Visa / MCMetal cardLow FXTravel focus
- Cashback
- 0%-2%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard/Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Metal cardNo CEXClear feesTiered rewards
- Cashback
- 1.5%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
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03 · Compare the evidence
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Best known Not disclosed
Cards
Krak CardOverall74
KAST CardOverall84
Krak CardOverall74KAST CardOverall84- Special offer
- Krak CardNo active offerKAST Card20% off20% off your first subscription
Scores
6 fields- Overall Score
- Krak Card74KAST Card84
- Cashback score
- Krak Card41KAST Card75
- Travel score
- Krak Card83KAST Card93
- Funds control score
- Krak Card56KAST Card71
- Lowest fees score
- Krak Card72KAST Card82
- Transfers score
- Krak Card97KAST Card100
Strengths & trade-offs
2 fields- Strengths
- Krak CardNo monthly, FX or Krak ATM fee, Both card formats and phone walletsKAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
- Trade-offs
- Krak CardCrypto conversion spread is variable, The 2% tier needs a large balanceKAST CardNon-USD FX can exceed entry cashback, ATM use adds two charges
Costs
7 fields- Plan cost
- Krak Card$0KAST Card$0
- FX fee
- Krak Card0–1%KAST Card0.5–1.75%
- Top-up fee
- Krak CardNot disclosedKAST Card0%
- Card spending fee
- Krak Card0%KAST Card0%
- ATM fee
- Krak Card0% Krak fee; ATM operator may chargeKAST Card$3 + 2%
- Virtual card
- Krak CardFreeKAST CardFree first two
- Physical card
- Krak CardPlastic £0/€0/$0; US plastic requires $200 over 30 days; first eligible metal card £0/€0/$0KAST CardFree; $40 shipping
Plans
2 fields- Available plans
- Krak Card5 plans: Starter, Lite, Pro, Elite +1KAST Card3 plans: Standard, Premium, Private
- Top cashback plan
- Krak CardMax: 2%KAST CardPrivate: 3%
Everyday use
8 fields- Network
- Krak CardMastercard/VisaKAST CardVisa
- Card formats
- Krak CardVirtual, PhysicalKAST CardVirtual, Physical
- ATM withdrawals
- Krak CardAvailableKAST CardAvailable
- Mobile wallets
- Krak CardApple Pay, Google PayKAST CardApple Pay, Google Pay
- Apps
- Krak CardiOS, AndroidKAST CardiOS, Android
- Daily spending limit
- Krak CardUK: £22,000/day; EEA: €12,000/day; US: $12,000/dayKAST CardNo cap
- Monthly spending limit
- Krak CardUK: £22,000/month; EEA: €12,000/month; US: $22,000/monthKAST CardNo cap
- ATM limit
- Krak CardUK: £250/withdrawal, £750/day, £4,000/month; EEA: €300/withdrawal, €900/day, €4,800/month; US: $250/withdrawal, $1,000/day, $5,000/monthKAST CardLimits shown in app
Funding & transfers
5 fields- Networks
- Krak CardNot disclosedKAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
- Crypto deposits
- Krak CardOther crypto: Supported cryptoKAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
- Fiat deposits
- Krak CardGBP bank transfer, EUR bank transfer, USD bank transferKAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
- Transfers
- Krak CardStablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPAKAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
- Payout currencies
- Krak CardGBP, EURKAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Rewards
3 fields- Base cashback
- Krak Card0%KAST Card1.5%
- Max cashback
- Krak Card2%KAST Card3%
- Reward currency
- Krak CardGBP, EUR, USD or BTCKAST CardUSD cashback
Earn
5 fields- Advertised APY
- Krak CardUp to 3.6% APYKAST CardUp to 7% APY
- How it works
- Krak CardOptional earn vaultKAST CardOptional earn vault
- Separate deposit
- Krak CardYesKAST CardYes
- Use balance for spending
- Krak CardNoKAST CardNo
- Lock-up
- Krak CardNot disclosedKAST CardNo
Trust & availability
6 fields- Custody
- Krak CardCustodialKAST CardCustodial
- Control until payment
- Krak CardProvider controls fundsKAST CardProvider controls funds
- Card issuer
- Krak CardMonavate Limited, Lead Bank, UAB MonavateKAST CardThird National
- Card processing
- Krak CardStripeKAST CardTazapay
- Custody / key management
- Krak CardNot disclosedKAST CardBitGo
- Programme operator
- Krak CardPayward Wallet, Inc.KAST CardTroia Corp
Sources
2 fields- Official sources
- Krak Card26KAST Card20
- Last reviewed
- Krak CardAug 27, 2026KAST CardAug 31, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.