Low FXClear feesTiered rewardsBTC deposits
- Cashback
- 1%-2%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Metal cardNo CEXClear feesTiered rewards
- Cashback
- 1.5%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Kolo CardOverall73
KAST CardOverall84
Kolo CardOverall73KAST CardOverall84- Special offer
- Kolo CardNo active offerKAST Card20% off20% off your first subscription
Scores
6 fields- Overall Score
- Kolo Card73KAST Card84
- Cashback score
- Kolo Card54KAST Card75
- Travel score
- Kolo Card70KAST Card93
- Funds control score
- Kolo Card56KAST Card71
- Lowest fees score
- Kolo Card83KAST Card82
- Transfers score
- Kolo Card92KAST Card100
Strengths & trade-offs
2 fields- Strengths
- Kolo CardFree virtual Visa Platinum, 2% BTC cashback for 30 daysKAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
- Trade-offs
- Kolo CardConversion and FX fees can stack, Card spending uses a custodial walletKAST CardNon-USD FX can exceed entry cashback, ATM use adds two charges
Costs
7 fields- Plan cost
- Kolo Card$0KAST Card$0
- FX fee
- Kolo Card1%KAST Card0.5–1.75%
- Top-up fee
- Kolo Card0%KAST Card0%
- Card spending fee
- Kolo CardNot disclosedKAST Card0%
- ATM fee
- Kolo Card$1 + 0.65%KAST Card$3 + 2%
- Virtual card
- Kolo CardFreeKAST CardFree first two
- Physical card
- Kolo CardPlanned for Q3 2026; not currently availableKAST CardFree; $40 shipping
Plans
2 fields- Available plans
- Kolo CardNot disclosedKAST Card3 plans: Standard, Premium, Private
- Top cashback plan
- Kolo CardNot disclosedKAST CardPrivate: 3%
Everyday use
8 fields- Network
- Kolo CardVisaKAST CardVisa
- Card formats
- Kolo CardVirtualKAST CardVirtual, Physical
- ATM withdrawals
- Kolo CardAvailableKAST CardAvailable
- Mobile wallets
- Kolo CardApple Pay, Google PayKAST CardApple Pay, Google Pay
- Apps
- Kolo CardiOS, AndroidKAST CardiOS, Android
- Daily spending limit
- Kolo Card$9,000/dayKAST CardNo cap
- Monthly spending limit
- Kolo Card$9,000/monthKAST CardNo cap
- ATM limit
- Kolo Card$500/withdrawal; 3 withdrawals/24hKAST CardLimits shown in app
Funding & transfers
5 fields- Networks
- Kolo CardNot disclosedKAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
- Crypto deposits
- Kolo CardStablecoins: USDT, USDC, DAI, EURC, EURI; Other crypto: BTC, ETH, SOL, BNB, LTC +10KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
- Fiat deposits
- Kolo CardNot disclosedKAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
- Transfers
- Kolo CardStablecoin transfers; Kolo user transfers, Transfers between your Kolo wallets; Withdraw to an eligible card, EUR SEPA withdrawalKAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
- Payout currencies
- Kolo CardEURKAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Rewards
3 fields- Base cashback
- Kolo Card1%KAST Card1.5%
- Max cashback
- Kolo Card2%KAST Card3%
- Reward currency
- Kolo CardBTC cashbackKAST CardUSD cashback
Earn
5 fields- Advertised APY
- Kolo CardNot offeredKAST CardUp to 7% APY
- How it works
- Kolo CardNot offeredKAST CardOptional earn vault
- Separate deposit
- Kolo CardNot offeredKAST CardYes
- Use balance for spending
- Kolo CardNot offeredKAST CardNo
- Lock-up
- Kolo CardNot offeredKAST CardNo
Trust & availability
7 fields- Custody
- Kolo CardCustodialKAST CardCustodial
- Control until payment
- Kolo CardProvider controls fundsKAST CardProvider controls funds
- Card issuer
- Kolo CardBanco Popular de Puerto Rico, Wirex LimitedKAST CardThird National
- Card processing
- Kolo CardNot disclosedKAST CardTazapay
- Custody / key management
- Kolo CardNot disclosedKAST CardBitGo
- Identity verification
- Kolo CardSumSubKAST CardNot disclosed
- Programme operator
- Kolo CardHardline Holding LimitedKAST CardTroia Corp
Sources
2 fields- Official sources
- Kolo Card28KAST Card20
- Last reviewed
- Kolo CardAug 28, 2026KAST CardOct 6, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.