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Unofficial MPChat-inspired card design concept; not an issued card design
52Overall

Best fit

  • MPChat Pay users allocating USDT to a separate Visa spending balance.
  • Choosing Cloud for online payments or Boundless for physical-card use.

Before you choose

  • Each purchase costs 0.8%, plus variable USDT conversion and any issuer FX.
  • Cloud costs 10 USDT; Boundless costs 100 USDT and charges 2% for ATMs.
Read review
Dark Bitget Wallet card face with a turquoise arrow, chip and contactless symbol
Bitget Wallet

Bitget Wallet Card

69Overall

Best fit

  • Bitget Wallet users who want a card inside their existing wallet app.
  • Choosing USDC, WBTC, XAUt or supported tokenized assets as rewards.

Before you choose

  • Assigned regional programmes have different fees, wallet support and custody.
  • Assetback needs a manual claim after eight days; the monthly cap is unknown.
Read review
2 of 4 cards selected

Fees, rewards & everyday use

Compare the details

MPChat Card52
Bitget Wallet Card69
01

Scores

Overall Score
MPChat Card: 52
Bitget Wallet Card: 69
Cashback score
MPChat Card: 18
Bitget Wallet Card: 66
Travel score
MPChat Card: 72
Bitget Wallet Card: 44
Funds control score
MPChat Card: 41
Bitget Wallet Card: 64
Lowest fees score
MPChat Card: 60
Bitget Wallet Card: 46
Transfers score
MPChat Card: 58
Bitget Wallet Card: 56
02

Costs

Plan cost
MPChat Card: $0
Bitget Wallet Card: Not disclosed
FX fee
MPChat Card: 0%
Bitget Wallet Card: 1.7% in reviewed APAC and Immersve routes; other regional rates unknown
Top-up fee
MPChat Card: USDT on Tron (TRC20); minimum received 10 USDT; allocate Pay balance to card
Bitget Wallet Card: 0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknown
Card spending fee
MPChat Card: 0.8%
Bitget Wallet Card: Not disclosed
ATM fee
MPChat Card: Boundless only: 2%, minimum $1; Cloud has no ATM access
Bitget Wallet Card: 1% / $5 minimum
Virtual card
MPChat Card: Cloud: 10 USDT one time
Bitget Wallet Card: $0–$10 equivalent
Physical card
MPChat Card: $100
Bitget Wallet Card: $49
Asset conversion fee
MPChat Card: Not disclosed
Bitget Wallet Card: 0.05% listed
03

Plans & rewards

Entry plan
MPChat Card: Cloud Card
Bitget Wallet Card: Not listed
Base cashback
MPChat Card: Not disclosed
Bitget Wallet Card: 2%
Max cashback
MPChat Card: Not disclosed
Bitget Wallet Card: 3%
Reward currency
MPChat Card: Not disclosed
Bitget Wallet Card: USDC, WBTC, XAUt or selected tokenized asset
Cashback cap · entry plan
MPChat Card: Not disclosed
Bitget Wallet Card: Not disclosed
Reward payout
MPChat Card: Not disclosed
Bitget Wallet Card: Claimable eight days after the eligible transaction
Programme opt-in
MPChat Card: Not disclosed
Bitget Wallet Card: Required
04

Everyday use

Network
MPChat Card: Visa
Bitget Wallet Card: Visa/Mastercard
Card formats
MPChat Card: Virtual, Physical
Bitget Wallet Card: Virtual, Physical
ATM withdrawals
MPChat Card: Available
Bitget Wallet Card: Not disclosed
Mobile wallets
MPChat Card: Google Pay
Bitget Wallet Card: Google Pay
Apps
MPChat Card: Not disclosed
Bitget Wallet Card: iOS, Android
Daily spending limit
MPChat Card: $250,000 / day
Bitget Wallet Card: See regional limits
Monthly spending limit
MPChat Card: $1,000,000 / month
Bitget Wallet Card: Not published as one global or regional monthly schedule
ATM limit
MPChat Card: $1,500 / day
Bitget Wallet Card: See regional limits
05

Money in & out

Networks
MPChat Card: Tron (TRC20)
Bitget Wallet Card: BNB Chain, Ethereum, Base
Stablecoin deposits
MPChat Card: USDT
Bitget Wallet Card: USDC, USDT
Other crypto deposits
MPChat Card: Not disclosed
Bitget Wallet Card: ETH, SOL
Fiat deposits
MPChat Card: Not disclosed
Bitget Wallet Card: Not disclosed
Crypto transfers
MPChat Card: External USDT withdrawal
Bitget Wallet Card: Not disclosed
Internal transfers
MPChat Card: Not disclosed
Bitget Wallet Card: Regional card-balance return, Support-assisted balance recovery
Bank transfers
MPChat Card: Not disclosed
Bitget Wallet Card: Not disclosed
Payout currencies
MPChat Card: Not disclosed
Bitget Wallet Card: Not disclosed
06

Earn

Advertised APY
MPChat Card: Not offered
Bitget Wallet Card: Not offered
How it works
MPChat Card: Not offered
Bitget Wallet Card: Not offered
Separate deposit
MPChat Card: Not offered
Bitget Wallet Card: Not offered
Use balance for spending
MPChat Card: Not offered
Bitget Wallet Card: Not offered
Lock-up
MPChat Card: Not offered
Bitget Wallet Card: Not offered
07

Trust & sources

Custody
MPChat Card: Custodial
Bitget Wallet Card: Hybrid custody
Control until payment
MPChat Card: Provider controls funds
Bitget Wallet Card: Provider controls funds
Card issuer
MPChat Card: Not disclosed
Bitget Wallet Card: DCS Card Centre, Monavate, Fiat24
Programme operator
MPChat Card: Not disclosed
Bitget Wallet Card: BTG Technology Holdings Limited
Official sources
MPChat Card: 30
Bitget Wallet Card: 48
Last reviewed
MPChat Card: Nov 12, 2026
Bitget Wallet Card: Nov 12, 2026

Sign-up Offers

Unofficial MPChat-inspired card design concept; not an issued card design

MPChat Card

Partner offer

5 USDT after first virtual card approval

Complete application and card approval; the reward is credited to MPChat Pay after approval.

MPChat's friend-benefits page states 5 USDT after first virtual-card approval; one application guide uses 5 USD wording.

Offer details & conditions

Download MPChat through this referral link.

Download MPChat through the referral link.

Enter coupon ID 76912265 during activation of your first virtual card.

Enter this coupon ID during first virtual card activation76912265

The offer is for a referred user's first virtual card; Boundless physical-card activation is not confirmed as eligible.

MPChat's friend-benefits page states 5 USDT after first virtual-card approval; one application guide uses 5 USD wording.

Get MPChatRead review
Dark Bitget Wallet card face with a turquoise arrow, chip and contactless symbol

Bitget Wallet Card

Partner offer

Up to $20

Bind this promo code in Bitget Wallet.

The exact reward and qualification conditions are not confirmed.

Offer details & conditions

Open Bitget Wallet through this referral link.

Use this code when Bitget Wallet asks you to bind a referral.RwG3wJg6

The exact reward and qualification conditions are not shown in the approved screenshot. Offer terms can change; check the current Bitget Wallet referral flow before signing up.

Get Bitget WalletRead review
See other offers

Partner links may earn us a commission. They never affect scores or rankings. Affiliate disclosure

Using the comparison

Compare cards FAQ

Can I compare more than two cards on my phone?

Yes. Select up to four cards. On a phone, two cards appear side by side. Tap the left or right card menu to show another selected card; the rest stay in your comparison.

How do I add or replace a card?

Open Change cards, choose two to four cards and apply your selection. The same control stays beside the section menu as you scroll through the table.

Which plan do the cashback figures describe?

Entry-plan and top-plan rewards have separate rows, with the plan name shown for each. A headline maximum can apply to a bonus category rather than every purchase. The info icons beside the figures show their qualifying terms.

What is the difference between the cashback caps?

A cashback cap limits the rewards you earn. A full-rate spend cap limits the purchases earning a particular rate; a lower rate may apply afterwards. A redemption cap limits how much you can redeem. These are separate rows because they measure different things.

Does Not disclosed mean a fee is zero?

No. It means we do not have a published figure for that item. Confirmed zero fees appear as 0% or $0. Tap an info icon for plan, asset or regional conditions attached to a published fee.

Do partner offers influence the scores?

No. Scores and rankings follow our published methodology. Partner links, signup offers and commissions never change those calculations.

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