Card comparison

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Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.

01 · Build the comparison

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02 · Read the shortlist

Start with scores and key trade-offs

Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.

4 cards in view
Visa / MCTiered rewards
Cashback
0.1%-1%
Plan cost
$0
Custody
Custodial
Network
Visa/Mastercard
View detailsSelected

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03 · Compare the evidence

Scan every difference, row by row

Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.

Best known Not disclosed
Cards
Pionex CardOverall57
Bybit Card (Global)Overall72
Bybit Card (EU)Overall68
MEXC Global CardOverall72
Special offer
Pionex Card
No active offer
Bybit Card (Global)
Get 10 USDT10 USDT referral reward after qualifying Bybit Card spend
Bybit Card (EU)
No active offer
MEXC Global Card
No active offer
01

Scores

6 fields
Overall Score
Pionex Card
57
Bybit Card (Global)
72
Bybit Card (EU)
68
MEXC Global Card
72
Cashback score
Pionex Card
52
Bybit Card (Global)
63
Bybit Card (EU)
47
MEXC Global Card
64
Travel score
Pionex Card
29
Bybit Card (Global)
80
Bybit Card (EU)
87
MEXC Global Card
57
Funds control score
Pionex Card
43
Bybit Card (Global)
51
Bybit Card (EU)
51
MEXC Global Card
46
Lowest fees score
Pionex Card
57
Bybit Card (Global)
66
Bybit Card (EU)
72
MEXC Global Card
78
Transfers score
Pionex Card
79
Bybit Card (Global)
79
Bybit Card (EU)
79
MEXC Global Card
83
02

Strengths & trade-offs

2 fields
Strengths
Pionex Card
Visa and Mastercard options, 0.1%-1% cashback in USDT
Bybit Card (Global)
Spend from a Bybit account balance, Physical and virtual Mastercard access
Bybit Card (EU)
Funding Account connects deposits and card spend, Lite and Standard card access
MEXC Global Card
Apple Pay and Google Pay, No provider FX or conversion markup
Trade-offs
Pionex Card
Mastercard can cost up to 3.5%, General access is virtual-only
Bybit Card (Global)
Spending follows the Bybit account model, FX can get expensive
Bybit Card (EU)
ATM use gets costly after the allowance, Spending follows the Bybit EU account model
MEXC Global Card
Opaque M-Score point accrual, Virtual card only
03

Costs

7 fields
Plan cost
Pionex Card
$0
Bybit Card (Global)
$0
Bybit Card (EU)
$0
MEXC Global Card
$0
FX fee
Pionex Card
Not disclosed
Bybit Card (Global)
1.5–7%
Bybit Card (EU)
0.5%
MEXC Global Card
0%
Top-up fee
Pionex Card
Not disclosed
Bybit Card (Global)
Not disclosed
Bybit Card (EU)
Not disclosed
MEXC Global Card
0%
Card spending fee
Pionex Card
3.5%
Bybit Card (Global)
Not disclosed
Bybit Card (EU)
Not disclosed
MEXC Global Card
1%
ATM fee
Pionex Card
Not available
Bybit Card (Global)
0–2%
Bybit Card (EU)
2%
MEXC Global Card
Not available
Virtual card
Pionex Card
Available
Bybit Card (Global)
No fee until further notice
Bybit Card (EU)
Free
MEXC Global Card
Currently free; standard advertised price USD 20. Offer expiry unclear.
Physical card
Pionex Card
Not available
Bybit Card (Global)
Free / 5 / 29.99
Bybit Card (EU)
First physical card free
MEXC Global Card
Unavailable
04

Plans

2 fields
Available plans
Pionex Card
2 plans: Mastercard, Visa
Bybit Card (Global)
6 plans: Base, Beta, Alpha, Apex +2
Bybit Card (EU)
6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
MEXC Global Card
3 plans: Standard, Premier, Elite
Top cashback plan
Pionex Card
Visa: 1%
Bybit Card (Global)
Infinite: 10%
Bybit Card (EU)
VIP 6 / PRO 3-5: 10%
MEXC Global Card
Elite: 10%
05

Everyday use

8 fields
Network
Pionex Card
Visa/Mastercard
Bybit Card (Global)
Mastercard/Visa
Bybit Card (EU)
Mastercard
MEXC Global Card
Visa
Card formats
Pionex Card
Virtual
Bybit Card (Global)
Virtual, Physical
Bybit Card (EU)
Virtual, Physical
MEXC Global Card
Virtual
ATM withdrawals
Pionex Card
Not available
Bybit Card (Global)
Available
Bybit Card (EU)
Available
MEXC Global Card
Not available
Mobile wallets
Pionex Card
Apple Pay, Google Pay
Bybit Card (Global)
Apple Pay, Google Pay · Region dependent
Bybit Card (EU)
Apple Pay, Google Pay
MEXC Global Card
Apple Pay, Google Pay
Apps
Pionex Card
Not disclosed
Bybit Card (Global)
iOS, Android
Bybit Card (EU)
iOS, Android, Web
MEXC Global Card
iOS, Android, Web
Daily spending limit
Pionex Card
$10,000-$20,000/day; $10,000-$20,000/transaction depending on network
Bybit Card (Global)
$1k Peru · $5k Argentina · $50k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN Mexico
Bybit Card (EU)
€5k / €10k / €15k by tier · Lite €150 lifetime
MEXC Global Card
USD 1,000,000 per day
Monthly spending limit
Pionex Card
$50,000-$100,000/month depending on network
Bybit Card (Global)
$5k Peru · $10k Argentina · $150k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN Mexico
Bybit Card (EU)
€10k / €25k / €50k by tier · Lite €150 lifetime
MEXC Global Card
Monthly amount unclear; 2,500 transactions/month.
ATM limit
Pionex Card
Not available
Bybit Card (Global)
$50/$15k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupported
Bybit Card (EU)
€2k / €5k / €10k by tier · €2k per withdrawal and per day
MEXC Global Card
Not available for current virtual card.
06

Funding & transfers

5 fields
Networks
Pionex Card
Not disclosed
Bybit Card (Global)
Not disclosed
Bybit Card (EU)
Not disclosed
MEXC Global Card
Not disclosed
Crypto deposits
Pionex Card
Other crypto: Supported crypto
Bybit Card (Global)
Other crypto: Supported crypto
Bybit Card (EU)
Other crypto: Supported crypto
MEXC Global Card
Stablecoins: USDT
Fiat deposits
Pionex Card
Not disclosed
Bybit Card (Global)
Bybit account bank deposit
Bybit Card (EU)
Bybit EU Funding Account deposit
MEXC Global Card
MEXC account EUR deposit, MEXC account USD deposit
Transfers
Pionex Card
Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
Bybit Card (Global)
Stablecoin transfers; Bybit account fiat withdrawal
Bybit Card (EU)
Stablecoin transfers; Bybit EU account fiat withdrawal
MEXC Global Card
Stablecoin transfers; MEXC User internal transfer; MEXC account EUR SEPA withdrawal, MEXC account USD SWIFT withdrawal
Payout currencies
Pionex Card
Not disclosed
Bybit Card (Global)
Not disclosed
Bybit Card (EU)
Not disclosed
MEXC Global Card
EUR, USD
07

Rewards

3 fields
Base cashback
Pionex Card
0.1%
Bybit Card (Global)
2%
Bybit Card (EU)
1%
MEXC Global Card
4%
Max cashback
Pionex Card
1%
Bybit Card (Global)
10%
Bybit Card (EU)
10%
MEXC Global Card
10%
Reward currency
Pionex Card
USDT
Bybit Card (Global)
USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)
Bybit Card (EU)
EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
MEXC Global Card
USDT
08

Earn

5 fields
Advertised APY
Pionex Card
Up to 5% APY
Bybit Card (Global)
Not disclosed
Bybit Card (EU)
Up to 8% APY
MEXC Global Card
Not disclosed
How it works
Pionex Card
Earn on spending balance
Bybit Card (Global)
Earn on spending balance
Bybit Card (EU)
Not disclosed
MEXC Global Card
Optional earn vault
Separate deposit
Pionex Card
No
Bybit Card (Global)
Not disclosed
Bybit Card (EU)
Not disclosed
MEXC Global Card
Yes
Use balance for spending
Pionex Card
Yes
Bybit Card (Global)
Yes
Bybit Card (EU)
Not disclosed
MEXC Global Card
Not disclosed
Lock-up
Pionex Card
No
Bybit Card (Global)
No
Bybit Card (EU)
Not disclosed
MEXC Global Card
Not disclosed
09

Trust & availability

3 fields
Custody
Pionex Card
Custodial
Bybit Card (Global)
Custodial
Bybit Card (EU)
Custodial
MEXC Global Card
Custodial
Control until payment
Pionex Card
Provider controls funds
Bybit Card (Global)
Provider controls funds
Bybit Card (EU)
Provider controls funds
MEXC Global Card
Provider controls funds
Card issuer
Pionex Card
Not disclosed
Bybit Card (Global)
Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.
Bybit Card (EU)
Harmoniie SAS, Moorwand Ltd
MEXC Global Card
Not disclosed
10

Sources

2 fields
Official sources
Pionex Card
59
Bybit Card (Global)
9
Bybit Card (EU)
10
MEXC Global Card
21
Last reviewed
Pionex Card
Aug 14, 2026
Bybit Card (Global)
Oct 11, 2026
Bybit Card (EU)
Oct 11, 2026
MEXC Global Card
Oct 3, 2026

Use the comparison

Choose the trade-offs you can live with

Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.

Compare Crypto Cards: Fees, Rewards, Custody & Availability