High cashbackMetal card
- Cashback
- 2%-4%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Visa / MCBTC deposits
- Cashback
- 0%-5%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa/Mastercard
No FXTravel focus
- Cashback
- 1%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
No CEXUS available
- Cashback
- 0%-15%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Uphold Card USOverall70
Crypto.com Prepaid CardOverall57
Bitpanda CardOverall73
Fold Debit CardOverall73
Uphold Card USOverall70Crypto.com Prepaid CardOverall57Bitpanda CardOverall73Fold Debit CardOverall73Scores
6 fields- Overall Score
- Uphold Card US70Crypto.com Prepaid Card57Bitpanda Card73Fold Debit Card73
- Cashback score
- Uphold Card US75Crypto.com Prepaid Card31Bitpanda Card60Fold Debit Card45
- Travel score
- Uphold Card US71Crypto.com Prepaid Card57Bitpanda Card79Fold Debit Card78
- Funds control score
- Uphold Card US44Crypto.com Prepaid Card40Bitpanda Card56Fold Debit Card59
- Lowest fees score
- Uphold Card US56Crypto.com Prepaid Card48Bitpanda Card67Fold Debit Card72
- Transfers score
- Uphold Card US65Crypto.com Prepaid Card47Bitpanda Card85Fold Debit Card78
Strengths & trade-offs
2 fields- Strengths
- Uphold Card USEssential has no annual fee, Apple Pay and Google PayCrypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsBitpanda CardNo monthly fee, Apple Pay and Google PayFold Debit CardSeveral USD funding routes, Physical card and phone wallets
- Trade-offs
- Uphold Card USAsset sales can reduce rewards, Rewards have a disputed time windowCrypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceBitpanda CardAsset sale fees on payments, Limited cashback eligibilityFold Debit CardU.S.-only applications, Free-plan ATM and foreign fees
Costs
7 fields- Plan cost
- Uphold Card US$0Crypto.com Prepaid Card$0Bitpanda Card$0Fold Debit Card$0
- FX fee
- Uphold Card US0–1.5%Crypto.com Prepaid Card0–3%Bitpanda Card0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payableFold Debit Card$3 fixed foreign-purchase fee; waived at $5,000 Reserve or under legacy Fold+; Visa conversion separate
- Top-up fee
- Uphold Card USACH: no deposit fee; external card: 3.99%Crypto.com Prepaid Card2.99%Bitpanda CardEUR SEPA deposits and withdrawals: no Bitpanda fee. PayPal deposit: 1.49%. Bank charges and other methods may differ. These fund the provider accountFold Debit CardInstant debit funding costs 1.5%, capped at $25; ACH and direct-deposit routes are separate
- Card spending fee
- Uphold Card USNot disclosedCrypto.com Prepaid CardNot disclosedBitpanda CardNot disclosedFold Debit Card0%
- ATM fee
- Uphold Card USEssential: $2.95; Elite: $0Crypto.com Prepaid Card0–2%Bitpanda Card2%; min €2Fold Debit Card$3.50 Fold fee; waived at $5,000 Reserve or under legacy Fold+; operator fees separate
- Virtual card
- Uphold Card USFree on both plansCrypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedBitpanda CardNot disclosedFold Debit CardNot disclosed
- Physical card
- Uphold Card USEssential: $4.99 plastic; Elite: metal included in $99.99 annual planCrypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Bitpanda CardFirst card free. One active physical card per user.Fold Debit Card$0 card purchase fee
Plans
2 fields- Available plans
- Uphold Card US2 plans: Essential, EliteCrypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Bitpanda Card1 plans: StandardFold Debit Card9 plans: Fold (legacy), Fold+ (legacy), Reserve base, Reserve $5,000 +5
- Top cashback plan
- Uphold Card USElite: 3%Crypto.com Prepaid CardPrivate Obsidian: 5%Bitpanda CardStandard: 1%Fold Debit CardReserve $100,000: 3%
Everyday use
8 fields- Network
- Uphold Card USVisaCrypto.com Prepaid CardVisa/MastercardBitpanda CardVisaFold Debit CardVisa
- Card formats
- Uphold Card USVirtual, PhysicalCrypto.com Prepaid CardVirtual, PhysicalBitpanda CardVirtual, PhysicalFold Debit CardVirtual, Physical
- ATM withdrawals
- Uphold Card USAvailableCrypto.com Prepaid CardAvailableBitpanda CardAvailableFold Debit CardAvailable
- Mobile wallets
- Uphold Card USApple Pay, Google PayCrypto.com Prepaid CardApple Pay, Google PayBitpanda CardApple Pay, Google PayFold Debit CardApple Pay, Google Pay
- Apps
- Uphold Card USiOS, AndroidCrypto.com Prepaid CardiOS, AndroidBitpanda CardiOS, Android, WebFold Debit CardiOS, Android
- Daily spending limit
- Uphold Card USEssential: $2,500/day; Elite: $25,000/dayCrypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayBitpanda Card€10,000 per day; €70,000 per week. Minimum card payment €1.Fold Debit Card$15,000 per transaction and per day
- Monthly spending limit
- Uphold Card USEssential: $10,000/month; Elite: $100,000/monthCrypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearBitpanda Card€280,000 per monthFold Debit Card$50,000 per month
- ATM limit
- Uphold Card USEssential: $500/day, $2,000/month; Elite: $2,000/day, $10,000/monthCrypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Bitpanda Card€500 per dayFold Debit Card$250 per withdrawal; $1,000 daily and monthly
Funding & transfers
5 fields- Networks
- Uphold Card USNot disclosedCrypto.com Prepaid CardNot disclosedBitpanda CardNot disclosedFold Debit CardNot disclosed
- Crypto deposits
- Uphold Card USNot disclosedCrypto.com Prepaid CardOther crypto: BTC, ETHBitpanda CardStablecoins: USDCFold Debit CardNot disclosed
- Fiat deposits
- Uphold Card USLinked US bank account, USD bank transfer, External card depositCrypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upBitpanda CardEUR SEPA depositFold Debit CardLinked-bank ACH, Direct deposit, Instant debit-card funding
- Transfers
- Uphold Card USUS bank withdrawalCrypto.com Prepaid CardUS card-to-card sendBitpanda CardStablecoin transfers; EUR SEPA withdrawalFold Debit CardACH withdrawal, Instant debit-card withdrawal, ATM withdrawal, ACH bill pay
- Payout currencies
- Uphold Card USUSDCrypto.com Prepaid CardNot disclosedBitpanda CardEURFold Debit CardUSD, USD cash equivalent
Rewards
3 fields- Base cashback
- Uphold Card US2%Crypto.com Prepaid Card0%Bitpanda Card1%Fold Debit Card0%
- Max cashback
- Uphold Card US4%Crypto.com Prepaid Card5%Bitpanda Card1%Fold Debit Card15%
- Reward currency
- Uphold Card USXRPCrypto.com Prepaid CardCRO rewardsBitpanda CardSame eligible cryptocurrency used for paymentFold Debit CardBitcoin
Earn
5 fields- Advertised APY
- Uphold Card USNot offeredCrypto.com Prepaid CardNot offeredBitpanda CardNot disclosedFold Debit CardNot offered
- How it works
- Uphold Card USNot offeredCrypto.com Prepaid CardNot offeredBitpanda CardEarn on spending balanceFold Debit CardNot offered
- Separate deposit
- Uphold Card USNot offeredCrypto.com Prepaid CardNot offeredBitpanda CardNoFold Debit CardNot offered
- Use balance for spending
- Uphold Card USNot offeredCrypto.com Prepaid CardNot offeredBitpanda CardYesFold Debit CardNot offered
- Lock-up
- Uphold Card USNot offeredCrypto.com Prepaid CardNot offeredBitpanda CardNoFold Debit CardNot offered
Trust & availability
7 fields- Custody
- Uphold Card USCustodialCrypto.com Prepaid CardCustodialBitpanda CardCustodialFold Debit CardCustodial
- Control until payment
- Uphold Card USProvider controls fundsCrypto.com Prepaid CardProvider controls fundsBitpanda CardProvider controls fundsFold Debit CardProvider controls funds
- Card issuer
- Uphold Card USCross River BankCrypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Bitpanda CardTransact Payments Malta LimitedFold Debit CardSutton Bank
- Card processing
- Uphold Card USNot disclosedCrypto.com Prepaid CardNot disclosedBitpanda CardMarqetaFold Debit CardMarqeta, Inc.
- Custody / key management
- Uphold Card USUphold HQ Inc.Crypto.com Prepaid CardNot disclosedBitpanda CardNot disclosedFold Debit CardBitGo Bank and Trust, N.A. / BitGo Prime LLC
- Bank transfers
- Uphold Card USNot disclosedCrypto.com Prepaid CardNot disclosedBitpanda CardNot disclosedFold Debit CardPlaid Inc., Astra, Inc.
- Programme operator
- Uphold Card USNot disclosedCrypto.com Prepaid CardCrypto.com, Foris, Inc.Bitpanda CardNot disclosedFold Debit CardNot disclosed
Sources
2 fields- Official sources
- Uphold Card US13Crypto.com Prepaid Card14Bitpanda Card16Fold Debit Card29
- Last reviewed
- Uphold Card USOct 14, 2026Crypto.com Prepaid CardAug 14, 2026Bitpanda CardOct 6, 2026Fold Debit CardOct 14, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.