Side-by-side card comparison

OKX EEA vs Solid: same score, different trade-offs

OKX Card (EEA) and Solid Card share an Overall Score of 85. OKX Card (EEA) looks stronger for Travel and Lowest fees, while Solid Card comes out ahead for Cashback, Funds control, and Transfers.

Information checked Oct 11, 202642 official sources reviewed

01 · A level score

The scores are tied, but the cards are not the same

OKX Card (EEA) and Solid Card have the same Overall Score. Start with what matters most to you: day-to-day costs, rewards, control of your funds or moving money. The sections below show how they differ. You should also check that your preferred card is available in your country.

OverallOKX EEA85Solid85Same score
CashbackOKX EEA82Solid89Higher score
TravelOKX EEA64Solid58Higher score
Funds controlOKX EEA76Solid94Higher score
Lowest feesOKX EEA89Solid81Higher score
TransfersOKX EEA76Solid78Higher score

Choose OKX Card (EEA) if travel and lowest fees matter most

OKX Card (EEA) comes out ahead for Travel and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Low documented card costs
  • Current FAQ confirms 2%-10% USDG cashback
  • Clear EU issuer and regional scope

Choose Solid Card if cashback and funds control matter most

Solid Card comes out ahead for Cashback, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Savings can stay productive while spending
  • Higher rates in selected categories
  • Eligible ACH/wire receive details

Where the cards part company

A tied score can hide meaningful differences in cost, custody, rewards and everyday access.

Overall Score
OKX EEA85
Solid85

Both cards have the same displayed Overall Score of 85.

Entry cost & FX
OKX EEA$0 plan · 0% OKX markup + Mastercard rate FX
Solid$0 plan · 0–2% FX

OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–2%).

Purchase rewards
OKX EEA2% base · up to 10%
Solid3% base · up to 5%

Solid Card has the higher published base cashback rate (3% vs 2%).

Funds control
OKX EEAHybrid custody
SolidSelf-controlled wallet

OKX Card (EEA) uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
OKX EEAVirtual · Apple Pay, Google Pay
SolidVirtual · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
OKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
Solid4 stablecoins · Stablecoin transfers

Both cards list the same number of stablecoins and ways to send money out.

02 · Read the shortlist

A closer look at the tie

The score is level. These quick facts show where the cards still ask you to make a choice.

2 cards compared
Cashback
2%-10%
Plan cost
$0
FX fee
0% OKX markup + Mastercard rate
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 0 fiat
Payout methods
3 crypto · 0 fiat
Cashback
3%-5%
Plan cost
$0
FX fee
0–2%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
10 crypto · 17 fiat
Payout methods
3 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

OKX Card (EEA)

No active signup offer listed

We do not currently list an active signup offer for this card.

Solid Card

$25 in FUSE

$25 in FUSE after $150 of qualifying card spend

  • Sign up through the referral link, verify identity and activate the Solid Card.
  • Within 30 days of signup, spend $150 on eligible everyday purchases at three or more shops, at least $10 total at each. Purchases below $2 do not count.
  • After qualification, make one more eligible purchase of at least $10 before payout.

Solid Card promo code15QRE

The $25 value converts to FUSE at payout; FUSE can lose value. October 8 eligibility changes apply to all unpaid rewards, including already-qualified referrals. Referrals before September 8 retain $15 USDC / $75 spend, subject to the updated eligibility rules. Maximum 50 referral rewards. Solid can change or end the programme.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Put the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
OKX Card (EEA)Overall85
Solid CardOverall85
01

Scores

6 fields
Overall Score
OKX Card (EEA)
85
Solid Card
85
Cashback score
OKX Card (EEA)
82
Solid Card
89
Travel score
OKX Card (EEA)
64
Solid Card
58
Funds control score
OKX Card (EEA)
76
Solid Card
94
Lowest fees score
OKX Card (EEA)
89
Solid Card
81
Transfers score
OKX Card (EEA)
76
Solid Card
78
02

Strengths & trade-offs

2 fields
Strengths
OKX Card (EEA)
Low documented card costs, Current FAQ confirms 2%-10% USDG cashback
Solid Card
Savings can stay productive while spending, Higher rates in selected categories
Trade-offs
OKX Card (EEA)
Virtual-only with no ATM access, 10% is conditional, capped VIP upside
Solid Card
Higher tiers require payment or locked FUSE, ATM availability is still being checked
03

Costs

7 fields
Plan cost
OKX Card (EEA)
$0
Solid Card
$0
FX fee
OKX Card (EEA)
0% OKX markup + Mastercard rate
Solid Card
0–2%
Top-up fee
OKX Card (EEA)
0%
Solid Card
0%
Card spending fee
OKX Card (EEA)
0%
Solid Card
0%
ATM fee
OKX Card (EEA)
Not available
Solid Card
Not available
Virtual card
OKX Card (EEA)
€0
Solid Card
Virtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
Physical card
OKX Card (EEA)
Not available
Solid Card
Physical card not listed
04

Plans

2 fields
Available plans
OKX Card (EEA)
5 plans: Regular, VIP 1, VIP 2, VIP 3 +1
Solid Card
3 plans: Core, Prime, Ultra
Top cashback plan
OKX Card (EEA)
VIP 4+: 10%
Solid Card
Ultra: 5%
05

Everyday use

8 fields
Network
OKX Card (EEA)
Mastercard
Solid Card
Visa
Card formats
OKX Card (EEA)
Virtual
Solid Card
Virtual
ATM withdrawals
OKX Card (EEA)
Not available
Solid Card
Not available
Mobile wallets
OKX Card (EEA)
Apple Pay, Google Pay
Solid Card
Apple Pay, Google Pay
Apps
OKX Card (EEA)
iOS, Android
Solid Card
iOS, Android, Web
Daily spending limit
OKX Card (EEA)
No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.
Solid Card
Shown in app
Monthly spending limit
OKX Card (EEA)
No fixed monthly amount is published; balance and risk controls apply.
Solid Card
Shown in app
ATM limit
OKX Card (EEA)
ATM withdrawals are not supported.
Solid Card
Not disclosed
06

Funding & transfers

5 fields
Networks
OKX Card (EEA)
X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1
Solid Card
Fuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
Crypto deposits
OKX Card (EEA)
Stablecoins: USDC, USDG, USDT
Solid Card
Stablecoins: soUSD, USDC, USDT, FUSE, EURC; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
Fiat deposits
OKX Card (EEA)
Not disclosed
Solid Card
USD virtual account, TransFi ARS funding, TransFi COP funding, TransFi BDT funding +13
Transfers
OKX Card (EEA)
Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
Solid Card
Stablecoin transfers
Payout currencies
OKX Card (EEA)
Not disclosed
Solid Card
Not disclosed
07

Rewards

3 fields
Base cashback
OKX Card (EEA)
2%
Solid Card
3%
Max cashback
OKX Card (EEA)
10%
Solid Card
5%
Reward currency
OKX Card (EEA)
USDG cashback
Solid Card
USDC cashback
08

Earn

5 fields
Advertised APY
OKX Card (EEA)
Not disclosed
Solid Card
Up to 14% APY
How it works
OKX Card (EEA)
Not disclosed
Solid Card
Borrow against collateral, Optional earn vault
Separate deposit
OKX Card (EEA)
Not disclosed
Solid Card
Yes
Use balance for spending
OKX Card (EEA)
Not disclosed
Solid Card
No
Lock-up
OKX Card (EEA)
Not disclosed
Solid Card
Not disclosed
09

Trust & availability

5 fields
Custody
OKX Card (EEA)
Hybrid custody
Solid Card
Self-custody
Control until payment
OKX Card (EEA)
You keep control
Solid Card
You keep control
Card issuer
OKX Card (EEA)
UAB Monavate
Solid Card
Rain, Third National, Wirex
Card processing
OKX Card (EEA)
Not disclosed
Solid Card
Fuse Network Ltd
Programme operator
OKX Card (EEA)
OKX Europe Limited
Solid Card
Fuse Network Ltd
10

Sources

2 fields
Official sources
OKX Card (EEA)
22
Solid Card
20
Last reviewed
OKX Card (EEA)
Sep 2, 2026
Solid Card
Oct 11, 2026

04 · The closer call

OKX Card (EEA) and Solid Card need a closer personal call

The Overall Score ends level at 85, so there is no honest all-round winner here. OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–2%). Solid Card has the higher published base cashback rate (3% vs 2%).

OKX Card (EEA) looks stronger for Travel and Lowest fees, while Solid Card comes out ahead for Cashback, Funds control, and Transfers. OKX Card (EEA) uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Both cards list the same number of stablecoins and ways to send money out. Your final check should be whether the card is available where you live and whether the latest provider terms match the features you expect to use.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (EEA) and Solid Card reviews first.

05 · Common questions

OKX EEA vs Solid FAQ

Is OKX EEA or Solid better overall?

OKX Card (EEA) and Solid Card tie at 85 in the Overall Score. Compare their costs, rewards, way of holding funds and everyday features to decide which suits you.

Which has lower fees, OKX EEA or Solid?

OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, OKX EEA or Solid?

Solid Card has the higher published base cashback rate (3% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do OKX EEA and Solid differ on custody?

OKX Card (EEA) uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this OKX EEA vs Solid comparison?

The latest information check for these two cards was October 11, 2026, using 42 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace