Self-custodyFree base planStarter-friendlyStablecoin rails
- Cashback
- 0%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Metal cardNo CEXClear feesTiered rewards
- Cashback
- 1.5%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Karta Personal CardOverall61
KAST CardOverall84
Karta Personal CardOverall61KAST CardOverall84- Special offer
- Karta Personal CardNo active offerKAST Card20% off20% off your first subscription
Scores
6 fields- Overall Score
- Karta Personal Card61KAST Card84
- Cashback score
- Karta Personal Card14KAST Card75
- Travel score
- Karta Personal Card46KAST Card92
- Funds control score
- Karta Personal Card92KAST Card71
- Lowest fees score
- Karta Personal Card53KAST Card81
- Transfers score
- Karta Personal Card90KAST Card100
Strengths & trade-offs
2 fields- Strengths
- Karta Personal CardUSDT and USDC deposits across multiple networks, Apple Pay, Google Pay and contactless ATM accessKAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
- Trade-offs
- Karta Personal CardSeveral separate foreign-payment charges, Telegram Mini App is the only app surfaceKAST CardNon-USD FX can exceed entry cashback, ATM use adds two charges
Costs
7 fields- Plan cost
- Karta Personal Card$0KAST Card$0
- FX fee
- Karta Personal Card1–3%KAST Card0.5–1.75%
- Top-up fee
- Karta Personal CardFree on Polygon, Base, Optimism, BNB Smart Chain, Arbitrum, Solana and Ethereum; 5.90 USDT on TRC-20KAST Card0%
- Card spending fee
- Karta Personal Card1.5%KAST Card0%
- ATM fee
- Karta Personal CardUSD 1 + 2.5% per successful contactless withdrawal; USD 1 for a declined attemptKAST Card$3 + 2%
- Virtual card
- Karta Personal Card5 USDT one-timeKAST CardFree first two
- Physical card
- Karta Personal Card99 USDT plastic / 299 USDT Metal LED preorderKAST CardFree; $40 shipping
Plans
2 fields- Available plans
- Karta Personal CardNot disclosedKAST Card3 plans: Standard, Premium, Private
- Top cashback plan
- Karta Personal CardNot disclosedKAST CardPrivate: 3%
Everyday use
8 fields- Network
- Karta Personal CardVisaKAST CardVisa
- Card formats
- Karta Personal CardVirtualKAST CardVirtual, Physical
- ATM withdrawals
- Karta Personal CardAvailableKAST CardAvailable
- Mobile wallets
- Karta Personal CardApple Pay, Google PayKAST CardApple Pay, Google Pay
- Apps
- Karta Personal CardNo app listedKAST CardiOS, Android
- Daily spending limit
- Karta Personal Card$25,000 per transaction; no universal daily amount publishedKAST CardNo cap
- Monthly spending limit
- Karta Personal CardNot publicly disclosed; limits are dynamicKAST CardNo cap
- ATM limit
- Karta Personal Card$250 per contactless withdrawal; maximum 3 attempts per rolling 24hKAST CardLimits shown in app
Funding & transfers
5 fields- Networks
- Karta Personal CardPolygon, Base, Optimism, BNB Smart Chain, Arbitrum, Solana +17KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
- Crypto deposits
- Karta Personal CardStablecoins: USDT, USDCKAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
- Fiat deposits
- Karta Personal CardBank depositsKAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
- Transfers
- Karta Personal CardStablecoin transfers; Karta-to-Karta transfer; Bank payoutKAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
- Payout currencies
- Karta Personal CardNot disclosedKAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Rewards
3 fields- Base cashback
- Karta Personal Card0%KAST Card1.5%
- Max cashback
- Karta Personal Card0%KAST Card3%
- Reward currency
- Karta Personal CardNo cashbackKAST CardUSD cashback
Earn
5 fields- Advertised APY
- Karta Personal CardNot offeredKAST CardUp to 7% APY
- How it works
- Karta Personal CardNot offeredKAST CardOptional earn vault
- Separate deposit
- Karta Personal CardNot offeredKAST CardYes
- Use balance for spending
- Karta Personal CardNot offeredKAST CardNo
- Lock-up
- Karta Personal CardNot offeredKAST CardNo
Trust & availability
7 fields- Custody
- Karta Personal CardSelf-custodyKAST CardCustodial
- Control until payment
- Karta Personal CardYou keep controlKAST CardProvider controls funds
- Card issuer
- Karta Personal CardNimbus LLC d/b/a Third NationalKAST CardThird National
- Card processing
- Karta Personal CardNot disclosedKAST CardTazapay
- Custody / key management
- Karta Personal CardPrivyKAST CardBitGo
- Identity verification
- Karta Personal CardSumsubKAST CardNot disclosed
- Programme operator
- Karta Personal CardKarta Finance, Inc.KAST CardTroia Corp
Sources
2 fields- Official sources
- Karta Personal Card25KAST Card20
- Last reviewed
- Karta Personal CardAug 11, 2026KAST CardAug 28, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.