardNot offeredXPlace CardYesHolyheld CardYes
- Use balance for spending
- Jupiter CardNoCoin98 Fusion CardNot offeredXPlace CardNoHolyheld CardNot disclosed
- Lock-up
- Jupiter CardNoCoin98 Fusion CardNot offeredXPlace CardNoHolyheld CardNo
Trust & availability
7 fields- Custody
- Jupiter CardCustodialCoin98 Fusion CardHybrid custodyXPlace CardHybrid custodyHolyheld CardHybrid custody
- Control until payment
- Jupiter CardProvider controls fundsCoin98 Fusion CardProvider controls fundsXPlace CardProvider controls fundsHolyheld CardProvider controls funds
- Card issuer
- Jupiter CardRain, DCSCoin98 Fusion CardDCS Card Centre Pte. Ltd.XPlace CardThird NationalHolyheld CardUnlimit EU Ltd
- Card processing
- Jupiter CardNot disclosedCoin98 Fusion CardNot disclosedXPlace CardSignify Holdings, Inc. (Rain)Holyheld CardNot disclosed
- Deposits & withdrawals
- Jupiter CardNoahCoin98 Fusion CardNot disclosedXPlace CardNot disclosedHolyheld CardNot disclosed
- Identity verification
- Jupiter CardSumsubCoin98 Fusion CardNot disclosedXPlace CardSumsubHolyheld CardSumsub / Idenfy
- Programme operator
- Jupiter CardNot disclosedCoin98 Fusion CardNot disclosedXPlace CardNot disclosedHolyheld CardHolyheld Labs AG
Sources
2 fields- Official sources
- Jupiter Card25Coin98 Fusion Card23XPlace Card26Holyheld Card28
- Last reviewed
- Jupiter CardAug 12, 2026Coin98 Fusion CardAug 5, 2026XPlace CardAug 27, 2026Holyheld CardAug 12, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.