Visa / MCTiered rewards
- Cashback
- 0.1%-1%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa/Mastercard
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Low FXTravel focus
- Cashback
- 1%-10%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
Free base planUSDC/BTC rewards
- Cashback
- 1.5%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
Visa / MCTiered rewards
- Cashback
- 2%-10%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard/Visa
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Pionex CardOverall57
Bybit Card (EU)Overall68
Binance CardOverall58
Bybit Card (Global)Overall68
Pionex CardOverall57Bybit Card (EU)Overall68Binance CardOverall58Bybit Card (Global)Overall68- Special offer
- Pionex CardNo active offerBybit Card (EU)No active offerBinance CardNo active offerBybit Card (Global)Get 10 USDT10 USDT referral reward after qualifying Bybit Card spend
Scores
6 fields- Overall Score
- Pionex Card57Bybit Card (EU)68Binance Card58Bybit Card (Global)68
- Cashback score
- Pionex Card52Bybit Card (EU)47Binance Card37Bybit Card (Global)62
- Travel score
- Pionex Card29Bybit Card (EU)87Binance Card36Bybit Card (Global)76
- Funds control score
- Pionex Card43Bybit Card (EU)51Binance Card47Bybit Card (Global)47
- Lowest fees score
- Pionex Card58Bybit Card (EU)72Binance Card56Bybit Card (Global)64
- Transfers score
- Pionex Card79Bybit Card (EU)79Binance Card75Bybit Card (Global)78
Strengths & trade-offs
2 fields- Strengths
- Pionex CardVisa and Mastercard options, 0.1%-1% cashback in USDTBybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card accessBinance CardSpend supported Binance crypto balances, Google Pay supportBybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard access
- Trade-offs
- Pionex CardMastercard can cost up to 3.5%, General access is virtual-onlyBybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account modelBinance CardSpending follows the Binance account model, Virtual-only cardBybit Card (Global)Spending follows the Bybit account model, FX can get expensive
Costs
7 fields- Plan cost
- Pionex Card$0Bybit Card (EU)$0Binance Card$0Bybit Card (Global)$0
- FX fee
- Pionex CardNot disclosedBybit Card (EU)0.5%Binance Card2–3%Bybit Card (Global)1–7%
- Top-up fee
- Pionex CardNot disclosedBybit Card (EU)Not disclosedBinance CardNot disclosedBybit Card (Global)Not disclosed
- Card spending fee
- Pionex Card3.5%Bybit Card (EU)Not disclosedBinance CardNot disclosedBybit Card (Global)Not disclosed
- ATM fee
- Pionex CardNot availableBybit Card (EU)2%Binance CardNot disclosedBybit Card (Global)0–2%
- Virtual card
- Pionex CardAvailableBybit Card (EU)FreeBinance CardVirtual card up to 15 minutes after approval; 0 USD issuance feeBybit Card (Global)No fee until further notice
- Physical card
- Pionex CardNot availableBybit Card (EU)First physical card freeBinance CardGlobal Program virtual-only; Brazil physical card is a separate regional branchBybit Card (Global)Free / 5 / 29.99
Plans
2 fields- Available plans
- Pionex Card2 plans: Mastercard, VisaBybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2Binance Card3 plans: Tier 1, Tier 2, Tier 3Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2
- Top cashback plan
- Pionex CardVisa: 1%Bybit Card (EU)VIP 6 / PRO 3-5: 10%Binance CardTier 3: 3%Bybit Card (Global)Infinite: 10%
Everyday use
8 fields- Network
- Pionex CardVisa/MastercardBybit Card (EU)MastercardBinance CardMastercardBybit Card (Global)Mastercard/Visa
- Card formats
- Pionex CardVirtualBybit Card (EU)Virtual, PhysicalBinance CardVirtualBybit Card (Global)Virtual, Physical
- ATM withdrawals
- Pionex CardNot availableBybit Card (EU)AvailableBinance CardNot disclosedBybit Card (Global)Available
- Mobile wallets
- Pionex CardApple Pay, Google PayBybit Card (EU)Apple Pay, Google PayBinance CardGoogle PayBybit Card (Global)Not disclosed
- Apps
- Pionex CardNot disclosedBybit Card (EU)iOS, Android, WebBinance CardiOS, AndroidBybit Card (Global)iOS, Android
- Daily spending limit
- Pionex Card$10,000-$20,000/day; $10,000-$20,000/transaction depending on networkBybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetimeBinance CardShown in appBybit Card (Global)$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN Mexico
- Monthly spending limit
- Pionex Card$50,000-$100,000/month depending on networkBybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetimeBinance CardShown in appBybit Card (Global)$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN Mexico
- ATM limit
- Pionex CardNot availableBybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per dayBinance CardNot disclosedBybit Card (Global)$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupported
Funding & transfers
5 fields- Networks
- Pionex CardNot disclosedBybit Card (EU)Not disclosedBinance CardNot disclosedBybit Card (Global)Not disclosed
- Crypto deposits
- Pionex CardOther crypto: Supported cryptoBybit Card (EU)Other crypto: Supported cryptoBinance CardOther crypto: Supported cryptoBybit Card (Global)Other crypto: Supported crypto
- Fiat deposits
- Pionex CardNot disclosedBybit Card (EU)Bybit EU Funding Account depositBinance CardBinance account bank depositBybit Card (Global)Bybit account bank deposit
- Transfers
- Pionex CardStablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-outBybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawalBinance CardStablecoin transfers; Binance account fiat withdrawalBybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawal
- Payout currencies
- Pionex CardNot disclosedBybit Card (EU)Not disclosedBinance CardNot disclosedBybit Card (Global)Not disclosed
Rewards
3 fields- Base cashback
- Pionex Card0.1%Bybit Card (EU)1%Binance Card1.5%Bybit Card (Global)2%
- Max cashback
- Pionex Card1%Bybit Card (EU)10%Binance Card3%Bybit Card (Global)10%
- Reward currency
- Pionex CardUSDTBybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)Binance CardUSDC or BTC equivalent cashback (country-dependent)Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)
Earn
5 fields- Advertised APY
- Pionex CardUp to 5% APYBybit Card (EU)Up to 8% APYBinance CardNot offeredBybit Card (Global)Not disclosed
- How it works
- Pionex CardEarn on spending balanceBybit Card (EU)Not disclosedBinance CardNot offeredBybit Card (Global)Earn on spending balance
- Separate deposit
- Pionex CardNoBybit Card (EU)Not disclosedBinance CardNot offeredBybit Card (Global)Not disclosed
- Use balance for spending
- Pionex CardYesBybit Card (EU)Not disclosedBinance CardNot offeredBybit Card (Global)Yes
- Lock-up
- Pionex CardNoBybit Card (EU)Not disclosedBinance CardNot offeredBybit Card (Global)No
Trust & availability
3 fields- Custody
- Pionex CardCustodialBybit Card (EU)CustodialBinance CardCustodialBybit Card (Global)Custodial
- Control until payment
- Pionex CardProvider controls fundsBybit Card (EU)Provider controls fundsBinance CardProvider controls fundsBybit Card (Global)Provider controls funds
- Card issuer
- Pionex CardNot disclosedBybit Card (EU)Harmoniie SAS, Moorwand LtdBinance CardImmersve LimitedBybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.
Sources
2 fields- Official sources
- Pionex Card59Bybit Card (EU)10Binance Card12Bybit Card (Global)9
- Last reviewed
- Pionex CardAug 14, 2026Bybit Card (EU)Aug 14, 2026Binance CardAug 5, 2026Bybit Card (Global)Aug 14, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.