KAST Card
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Choose 2–4 cards to compare fees, rewards and everyday use.
Krak Card
KAST CardCompare the details
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Scores
- Overall Score
- Krak Card74KAST Card84
- Cashback score
- Krak Card41KAST Card75
- Travel score
- Krak Card83KAST Card93
- Funds control score
- Krak Card56KAST Card71
- Lowest fees score
- Krak Card72KAST Card82
- Transfers score
- Krak Card97KAST Card100
Choosing a card
- Best fit
- Krak Card
- Existing Kraken users whose account balances already count toward rewards.
- Choosing regional fiat or BTC for automatically credited cashback.
KAST Card- USD spending on Standard: 1.5% cashback, capped at $30/month.
- Using stablecoins for card purchases and local bank payouts.
- Before you choose
- Krak Card
- Starter pays 0%; ongoing cashback needs a qualifying 30-day average balance.
- Crypto-funded purchases include a variable conversion spread shown in the app.
KAST Card- Non-USD purchases add 0.5–1.75% FX; those below $25 also cost $0.10.
- ATM withdrawals cost $3 + 2%, plus FX when withdrawing non-USD cash.
Costs
- Plan cost
- Krak Card$0KAST Card$0
- FX fee
- Krak Card0–1%KAST Card0.5–1.75%
- Top-up fee
- Krak CardNot disclosedKAST Card0%
- Card spending fee
- Krak Card0%KAST Card0%
- ATM fee
- Krak Card0% Krak fee; ATM operator may chargeKAST Card$3 + 2%
- Virtual card
- Krak CardFreeKAST CardFree first two
- Physical card
- Krak CardPlastic £0/€0/$0. UK/EEA metal threshold £/€50,000; US metal threshold conflicts between $50,000 pricing and a $75,000 announcement. Confirm eligibility in app.KAST CardFree; $40 shipping
Plans
- Available plans
- Krak Card10 plans: Starter, Lite, Pro, Elite +6KAST Card3 plans: Standard, Premium, Private
- Top cashback plan
- Krak CardMax: 2%KAST CardPrivate: 3%
Everyday use
- Network
- Krak CardMastercard/VisaKAST CardVisa
- Card formats
- Krak CardVirtual, PhysicalKAST CardVirtual, Physical
- ATM withdrawals
- Krak CardAvailableKAST CardAvailable
- Mobile wallets
- Krak CardApple Pay, Google PayKAST CardApple Pay, Google Pay
- Apps
- Krak CardiOS, AndroidKAST CardiOS, Android
- Daily spending limit
- Krak CardUK: £22,000/day; EEA: €12,000/day; US: $12,000/dayKAST CardNo cap
- Monthly spending limit
- Krak CardUK: £22,000/month; EEA: €12,000/month; US: $22,000/monthKAST CardNo cap
- ATM limit
- Krak CardUK: £250/withdrawal, £750/day, £4,000/month; EEA: €300/withdrawal, €900/day, €4,800/month; US: $250/withdrawal, $1,000/day, $5,000/monthKAST Card$500 per withdrawal; up to three withdrawals or $1,500 per 24 hours
Funding & transfers
- Networks
- Krak CardNot disclosedKAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
- Crypto deposits
- Krak CardOther crypto: Supported cryptoKAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
- Fiat deposits
- Krak CardGBP bank transfer, EUR bank transfer, USD bank transferKAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
- Transfers
- Krak CardStablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPAKAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
- Payout currencies
- Krak CardGBP, EURKAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Rewards
- Base cashback
- Krak Card0%KAST Card1.5%
- Max cashback
- Krak Card2%KAST Card3%
- Reward currency
- Krak CardGBP, EUR, USD or BTCKAST CardUSD cashback
Earn
- Advertised APY
- Krak CardUp to 3.6% APYKAST CardUp to 7% APY
- How it works
- Krak CardOptional earn vaultKAST CardOptional earn vault
- Separate deposit
- Krak CardYesKAST CardYes
- Use balance for spending
- Krak CardNoKAST CardNo
- Lock-up
- Krak CardNot disclosedKAST CardNo
Trust & availability
- Custody
- Krak CardCustodialKAST CardCustodial
- Control until payment
- Krak CardProvider controls fundsKAST CardProvider controls funds
- Card issuer
- Krak CardMonavate Limited, Lead Bank, UAB MonavateKAST CardThird National
- Card processing
- Krak CardStripeKAST CardTazapay
- Custody / key management
- Krak CardNot disclosedKAST CardBitGo
- Programme operator
- Krak CardPayward Wallet, Inc.KAST CardTroia Corp
Sources
- Official sources
- Krak Card26KAST Card20
- Last reviewed
- Krak CardOct 16, 2026KAST CardOct 14, 2026