Card comparison

Compare cards, side by side

Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.

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02 · Read the shortlist

Start with scores and key trade-offs

Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.

2 cards in view

Holographic Phantom Cash virtual Visa card

Phantom Card

Self-custodyUS availableCrypto-nativeStablecoin rails

Cashback: 0%
Plan cost: Not disclosed
Custody: Self Custody
Network: Visa

View detailsSelected

KAST Card

Metal cardNo CEXClear feesTiered rewards

Cashback: 1.5%-3%
Plan cost: $0
Custody: Custodial
Network: Visa

View detailsSelected

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03 · Compare the evidence

Scan every difference, row by row

Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.

Best known Not disclosed

Cards

Phantom CardOverall59

KAST CardOverall84

Special offer: Phantom Card
No active offer
KAST Card
20% off20% off your first subscription

Scores

6 fields

Overall Score: Phantom Card
59
KAST Card
84

Cashback score: Phantom Card
14
KAST Card
75

Travel score: Phantom Card
25
KAST Card
93

Funds control score: Phantom Card
89
KAST Card
71

Lowest fees score: Phantom Card
44
KAST Card
82

Transfers score: Phantom Card
88
KAST Card
100

Strengths & trade-offs

2 fields

Strengths: Phantom Card
Self-custody until settlement, Apple Pay and Google Pay
KAST Card
Transfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access

Trade-offs: Phantom Card
US-only and virtual-only, No ATM; international fee unclear
KAST Card
Non-USD FX can exceed entry cashback, ATM use adds two charges

Costs

7 fields

Plan cost: Phantom Card
Not disclosed
KAST Card
$0

FX fee: Phantom Card
May apply; shown before confirmation
KAST Card
0.5–1.75%

Top-up fee: Phantom Card
0.3–3.5%
KAST Card
0%

Card spending fee: Phantom Card
0%
KAST Card
0%

ATM fee: Phantom Card
Not available
KAST Card
$3 + 2%

Virtual card: Phantom Card
Free virtual card
KAST Card
Free first two

Physical card: Phantom Card
Not available
KAST Card
Free; $40 shipping

Plans

2 fields

Available plans: Phantom Card
Not disclosed
KAST Card
3 plans: Standard, Premium, Private

Top cashback plan: Phantom Card
Not disclosed
KAST Card
Private: 3%

Everyday use

8 fields

Network: Phantom Card
Visa
KAST Card
Visa

Card formats: Phantom Card
Virtual
KAST Card
Virtual, Physical

ATM withdrawals: Phantom Card
Not available
KAST Card
Available

Mobile wallets: Phantom Card
Apple Pay, Google Pay
KAST Card
Apple Pay, Google Pay

Apps: Phantom Card
iOS, Android
KAST Card
iOS, Android

Daily spending limit: Phantom Card
$2,000 default daily and per transaction; up to $5,000/day by support request
KAST Card
No cap

Monthly spending limit: Phantom Card
Monthly card-spend limit not published
KAST Card
No cap

ATM limit: Phantom Card
Not available
KAST Card
Limits shown in app

Funding & transfers

5 fields

Networks: Phantom Card
Solana
KAST Card
Solana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7

Crypto deposits: Phantom Card
Stablecoins: USDC, USDT, USDG, PYUSD
KAST Card
Stablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22

Fiat deposits: Phantom Card
Stripe card, Apple Pay, Google Pay or linked-bank deposit, ACH transfer or domestic wire
KAST Card
USD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2

Transfers: Phantom Card
Stablecoin transfers; Standard ACH bank payout, Fast ACH bank payout
KAST Card
Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts

Payout currencies: Phantom Card
USD
KAST Card
USD, EUR, AED, SAR, JPY, INR, PHP, THB +4

Rewards

3 fields

Base cashback: Phantom Card
0%
KAST Card
1.5%

Max cashback: Phantom Card
0%
KAST Card
3%

Reward currency: Phantom Card
Not applicable
KAST Card
USD cashback

Earn

5 fields

Advertised APY: Phantom Card
Not disclosed
KAST Card
Up to 7% APY

How it works: Phantom Card
Optional earn vault
KAST Card
Optional earn vault

Separate deposit: Phantom Card
Yes
KAST Card
Yes

Use balance for spending: Phantom Card
No
KAST Card
No

Lock-up: Phantom Card
Not disclosed
KAST Card
No

Trust & availability

8 fields

Custody: Phantom Card
Self-custody
KAST Card
Custodial

Control until payment: Phantom Card
You keep control
KAST Card
Provider controls funds

Card issuer: Phantom Card
Lead Bank
KAST Card
Third National

Card processing: Phantom Card
Bridge Ventures LLC, Galileo
KAST Card
Tazapay

Custody / key management: Phantom Card
Not disclosed
KAST Card
BitGo

Deposits & withdrawals: Phantom Card
Stripe
KAST Card
Not disclosed

Identity verification: Phantom Card
Link
KAST Card
Not disclosed

Programme operator: Phantom Card
Not disclosed
KAST Card
Troia Corp

Sources

2 fields

Official sources: Phantom Card
14
KAST Card
20

Last reviewed: Phantom Card
Aug 5, 2026
KAST Card
Aug 31, 2026

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Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.

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