No FXTravel focusFree base planPhysical card
- Cashback
- Not disclosed
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
Select cards for this comparison
Add or remove a card and every comparison row updates automatically.
02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Metal cardNo CEXClear feesTiered rewards
- Cashback
- 1.5%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
MPChat CardOverall52
KAST CardOverall84
MPChat CardOverall52KAST CardOverall84- Special offer
- MPChat Card5 USDT after first virtual card approvalFirst virtual card referral rewardKAST Card20% off20% off your first subscription
Scores
6 fields- Overall Score
- MPChat Card52KAST Card84
- Cashback score
- MPChat Card18KAST Card75
- Travel score
- MPChat Card72KAST Card93
- Funds control score
- MPChat Card41KAST Card71
- Lowest fees score
- MPChat Card60KAST Card82
- Transfers score
- MPChat Card58KAST Card100
Strengths & trade-offs
2 fields- Strengths
- MPChat CardVirtual and physical options, No monthly card feeKAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
- Trade-offs
- MPChat CardPurchase fee on each spend, Effective conversion cost unclearKAST CardNon-USD FX can exceed entry cashback, ATM use adds two charges
Costs
7 fields- Plan cost
- MPChat Card$0KAST Card$0
- FX fee
- MPChat Card0% MPChat FX markup; 0% MPChat cross-border markup. Visa/issuer pass-through and effective USDT settlement cost unknown; purchase fee separateKAST Card0.5–1.75%
- Top-up fee
- MPChat CardUSDT on Tron (TRC20); minimum received 10 USDT; allocate Pay balance to cardKAST Card0%
- Card spending fee
- MPChat Card$0.15 + 0.8%KAST Card0%
- ATM fee
- MPChat CardBoundless only: 2%, minimum $1; Cloud has no ATM accessKAST Card$3 + 2%
- Virtual card
- MPChat CardCloud: 10 USDT one timeKAST CardFree first two
- Physical card
- MPChat CardBoundless: 100 USDT one timeKAST CardFree; $40 shipping
Plans
2 fields- Available plans
- MPChat Card2 plans: Cloud Card, Boundless CardKAST Card3 plans: Standard, Premium, Private
- Top cashback plan
- MPChat CardNot disclosedKAST CardPrivate: 3%
Everyday use
8 fields- Network
- MPChat CardVisaKAST CardVisa
- Card formats
- MPChat CardVirtual, PhysicalKAST CardVirtual, Physical
- ATM withdrawals
- MPChat CardAvailableKAST CardAvailable
- Mobile wallets
- MPChat CardGoogle PayKAST CardApple Pay, Google Pay
- Apps
- MPChat CardNot disclosedKAST CardiOS, Android
- Daily spending limit
- MPChat CardUp to $250,000 and conservatively 50 purchases per day; app limits may be lowerKAST CardNo cap
- Monthly spending limit
- MPChat CardUp to $1,000,000 per month; app limit may be lowerKAST CardNo cap
- ATM limit
- MPChat CardBoundless: up to $1,500 per withdrawal and day; $15,000 monthlyKAST CardLimits shown in app
Funding & transfers
5 fields- Networks
- MPChat CardTron (TRC20)KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
- Crypto deposits
- MPChat CardStablecoins: USDTKAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
- Fiat deposits
- MPChat CardNot disclosedKAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
- Transfers
- MPChat CardStablecoin transfersKAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
- Payout currencies
- MPChat CardNot disclosedKAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Rewards
3 fields- Base cashback
- MPChat CardNot disclosedKAST Card1.5%
- Max cashback
- MPChat CardNot disclosedKAST Card3%
- Reward currency
- MPChat CardNot disclosedKAST CardUSD cashback
Earn
5 fields- Advertised APY
- MPChat CardNot offeredKAST CardUp to 7% APY
- How it works
- MPChat CardNot offeredKAST CardOptional earn vault
- Separate deposit
- MPChat CardNot offeredKAST CardYes
- Use balance for spending
- MPChat CardNot offeredKAST CardNo
- Lock-up
- MPChat CardNot offeredKAST CardNo
Trust & availability
6 fields- Custody
- MPChat CardCustodialKAST CardCustodial
- Control until payment
- MPChat CardProvider controls fundsKAST CardProvider controls funds
- Card issuer
- MPChat CardNot disclosedKAST CardThird National
- Card processing
- MPChat CardNot disclosedKAST CardTazapay
- Custody / key management
- MPChat CardNot disclosedKAST CardBitGo
- Programme operator
- MPChat CardNot disclosedKAST CardTroia Corp
Sources
2 fields- Official sources
- MPChat Card30KAST Card20
- Last reviewed
- MPChat CardSep 23, 2026KAST CardSep 9, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.