77
Visa / MCLow FXNo CEXTravel focus
- Cashback
- 0% base
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard/Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
Select cards for this comparison
Add or remove a card and every comparison row updates automatically.
02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Metal cardNo CEXClear feesTiered rewards
- Cashback
- 1.5%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
ZEN CardOverall77
KAST CardOverall84
ZEN CardOverall77KAST CardOverall84- Special offer
- ZEN CardNo active offerKAST Card20% off20% off your first subscription
Scores
6 fields- Overall Score
- ZEN Card77KAST Card84
- Cashback score
- ZEN Card39KAST Card75
- Travel score
- ZEN Card96KAST Card92
- Funds control score
- ZEN Card65KAST Card71
- Lowest fees score
- ZEN Card80KAST Card81
- Transfers score
- ZEN Card98KAST Card100
Strengths & trade-offs
2 fields- Strengths
- ZEN CardFree plan with 0.5% weekday FX margin, Physical, virtual and phone-wallet accessKAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
- Trade-offs
- ZEN CardFree-plan ATM withdrawals cost 1.5%, No universal public cashback rateKAST CardNon-USD FX can exceed entry cashback, ATM use adds two charges
Costs
7 fields- Plan cost
- ZEN Card$0KAST Card$0
- FX fee
- ZEN Card0–0.5%KAST Card0.5–1.75%
- Top-up fee
- ZEN Card0–3%KAST Card0%
- Card spending fee
- ZEN Card0%KAST Card0%
- ATM fee
- ZEN Card0–1.5%KAST Card$3 + 2%
- Virtual card
- ZEN CardFree/Gold: 1 included; Platinum/Pro: 3 included; next card €5KAST CardFree first two
- Physical card
- ZEN CardFree first card €10; Gold 1 included; Platinum/Pro 2 included; next card €10KAST CardFree; $40 shipping
Plans
2 fields- Available plans
- ZEN Card4 plans: Free, Gold, Platinum, ProKAST Card3 plans: Standard, Premium, Private
- Top cashback plan
- ZEN CardFree: 0%KAST CardPrivate: 3%
Everyday use
8 fields- Network
- ZEN CardMastercard/VisaKAST CardVisa
- Card formats
- ZEN CardVirtual, PhysicalKAST CardVirtual, Physical
- ATM withdrawals
- ZEN CardAvailableKAST CardAvailable
- Mobile wallets
- ZEN CardApple Pay, Google PayKAST CardApple Pay, Google Pay
- Apps
- ZEN CardiOS, Android, WebKAST CardiOS, Android
- Daily spending limit
- ZEN CardStandard €10,000/day; maximum €30,000/day (currency equivalents also published)KAST CardNo cap
- Monthly spending limit
- ZEN CardNot publicly confirmedKAST CardNo cap
- ATM limit
- ZEN CardStandard €2,000/day; maximum €30,000/day (currency equivalents also published)KAST CardLimits shown in app
Funding & transfers
5 fields- Networks
- ZEN CardNot disclosedKAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
- Crypto deposits
- ZEN CardStablecoins: USDT, USDC; Other crypto: BTC, ETHKAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
- Fiat deposits
- ZEN CardSEPA bank transfer, Payment-card top-upKAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
- Transfers
- ZEN CardStablecoin transfers; Card-to-card transfer; SEPA transfersKAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
- Payout currencies
- ZEN CardEURKAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Rewards
3 fields- Base cashback
- ZEN Card0%KAST Card1.5%
- Max cashback
- ZEN CardNot disclosedKAST Card3%
- Reward currency
- ZEN CardTransaction currencyKAST CardUSD cashback
Earn
5 fields- Advertised APY
- ZEN CardNot offeredKAST CardUp to 7% APY
- How it works
- ZEN CardNot offeredKAST CardOptional earn vault
- Separate deposit
- ZEN CardNot offeredKAST CardYes
- Use balance for spending
- ZEN CardNot offeredKAST CardNo
- Lock-up
- ZEN CardNot offeredKAST CardNo
Trust & availability
7 fields- Custody
- ZEN CardCustodialKAST CardCustodial
- Control until payment
- ZEN CardProvider controls fundsKAST CardProvider controls funds
- Card issuer
- ZEN CardUAB ZEN.COMKAST CardThird National
- Card processing
- ZEN CardNot disclosedKAST CardTazapay
- Custody / key management
- ZEN CardNot disclosedKAST CardBitGo
- Deposits & withdrawals
- ZEN CardTriple A Technologies Pte Ltd, Coreline Solutions LLCKAST CardNot disclosed
- Programme operator
- ZEN CardNot disclosedKAST CardTroia Corp
Sources
2 fields- Official sources
- ZEN Card43KAST Card20
- Last reviewed
- ZEN CardAug 23, 2026KAST CardAug 28, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.