Crypto.comCrypto.com Prepaid
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Side-by-side card comparison
Crypto.com Prepaid vs Coin98 Fusion: overall score versus use-case fit
Coin98 Fusion Card has the higher Overall Score by 3 points (60 vs 57). Crypto.com Prepaid Card looks stronger for Cashback and Transfers, while Coin98 Fusion Card comes out ahead for Travel, Funds control, and Lowest fees.
Information checked Aug 14, 202637 official sources reviewed
01 · Overall score versus use-case fit
Coin98 Fusion Card is the better all-round starting point
Coin98 Fusion Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may be the better fit for Cashback and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57Coin98 Fusion60Higher score
CashbackCrypto.com Prepaid31Coin98 Fusion17Higher score
TravelCrypto.com Prepaid57Coin98 Fusion65Higher score
Funds controlCrypto.com Prepaid40Coin98 Fusion64Higher score
Lowest feesCrypto.com Prepaid48Coin98 Fusion72Higher score
TransfersCrypto.com Prepaid47Coin98 Fusion39Higher score
Choose Crypto.com Prepaid Card if cashback and transfers matter most
Crypto.com Prepaid Card comes out ahead for Cashback and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose Coin98 Fusion Card if travel and funds control matter most
Coin98 Fusion Card comes out ahead for Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual Visa with both phone wallets
- USDC and USDT top-ups on five networks
- No monthly or annual card fee
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Crypto.com Prepaid57Coin98 Fusion60
Coin98 Fusion Card has the higher Overall Score by 3 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXCoin98 Fusion$0 plan · 1.7% foreign-currency conversion FX
Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 0–3%).
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%Coin98 Fusion0% cashback
Both cards show the same base cashback rate of 0%.
- Funds control
- Crypto.com PrepaidCustodial balanceCoin98 FusionHybrid custody
Crypto.com Prepaid Card uses a custodial balance setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PayCoin98 FusionVirtual · Apple Pay, Google Pay
Crypto.com Prepaid Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendCoin98 Fusion2 stablecoins · Not modeled
Coin98 Fusion Card lists more stablecoins and ways to send money out (2 vs 1).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.7% foreign-currency conversion
- ATM fee
- 1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57Coin98 Fusion CardOverall60
Crypto.com Prepaid CardOverall57Coin98 Fusion CardOverall60Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57Coin98 Fusion Card60
- Cashback score
- Crypto.com Prepaid Card31Coin98 Fusion Card17
- Travel score
- Crypto.com Prepaid Card57Coin98 Fusion Card65
- Funds control score
- Crypto.com Prepaid Card40Coin98 Fusion Card64
- Lowest fees score
- Crypto.com Prepaid Card48Coin98 Fusion Card72
- Transfers score
- Crypto.com Prepaid Card47Coin98 Fusion Card39
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsCoin98 Fusion CardVirtual Visa with both phone wallets, USDC and USDT top-ups on five networks
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceCoin98 Fusion CardEvergreen rewards are not verified, Top-up, FX and ATM fees apply
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0Coin98 Fusion Card$0
- FX fee
- Crypto.com Prepaid Card0–3%Coin98 Fusion Card1.7% foreign-currency conversion
- Top-up fee
- Crypto.com Prepaid Card2.99%Coin98 Fusion Card1%
- Card spending fee
- Crypto.com Prepaid CardNot disclosedCoin98 Fusion CardNot disclosed
- ATM fee
- Crypto.com Prepaid Card0–2%Coin98 Fusion Card1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedCoin98 Fusion CardUSD 9 issuance/activation fee
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Coin98 Fusion CardNot applicable while the physical card is under development
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Coin98 Fusion CardNot disclosed
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%Coin98 Fusion CardNot disclosed
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardCoin98 Fusion CardVisa
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalCoin98 Fusion CardVirtual
- ATM withdrawals
- Crypto.com Prepaid CardAvailableCoin98 Fusion CardAvailable
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayCoin98 Fusion CardApple Pay, Google Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidCoin98 Fusion CardiOS, Android
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayCoin98 Fusion CardNo daily card-spend limit published; SGD 200,000 rolling 12-month spending limit
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearCoin98 Fusion CardNo monthly card-spend limit published; SGD 200,000 rolling 12-month spending limit
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Coin98 Fusion CardSGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclear
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedCoin98 Fusion CardEthereum, Solana, Polygon, Base, Tron
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHCoin98 Fusion CardStablecoins: USDC, USDT
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upCoin98 Fusion CardNot disclosed
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendCoin98 Fusion CardNot disclosed
- Payout currencies
- Crypto.com Prepaid CardNot disclosedCoin98 Fusion CardNot disclosed
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%Coin98 Fusion Card0%
- Max cashback
- Crypto.com Prepaid Card5%Coin98 Fusion Card0%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsCoin98 Fusion CardNot applicable
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredCoin98 Fusion CardNot offered
- How it works
- Crypto.com Prepaid CardNot offeredCoin98 Fusion CardNot offered
- Separate deposit
- Crypto.com Prepaid CardNot offeredCoin98 Fusion CardNot offered
- Use balance for spending
- Crypto.com Prepaid CardNot offeredCoin98 Fusion CardNot offered
- Lock-up
- Crypto.com Prepaid CardNot offeredCoin98 Fusion CardNot offered
Trust & availability
4 fields- Custody
- Crypto.com Prepaid CardCustodialCoin98 Fusion CardHybrid custody
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsCoin98 Fusion CardProvider controls funds
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Coin98 Fusion CardDCS Card Centre Pte. Ltd.
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.Coin98 Fusion CardNot disclosed
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14Coin98 Fusion Card23
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026Coin98 Fusion CardAug 5, 2026
04 · The trade-off
Coin98 Fusion Card is the stronger all-round choice
Coin98 Fusion Card finishes ahead with an Overall Score of 60 versus 57 for Crypto.com Prepaid Card. Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 0–3%). Both cards show the same base cashback rate of 0%.
Crypto.com Prepaid Card still comes out ahead for Cashback and Transfers, which may matter more than the overall result if that is how you plan to use the card. Crypto.com Prepaid Card uses a custodial balance setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Coin98 Fusion Card lists more stablecoins and ways to send money out (2 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Coin98 Fusion Card reviews first.
Continue with
Crypto.com Prepaid Card
Continue with
Coin98 Fusion Card
05 · Common questions
Crypto.com Prepaid vs Coin98 Fusion FAQ
Is Crypto.com Prepaid or Coin98 Fusion better overall?
Coin98 Fusion Card has the higher Overall Score (60 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or Coin98 Fusion?
Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 0–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or Coin98 Fusion?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and Coin98 Fusion differ on custody?
Crypto.com Prepaid Card uses a custodial balance setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Crypto.com Prepaid vs Coin98 Fusion comparison?
The latest information check for these two cards was August 14, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.