TuyoTuyo
74
Side-by-side card comparison
Tuyo vs Plasma One: overall score versus use-case fit
Plasma One Card has the higher Overall Score by 13 points (87 vs 74). Tuyo Card looks stronger for Funds control, while Plasma One Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers.
Information checked Aug 27, 202624 official sources reviewed
01 · Overall score versus use-case fit
Plasma One Card is the better all-round starting point
Plasma One Card has the higher Overall Score in this comparison. Tuyo Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallTuyo74Plasma One87Higher score
CashbackTuyo39Plasma One78Higher score
TravelTuyo42Plasma One72Higher score
Funds controlTuyo100Plasma One99Higher score
Lowest feesTuyo71Plasma One80Higher score
TransfersTuyo72Plasma One100Higher score
Choose Tuyo Card if funds control matters most
Tuyo Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet control
- Virtual Visa with both phone wallets
- Multichain USDC funding and spendable Earn
Choose Plasma One Card if cashback and travel matter most
Plasma One Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Tuyo74Plasma One87
Plasma One Card has the higher Overall Score by 13 points.
- Entry cost & FX
- Tuyo$0 plan · 1–3% FXPlasma One$0 plan · 0–1% FX
Plasma One Card has the lower published FX fee (0–1% vs 1–3%).
- Purchase rewards
- Tuyo0% base · up to 100%Plasma One2% base · up to 10%
Plasma One Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- TuyoSelf-controlled walletPlasma OneSelf-controlled wallet
Tuyo Card and Plasma One Card use the same self-controlled wallet setup.
- Everyday access
- TuyoVirtual · Apple Pay, Google PayPlasma OneVirtual + Physical · Apple Pay, Google Pay
Plasma One Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Tuyo1 stablecoin · Stablecoin transfersPlasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawals
Plasma One Card lists more stablecoins and ways to send money out (6 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-100%
- Plan cost
- $0
- FX fee
- 1–3%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsTuyo CardOverall74Plasma One CardOverall87
Tuyo CardOverall74Plasma One CardOverall87Scores
6 fields- Overall Score
- Tuyo Card74Plasma One Card87
- Cashback score
- Tuyo Card39Plasma One Card78
- Travel score
- Tuyo Card42Plasma One Card72
- Funds control score
- Tuyo Card100Plasma One Card99
- Lowest fees score
- Tuyo Card71Plasma One Card80
- Transfers score
- Tuyo Card72Plasma One Card100
Strengths & trade-offs
2 fields- Strengths
- Tuyo CardSelf-custody wallet control, Virtual Visa with both phone walletsPlasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perks
- Trade-offs
- Tuyo CardReward value is unpredictable, Virtual-only with no ATM accessPlasma One CardPhysical access is limited; no ATM, Cashback is capped by tier
Costs
7 fields- Plan cost
- Tuyo Card$0Plasma One Card$0
- FX fee
- Tuyo Card1–3%Plasma One Card0–1%
- Top-up fee
- Tuyo CardNot disclosedPlasma One Card0%
- Card spending fee
- Tuyo Card0%Plasma One CardNot disclosed
- ATM fee
- Tuyo CardNot availablePlasma One CardNot available
- Virtual card
- Tuyo CardFreePlasma One CardUp to 3 free virtual cards by tier
- Physical card
- Tuyo CardComing soon; not currently availablePlasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.
Plans
2 fields- Available plans
- Tuyo CardNot disclosedPlasma One Card3 plans: Lite, Core, Platinum
- Top cashback plan
- Tuyo CardNot disclosedPlasma One CardPlatinum: 4%
Everyday use
8 fields- Network
- Tuyo CardVisaPlasma One CardVisa
- Card formats
- Tuyo CardVirtualPlasma One CardVirtual, Physical
- ATM withdrawals
- Tuyo CardNot availablePlasma One CardNot available
- Mobile wallets
- Tuyo CardApple Pay, Google PayPlasma One CardApple Pay, Google Pay
- Apps
- Tuyo CardiOS, AndroidPlasma One CardiOS, Android
- Daily spending limit
- Tuyo CardUp to $10,000 per day; limits can change with usage and account history.Plasma One CardShown in app
- Monthly spending limit
- Tuyo CardNo fixed monthly card-spend limit is publicly disclosed.Plasma One CardShown in app
- ATM limit
- Tuyo CardATM withdrawals are not currently supported.Plasma One CardNot available, including for physical cards
Funding & transfers
5 fields- Networks
- Tuyo CardEthereum, Base, Arbitrum, Optimism, PolygonPlasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5
- Crypto deposits
- Tuyo CardStablecoins: USDCPlasma One CardStablecoins: USDT, USDC, USDG
- Fiat deposits
- Tuyo CardVirtual-account receivingPlasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual account
- Transfers
- Tuyo CardStablecoin transfersPlasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawals
- Payout currencies
- Tuyo CardNot disclosedPlasma One CardUSD, EUR, GBP, MXN, BRL, COP
Rewards
3 fields- Base cashback
- Tuyo Card0%Plasma One Card2%
- Max cashback
- Tuyo Card100%Plasma One Card10%
- Reward currency
- Tuyo CardUSDPlasma One CardUSD cashback paid in XPL
Earn
5 fields- Advertised APY
- Tuyo CardUp to 11% APYPlasma One CardUp to 5% APY
- How it works
- Tuyo CardEarn on spending balance, Optional earn vaultPlasma One CardOptional earn vault
- Separate deposit
- Tuyo CardYesPlasma One CardYes
- Use balance for spending
- Tuyo CardYesPlasma One CardNo
- Lock-up
- Tuyo CardNot disclosedPlasma One CardNo
Trust & availability
8 fields- Custody
- Tuyo CardSelf-custodyPlasma One CardSelf-custody
- Control until payment
- Tuyo CardYou keep controlPlasma One CardYou keep control
- Card issuer
- Tuyo CardThird NationalPlasma One CardRain, Third National
- Card processing
- Tuyo CardSignify Holdings, Inc. (Rain)Plasma One Card0x
- Custody / key management
- Tuyo CardNot disclosedPlasma One CardPrivy, Veda
- Deposits & withdrawals
- Tuyo CardBridge Ventures, Inc. (Bridge)Plasma One CardBridge, Bridge Ventures LLC
- Bank transfers
- Tuyo CardBANEX Microfinance Bank LimitedPlasma One CardNot disclosed
- Programme operator
- Tuyo CardNot disclosedPlasma One CardPlasma
Sources
2 fields- Official sources
- Tuyo Card12Plasma One Card12
- Last reviewed
- Tuyo CardAug 5, 2026Plasma One CardAug 27, 2026
04 · The trade-off
Plasma One Card is the stronger all-round choice
Plasma One Card finishes ahead with an Overall Score of 87 versus 74 for Tuyo Card. Plasma One Card has the lower published FX fee (0–1% vs 1–3%). Plasma One Card has the higher published base cashback rate (2% vs 0%).
Tuyo Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. Tuyo Card and Plasma One Card use the same self-controlled wallet setup.
Plasma One Card lists more stablecoins and ways to send money out (6 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tuyo Card and Plasma One Card reviews first.
Continue with
Tuyo Card
Continue with
Plasma One Card
05 · Common questions
Tuyo vs Plasma One FAQ
Is Tuyo or Plasma One better overall?
Plasma One Card has the higher Overall Score (87 vs 74). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Tuyo or Plasma One?
Plasma One Card has the lower published FX fee (0–1% vs 1–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Tuyo or Plasma One?
Plasma One Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Tuyo and Plasma One differ on custody?
Tuyo Card and Plasma One Card use the same self-controlled wallet setup.
How current is this Tuyo vs Plasma One comparison?
The latest information check for these two cards was August 27, 2026, using 24 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.