Compare cards

Compare fees, rewards and how each card works. Add or replace cards anytime.

Your comparison2 of 4 cards selected

Compare two cards at a time. Add up to four with Change cards, then use the card menus to switch the pair.

MPChat

MPChat Card

52Overall

Best fit

MPChat Pay users allocating USDT to a separate Visa spending balance.
Choosing Cloud for online payments or Boundless for physical-card use.

Before you choose

Each purchase costs 0.8%, plus variable USDT conversion and any issuer FX.
Cloud costs 10 USDT; Boundless costs 100 USDT and charges 2% for ATMs.

Read review

Jupiter

Jupiter Card

84Overall

Best fit

Spending USDC from Solana, Sui, Arbitrum or Base through Jupiter Spend.
Earning 2% in USDC on eligible purchases, capped at $100/month.

Before you choose

Residence determines the issuer: Rain charges 1% FX, while DCS charges 1.8%.
Rewards can fund purchases, but external withdrawals from rewards are disabled.

Read review

2 of 4 cards selected

Fees, rewards & everyday use

Compare the details

MPChat Card52

Jupiter Card84

Scores

Overall Score: MPChat Card: 52
Jupiter Card: 84

Cashback score: MPChat Card: 18
Jupiter Card: 88

Travel score: MPChat Card: 72
Jupiter Card: 75

Funds control score: MPChat Card: 41
Jupiter Card: 64

Lowest fees score: MPChat Card: 60
Jupiter Card: 80

Transfers score: MPChat Card: 58
Jupiter Card: 93

Costs

Plan cost: MPChat Card: $0
Jupiter Card: $0

FX fee: MPChat Card: 0%
Jupiter Card: 1–1.8%

Top-up fee: MPChat Card: USDT on Tron (TRC20); minimum received 10 USDT; allocate Pay balance to card
Jupiter Card: No Jupiter deposit fee. External GUM bridge: max($0.30, 0.02%) for stablecoins from other networks; non-stablecoin routes add bridge and swap costs. Source-network gas is separate

Card spending fee: MPChat Card: 0.8%
Jupiter Card: 0%

ATM fee: MPChat Card: Boundless only: 2%, minimum $1; Cloud has no ATM access
Jupiter Card: $1 + 0.65% (where enabled)

Virtual card: MPChat Card: Cloud: 10 USDT one time
Jupiter Card: Not disclosed

Physical card: MPChat Card: $100
Jupiter Card: $13.13

Asset conversion fee: MPChat Card: Not disclosed
Jupiter Card: 0%

Plans & rewards

Entry plan: MPChat Card: Cloud Card
Jupiter Card: Not listed

Base cashback: MPChat Card: Not disclosed
Jupiter Card: 2%

Max cashback: MPChat Card: Not disclosed
Jupiter Card: 4%

Reward currency: MPChat Card: Not disclosed
Jupiter Card: USDC

Cashback cap · entry plan: MPChat Card: Not disclosed
Jupiter Card: $200

Reward payout: MPChat Card: Not disclosed
Jupiter Card: After eligible card transactions settle

Programme opt-in: MPChat Card: Not disclosed
Jupiter Card: Not required

Everyday use

Network: MPChat Card: Visa
Jupiter Card: Visa

Card formats: MPChat Card: Virtual, Physical
Jupiter Card: Virtual, Physical

ATM withdrawals: MPChat Card: Available
Jupiter Card: Not disclosed

Mobile wallets: MPChat Card: Google Pay
Jupiter Card: Apple Pay, Google Pay

Apps: MPChat Card: Not disclosed
Jupiter Card: iOS, Android

Daily spending limit: MPChat Card: $250,000 / day
Jupiter Card: $50,000 / day

Monthly spending limit: MPChat Card: $1,000,000 / month
Jupiter Card: See regional limits

ATM limit: MPChat Card: $1,500 / day
Jupiter Card: Region-dependent; no reusable public ATM limit

Money in & out

Networks: MPChat Card: Tron (TRC20)
Jupiter Card: Solana, Sui, Arbitrum, Base, Ethereum

Stablecoin deposits: MPChat Card: USDT
Jupiter Card: USDC, USDT

Other crypto deposits: MPChat Card: Not disclosed
Jupiter Card: Not disclosed

Fiat deposits: MPChat Card: Not disclosed
Jupiter Card: USD virtual account receive, EUR virtual account receive

Crypto transfers: MPChat Card: External USDT withdrawal
Jupiter Card: Spend balance to Solana wallet

Internal transfers: MPChat Card: Not disclosed
Jupiter Card: Not disclosed

Bank transfers: MPChat Card: Not disclosed
Jupiter Card: Noah local and SWIFT payouts

Payout currencies: MPChat Card: Not disclosed
Jupiter Card: AED, BRL, CAD, EUR, GBP +10

Earn

Advertised APY: MPChat Card: Not offered
Jupiter Card: Not disclosed

How it works: MPChat Card: Not offered
Jupiter Card: Optional earn vault

Separate deposit: MPChat Card: Not offered
Jupiter Card: Yes

Use balance for spending: MPChat Card: Not offered
Jupiter Card: No

Lock-up: MPChat Card: Not offered
Jupiter Card: No

Trust & sources

Custody: MPChat Card: Custodial
Jupiter Card: Custodial

Control until payment: MPChat Card: Provider controls funds
Jupiter Card: Provider controls funds

Card issuer: MPChat Card: Not disclosed
Jupiter Card: Rain, DCS

Deposits & withdrawals: MPChat Card: Not disclosed
Jupiter Card: Noah

Identity verification: MPChat Card: Not disclosed
Jupiter Card: Sumsub

Official sources: MPChat Card: 30
Jupiter Card: 28

Last reviewed: MPChat Card: Nov 12, 2026
Jupiter Card: Nov 12, 2026

Sign-up Offers

MPChat Card

Partner offer

5 USDT after first virtual card approval

Complete application and card approval; the reward is credited to MPChat Pay after approval.

MPChat's friend-benefits page states 5 USDT after first virtual-card approval; one application guide uses 5 USD wording.

Offer details & conditions

Download MPChat through this referral link.

Download MPChat through the referral link.

Enter coupon ID 76912265 during activation of your first virtual card.

Enter this coupon ID during first virtual card activation76912265

The offer is for a referred user's first virtual card; Boundless physical-card activation is not confirmed as eligible.

MPChat's friend-benefits page states 5 USDT after first virtual-card approval; one application guide uses 5 USD wording.

Get MPChat Read review

Jupiter Card

Partner offer

Get $20

$1,000 in eligible card purchases within 30 days of activation.

Offer details & conditions

Open Jupiter using this referral link and complete KYC.

Activate the Jupiter Card.

Spend $1,000 on qualifying card purchases within 30 days of activation.

If the referral is not shown automatically, use this promo code.ZEJ8C4ZS

Refunds, reversals, fees, P2P transfers, ATM withdrawals and QR payments do not count.

Offer terms can change. Check the current Jupiter Spend referral programme before applying.

Get Jupiter Read review

See other offers

Partner links may earn us a commission. They never affect scores or rankings. Affiliate disclosure

Using the comparison

Compare cards FAQ

Can I compare more than two cards on my phone?

Yes. Select up to four cards. On a phone, two cards appear side by side. Tap the left or right card menu to show another selected card; the rest stay in your comparison.

How do I add or replace a card?

Open Change cards, choose two to four cards and apply your selection. The same control stays beside the section menu as you scroll through the table.

Which plan do the cashback figures describe?

Entry-plan and top-plan rewards have separate rows, with the plan name shown for each. A headline maximum can apply to a bonus category rather than every purchase. The info icons beside the figures show their qualifying terms.

What is the difference between the cashback caps?

A cashback cap limits the rewards you earn. A full-rate spend cap limits the purchases earning a particular rate; a lower rate may apply afterwards. A redemption cap limits how much you can redeem. These are separate rows because they measure different things.

Does Not disclosed mean a fee is zero?

No. It means we do not have a published figure for that item. Confirmed zero fees appear as 0% or $0. Tap an info icon for plan, asset or regional conditions attached to a published fee.

Do partner offers influence the scores?

No. Scores and rankings follow our published methodology. Partner links, signup offers and commissions never change those calculations.

More ways to find a card

Explore card rankings

Best crypto cardsOverall Score Best cashback cardsPurchase rewards Best cards for travelSpending abroad Lowest-fee cardsCard costs Cards for funds controlCustody & control Best cards for transfersMoney in & out

How scores are calculated