WhopWhop
67
Side-by-side card comparison
Whop vs Solid: overall score versus use-case fit
Solid Card has the higher Overall Score by 22 points (89 vs 67). Whop Card looks stronger for Transfers, while Solid Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees.
Information checked Aug 25, 202640 official sources reviewed
01 · Overall score versus use-case fit
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Whop Card may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallWhop67Solid89Higher score
CashbackWhop39Solid91Higher score
TravelWhop57Solid62Higher score
Funds controlWhop74Solid97Higher score
Lowest feesWhop56Solid89Higher score
TransfersWhop92Solid83Higher score
Choose Whop Card if transfers matters most
Whop Card comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend Whop revenue before bank payout
- Five percent in three business categories
- Team controls and phone-wallet support
Choose Solid Card if cashback and travel matter most
Solid Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Up to 50% on eligible AI subscriptions
- Eligible ACH/wire receive details
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Whop67Solid89
Solid Card has the higher Overall Score by 22 points.
- Entry cost & FX
- WhopNot verified plan · 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed FXSolid$0 plan · 1% FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Whop0% base · up to 5%Solid3% base · up to 5%
Solid Card has the higher published base cashback rate (3% vs 0%).
- Funds control
- WhopHybrid custodySolidSelf-controlled wallet
Whop Card uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- WhopVirtual + Physical · Apple Pay, Google PaySolidVirtual · Apple Pay, Google Pay
Whop Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Whop2 stablecoins · Stablecoin transfers; Next-day ACH payout, Instant bank RTP payout, Venmo payout, Bank wire payout +1Solid3 stablecoins · Stablecoin transfers
Whop Card lists more stablecoins and ways to send money out (8 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-5%
- Plan cost
- Not disclosed
- FX fee
- 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed
- ATM fee
- ATM access, issuer fee and limit are not separately confirmed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 1 fiat
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 9 crypto · 1 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Whop Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Solid Card
Get $15
$15 new-user bonus after qualifying card spend
- Activate the Solid Card.
- Complete $75 of card spend.
Solid Card promo code15QRE
Solid may change or end the referral programme; check the current Rewards Terms before signing up.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsWhop CardOverall67Solid CardOverall89
Whop CardOverall67Solid CardOverall89Scores
6 fields- Overall Score
- Whop Card67Solid Card89
- Cashback score
- Whop Card39Solid Card91
- Travel score
- Whop Card57Solid Card62
- Funds control score
- Whop Card74Solid Card97
- Lowest fees score
- Whop Card56Solid Card89
- Transfers score
- Whop Card92Solid Card83
Strengths & trade-offs
2 fields- Strengths
- Whop CardSpend Whop revenue before bank payout, Five percent in three business categoriesSolid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptions
- Trade-offs
- Whop CardBusiness-only with strict country exclusions, Several costs and the foreign stack remain unclearSolid CardThe best rates require millions of points, ATM availability is still being checked
Costs
7 fields- Plan cost
- Whop CardNot disclosedSolid Card$0
- FX fee
- Whop Card1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmedSolid Card1%
- Top-up fee
- Whop CardDirect card top-up fee unknown; a provider-account stored-payment-method top-up is 0%Solid Card0%
- Card spending fee
- Whop Card0%Solid Card0%
- ATM fee
- Whop CardATM access, issuer fee and limit are not separately confirmedSolid CardNot available
- Virtual card
- Whop CardNot disclosedSolid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
- Physical card
- Whop CardNot disclosedSolid CardPhysical card not listed
Plans
2 fields- Available plans
- Whop CardNot disclosedSolid Card3 plans: Core, Prime, Ultra
- Top cashback plan
- Whop CardNot disclosedSolid CardUltra: 5%
Everyday use
8 fields- Network
- Whop CardVisaSolid CardVisa
- Card formats
- Whop CardVirtual, PhysicalSolid CardVirtual
- ATM withdrawals
- Whop CardNot disclosedSolid CardNot available
- Mobile wallets
- Whop CardApple Pay, Google PaySolid CardApple Pay, Google Pay
- Apps
- Whop CardiOS, AndroidSolid CardiOS, Android, Web
- Daily spending limit
- Whop CardDynamic and collateral-dependent; users can set per-card controls, but no universal provider amount is publishedSolid CardShown in app
- Monthly spending limit
- Whop CardDynamic and collateral-dependent; Whop or issuer can change the aggregate or per-card limitSolid CardShown in app
- ATM limit
- Whop CardATM access and numeric withdrawal limits are unclearSolid CardNot disclosed
Funding & transfers
5 fields- Networks
- Whop CardEthereum, Polygon, Optimism, ArbitrumSolid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
- Crypto deposits
- Whop CardStablecoins: USDTSolid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
- Fiat deposits
- Whop CardStored payment method top-up, Dynamic bank deposit instructionsSolid CardUSD virtual account
- Transfers
- Whop CardStablecoin transfers; Next-day ACH payout, Instant bank RTP payout, Venmo payout, Bank wire payout +1Solid CardStablecoin transfers
- Payout currencies
- Whop CardUSDSolid CardNot disclosed
Rewards
3 fields- Base cashback
- Whop Card0%Solid Card3%
- Max cashback
- Whop Card5%Solid Card5%
- Reward currency
- Whop CardWhop account cash-back creditSolid CardUSDC cashback
Earn
5 fields- Advertised APY
- Whop CardUp to 6% APYSolid CardUp to 14% APY
- How it works
- Whop CardOptional earn vaultSolid CardBorrow against collateral, Optional earn vault
- Separate deposit
- Whop CardNoSolid CardYes
- Use balance for spending
- Whop CardNot disclosedSolid CardNo
- Lock-up
- Whop CardNoSolid CardNot disclosed
Trust & availability
6 fields- Custody
- Whop CardHybrid custodySolid CardSelf-custody
- Control until payment
- Whop CardProvider controls fundsSolid CardYou keep control
- Card issuer
- Whop CardThird NationalSolid CardRain, Third National
- Card processing
- Whop CardNot disclosedSolid CardFuse Network Ltd
- Custody / key management
- Whop CardPrivySolid CardNot disclosed
- Programme operator
- Whop CardNot disclosedSolid CardFuse Network Ltd
Sources
2 fields- Official sources
- Whop Card20Solid Card20
- Last reviewed
- Whop CardAug 11, 2026Solid CardAug 25, 2026
04 · The trade-off
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 89 versus 67 for Whop Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Solid Card has the higher published base cashback rate (3% vs 0%).
Whop Card still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. Whop Card uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Whop Card lists more stablecoins and ways to send money out (8 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Whop Card and Solid Card reviews first.
Continue with
Whop Card
Continue with
Solid Card
05 · Common questions
Whop vs Solid FAQ
Is Whop or Solid better overall?
Solid Card has the higher Overall Score (89 vs 67). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Whop or Solid?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Whop or Solid?
Solid Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Whop and Solid differ on custody?
Whop Card uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Whop vs Solid comparison?
The latest information check for these two cards was August 25, 2026, using 40 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.