KAST Card
Partner offer20% off your first subscription
Discount is automatically applied at checkout.
Compare cards
Choose 2–4 cards to compare fees, rewards and everyday use.
Payy Card
KAST CardCompare the details
Best known Not disclosed
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Scores
- Overall Score
- Payy Card62KAST Card84
- Cashback score
- Payy Card17KAST Card75
- Travel score
- Payy Card27KAST Card93
- Funds control score
- Payy Card97KAST Card71
- Lowest fees score
- Payy Card57KAST Card82
- Transfers score
- Payy Card68KAST Card100
Choosing a card
- Best fit
- Payy Card
- Spending self-custodied USDC from Payy Wallet through a virtual Visa.
- Using Payy Network's private settlement for wallet-funded card purchases.
KAST Card- USD spending on Standard: 1.5% cashback, capped at $30/month.
- Using stablecoins for card purchases and local bank payouts.
- Before you choose
- Payy Card
- Foreign-currency purchases carry a combined 1–3% conversion charge.
- There is no purchase cashback; Payy Points have no monetary value.
KAST Card- Non-USD purchases add 0.5–1.75% FX; those below $25 also cost $0.10.
- ATM withdrawals cost $3 + 2%, plus FX when withdrawing non-USD cash.
Costs
- Plan cost
- Payy Card$0KAST Card$0
- FX fee
- Payy Card1–3%KAST Card0.5–1.75%
- Top-up fee
- Payy Card0%KAST Card0%
- Card spending fee
- Payy Card0%KAST Card0%
- ATM fee
- Payy CardNot availableKAST Card$3 + 2%
- Virtual card
- Payy CardFree; instant after KYCKAST CardFree first two
- Physical card
- Payy CardNot disclosedKAST CardFree; $40 shipping
Plans
- Available plans
- Payy CardNot disclosedKAST Card3 plans: Standard, Premium, Private
- Top cashback plan
- Payy CardNot disclosedKAST CardPrivate: 3%
Everyday use
- Network
- Payy CardVisa/Other networkKAST CardVisa
- Card formats
- Payy CardVirtualKAST CardVirtual, Physical
- ATM withdrawals
- Payy CardNot availableKAST CardAvailable
- Mobile wallets
- Payy CardApple Pay, Google PayKAST CardApple Pay, Google Pay
- Apps
- Payy CardiOS, AndroidKAST CardiOS, Android
- Daily spending limit
- Payy CardNot disclosedKAST CardNo cap
- Monthly spending limit
- Payy CardNot disclosedKAST CardNo cap
- ATM limit
- Payy CardNot disclosedKAST Card$500 per withdrawal; up to three withdrawals or $1,500 per 24 hours
Funding & transfers
- Networks
- Payy CardPolygon, Payy NetworkKAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
- Crypto deposits
- Payy CardStablecoins: USDCKAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
- Fiat deposits
- Payy CardBank-account depositKAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
- Transfers
- Payy CardStablecoin transfers; Payy payment linksKAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
- Payout currencies
- Payy CardNot disclosedKAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Rewards
- Base cashback
- Payy Card0%KAST Card1.5%
- Max cashback
- Payy Card0%KAST Card3%
- Reward currency
- Payy CardNo cashbackKAST CardUSD cashback
Earn
- Advertised APY
- Payy CardNot offeredKAST CardUp to 7% APY
- How it works
- Payy CardNot offeredKAST CardOptional earn vault
- Separate deposit
- Payy CardNot offeredKAST CardYes
- Use balance for spending
- Payy CardNot offeredKAST CardNo
- Lock-up
- Payy CardNot offeredKAST CardNo
Trust & availability
- Custody
- Payy CardSelf-custodyKAST CardCustodial
- Control until payment
- Payy CardYou keep controlKAST CardProvider controls funds
- Card issuer
- Payy CardThird National / RainKAST CardThird National
- Card processing
- Payy CardRainKAST CardTazapay
- Custody / key management
- Payy CardNot disclosedKAST CardBitGo
- Programme operator
- Payy CardNot disclosedKAST CardTroia Corp
Sources
- Official sources
- Payy Card5KAST Card20
- Last reviewed
- Payy CardAug 5, 2026KAST CardOct 14, 2026