Compare cards
Choose 2–4 cards to compare fees, rewards and everyday use.
OKX Card (Global)
OKX Card (EEA)
WhiteBIT Nova USD
Tangem CardCompare the details
Best known Not disclosed
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Scores
- Overall Score
- OKX Card (Global)82OKX Card (EEA)85WhiteBIT Nova USD59Tangem Card79
- Cashback score
- OKX Card (Global)71OKX Card (EEA)82WhiteBIT Nova USD25Tangem Card74
- Travel score
- OKX Card (Global)61OKX Card (EEA)64WhiteBIT Nova USD36Tangem Card64
- Funds control score
- OKX Card (Global)75OKX Card (EEA)76WhiteBIT Nova USD49Tangem Card90
- Lowest fees score
- OKX Card (Global)86OKX Card (EEA)89WhiteBIT Nova USD60Tangem Card54
- Transfers score
- OKX Card (Global)75OKX Card (EEA)76WhiteBIT Nova USD86Tangem Card91
Choosing a card
- Best fit
- OKX Card (Global)
- Using an existing OKX Pay balance for online and phone-wallet Visa payments.
- Foreign purchases with no additional OKX markup over the network rate.
OKX Card (EEA)- EU and Norway residents spending USDC or USDG from their OKX Pay balance.
- Earning 2% on USDG purchases at Regular level, capped at €50/month.
WhiteBIT Nova USD- Spending supported crypto directly from your WhiteBIT Main balance.
- Choosing three cashback categories to match where you actually spend.
Tangem Card- Tangem users funding everyday purchases with supported USDC or USDT.
- Eligible purchases of $30 or more earning Basic's 1%, up to $100/month.
- Before you choose
- OKX Card (Global)
- Only USDG-funded purchases earn cashback; Regular rewards cap at $5/month.
- Global does not mean worldwide issuance; Singapore is the confirmed market.
OKX Card (EEA)- Stablecoin-to-EUR spending has a 0.1% conversion spread despite 0% OKX FX.
- USDC-funded purchases earn no cashback; rewards require USDG funding.
WhiteBIT Nova USD- Payments cost 1.5% + $0.20; non-USD spending also carries 1.5% FX.
- Selected categories share a $25 monthly cap; redemption starts at 5 USDC.
Tangem Card- In-store EU/UK purchases earn no cashback, including phone-wallet payments.
- Plus costs $29.99/month unless you meet a fee-waiver condition.
Costs
- Plan cost
- OKX Card (Global)$0OKX Card (EEA)$0WhiteBIT Nova USDNot disclosedTangem Card$0
- FX fee
- OKX Card (Global)0% OKX markup + network rateOKX Card (EEA)0% OKX markup + Mastercard rateWhiteBIT Nova USD1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incompleteTangem CardUp to 3% legal cap; current fee unknown
- Top-up fee
- OKX Card (Global)0%OKX Card (EEA)0%WhiteBIT Nova USD0%Tangem CardCrypto: no provider top-up fee. Bank: Basic ACH $1 / Fedwire $11; Plus free; third-party costs separate
- Card spending fee
- OKX Card (Global)Not disclosedOKX Card (EEA)0%WhiteBIT Nova USD$0.20 + 1.5%Tangem Card0%
- ATM fee
- OKX Card (Global)Not availableOKX Card (EEA)Not availableWhiteBIT Nova USDNot availableTangem Card2–4%
- Virtual card
- OKX Card (Global)$0OKX Card (EEA)€0WhiteBIT Nova USD$0 issuanceTangem Card$0 for the first virtual card
- Physical card
- OKX Card (Global)Not availableOKX Card (EEA)Not availableWhiteBIT Nova USDUnavailable for the current USD productTangem CardBasic: destination-dependent delivery shown before order; Plus: first physical delivery free
Plans
- Available plans
- OKX Card (Global)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1OKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1WhiteBIT Nova USDNot disclosedTangem Card2 plans: Basic, Plus
- Top cashback plan
- OKX Card (Global)VIP 4+: 10%OKX Card (EEA)VIP 4+: 10%WhiteBIT Nova USDNot disclosedTangem CardPlus: 2%
Everyday use
- Network
- OKX Card (Global)VisaOKX Card (EEA)MastercardWhiteBIT Nova USDVisaTangem CardVisa
- Card formats
- OKX Card (Global)VirtualOKX Card (EEA)VirtualWhiteBIT Nova USDVirtualTangem CardVirtual, Physical
- ATM withdrawals
- OKX Card (Global)Not availableOKX Card (EEA)Not availableWhiteBIT Nova USDNot availableTangem CardAvailable
- Mobile wallets
- OKX Card (Global)Apple Pay, Google PayOKX Card (EEA)Apple Pay, Google PayWhiteBIT Nova USDApple Pay, Google PayTangem CardApple Pay, Google Pay
- Apps
- OKX Card (Global)iOS, AndroidOKX Card (EEA)iOS, AndroidWhiteBIT Nova USDiOS, Android, WebTangem CardiOS, Android
- Daily spending limit
- OKX Card (Global)No fixed provider daily limit; user-set minimum is 1 USD, while the regional maximum appears only in-app.OKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.WhiteBIT Nova USDUSD 40,000 dailyTangem CardBasic: up to $10,000 daily; Plus: up to $50,000 daily, subject to account controls
- Monthly spending limit
- OKX Card (Global)No fixed monthly amount is published; balance and risk controls apply.OKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.WhiteBIT Nova USDUSD 200,000 monthlyTangem CardNo current monthly POS amount is published; up to 1,000 POS transactions per month
- ATM limit
- OKX Card (Global)ATM withdrawals are not supported.OKX Card (EEA)ATM withdrawals are not supported.WhiteBIT Nova USDATM withdrawals unavailable; future published limits are not current access.Tangem Card$250 per withdrawal; up to three withdrawals per 24 hours; eligible card and ATM required
Funding & transfers
- Networks
- OKX Card (Global)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1OKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1WhiteBIT Nova USDArbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9Tangem CardPolygon, BNB Smart Chain, Base, Arbitrum
- Crypto deposits
- OKX Card (Global)Stablecoins: USDT, USDC, USDGOKX Card (EEA)Stablecoins: USDC, USDG, USDTWhiteBIT Nova USDStablecoins: USDC, USDTTangem CardStablecoins: USDC, USDT
- Fiat deposits
- OKX Card (Global)Not disclosedOKX Card (EEA)Not disclosedWhiteBIT Nova USDSEPA FINCI to WhiteBIT accountTangem CardUSD ACH deposit, USD Fedwire deposit
- Transfers
- OKX Card (Global)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeOKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeWhiteBIT Nova USDStablecoin transfers; SEPA FINCI withdrawal from WhiteBIT accountTangem CardStablecoin transfers; USD ACH withdrawal, USD Fedwire withdrawal
- Payout currencies
- OKX Card (Global)Not disclosedOKX Card (EEA)Not disclosedWhiteBIT Nova USDEURTangem CardUSD, USDC
Rewards
- Base cashback
- OKX Card (Global)2%OKX Card (EEA)2%WhiteBIT Nova USD0%Tangem Card1%
- Max cashback
- OKX Card (Global)10%OKX Card (EEA)10%WhiteBIT Nova USD10%Tangem Card2%
- Reward currency
- OKX Card (Global)USDG cashbackOKX Card (EEA)USDG cashbackWhiteBIT Nova USDNot disclosedTangem CardUSDC
Earn
- Advertised APY
- OKX Card (Global)Up to 10% APYOKX Card (EEA)Not disclosedWhiteBIT Nova USDNot offeredTangem CardNot offered
- How it works
- OKX Card (Global)Earn on spending balanceOKX Card (EEA)Not disclosedWhiteBIT Nova USDNot offeredTangem CardNot offered
- Separate deposit
- OKX Card (Global)NoOKX Card (EEA)Not disclosedWhiteBIT Nova USDNot offeredTangem CardNot offered
- Use balance for spending
- OKX Card (Global)YesOKX Card (EEA)Not disclosedWhiteBIT Nova USDNot offeredTangem CardNot offered
- Lock-up
- OKX Card (Global)Not disclosedOKX Card (EEA)Not disclosedWhiteBIT Nova USDNot offeredTangem CardNot offered
Trust & availability
- Custody
- OKX Card (Global)Hybrid custodyOKX Card (EEA)Hybrid custodyWhiteBIT Nova USDCustodialTangem CardHybrid custody
- Control until payment
- OKX Card (Global)You keep controlOKX Card (EEA)You keep controlWhiteBIT Nova USDProvider controls fundsTangem CardYou keep control
- Card issuer
- OKX Card (Global)Xfers Pte. Ltd. (StraitsX), Bano Pty LtdOKX Card (EEA)UAB MonavateWhiteBIT Nova USDJSC Hash BankTangem CardThird National
- Card processing
- OKX Card (Global)OKXOKX Card (EEA)Not disclosedWhiteBIT Nova USDNot disclosedTangem CardPaera LLC
- Identity verification
- OKX Card (Global)Not disclosedOKX Card (EEA)Not disclosedWhiteBIT Nova USDNot disclosedTangem CardSumsub
- Programme operator
- OKX Card (Global)Not disclosedOKX Card (EEA)OKX Europe LimitedWhiteBIT Nova USDNot disclosedTangem CardNot disclosed
Sources
- Official sources
- OKX Card (Global)13OKX Card (EEA)22WhiteBIT Nova USD19Tangem Card20
- Last reviewed
- OKX Card (Global)Aug 14, 2026OKX Card (EEA)Sep 2, 2026WhiteBIT Nova USDOct 17, 2026Tangem CardOct 17, 2026