Crypto.comCrypto.com Prepaid
57
Side-by-side card comparison
Crypto.com Prepaid vs Pionex: same score, different trade-offs
Crypto.com Prepaid Card and Pionex Card share an Overall Score of 57. Crypto.com Prepaid Card looks stronger for Travel, while Pionex Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers.
Information checked Aug 14, 202673 official sources reviewed
01 · A level score
The scores are tied, but the cards are not the same
Crypto.com Prepaid Card and Pionex Card have the same Overall Score. Start with what matters most to you: day-to-day costs, rewards, control of your funds or moving money. The sections below show how they differ. You should also check that your preferred card is available in your country.
OverallCrypto.com Prepaid57Pionex57Same score
CashbackCrypto.com Prepaid31Pionex52Higher score
TravelCrypto.com Prepaid57Pionex29Higher score
Funds controlCrypto.com Prepaid40Pionex43Higher score
Lowest feesCrypto.com Prepaid48Pionex58Higher score
TransfersCrypto.com Prepaid47Pionex79Higher score
Choose Crypto.com Prepaid Card if travel matters most
Crypto.com Prepaid Card comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose Pionex Card if cashback and funds control matter most
Pionex Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Visa and Mastercard options
- 0.1%-1% cashback in USDT
- Pionex account funding and payouts
Where the cards part company
A tied score can hide meaningful differences in cost, custody, rewards and everyday access.
- Overall Score
- Crypto.com Prepaid57Pionex57
Both cards have the same displayed Overall Score of 57.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXPionex$0 plan · Not disclosed FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%Pionex0.1% base · up to 1%
Pionex Card has the higher published base cashback rate (0.1% vs 0%).
- Funds control
- Crypto.com PrepaidCustodial balancePionexCustodial balance
Crypto.com Prepaid Card and Pionex Card use the same custodial balance setup.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PayPionexVirtual · Apple Pay, Google Pay
Crypto.com Prepaid Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendPionex1 stablecoin · Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
Pionex Card lists more stablecoins and ways to send money out (4 vs 1).
02 · Read the shortlist
A closer look at the tie
The score is level. These quick facts show where the cards still ask you to make a choice.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0.1%-1%
- Plan cost
- $0
- FX fee
- Not disclosed
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
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03 · Compare the details
Put the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57Pionex CardOverall57
Crypto.com Prepaid CardOverall57Pionex CardOverall57Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57Pionex Card57
- Cashback score
- Crypto.com Prepaid Card31Pionex Card52
- Travel score
- Crypto.com Prepaid Card57Pionex Card29
- Funds control score
- Crypto.com Prepaid Card40Pionex Card43
- Lowest fees score
- Crypto.com Prepaid Card48Pionex Card58
- Transfers score
- Crypto.com Prepaid Card47Pionex Card79
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsPionex CardVisa and Mastercard options, 0.1%-1% cashback in USDT
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balancePionex CardMastercard can cost up to 3.5%, General access is virtual-only
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0Pionex Card$0
- FX fee
- Crypto.com Prepaid Card0–3%Pionex CardNot disclosed
- Top-up fee
- Crypto.com Prepaid Card2.99%Pionex CardNot disclosed
- Card spending fee
- Crypto.com Prepaid CardNot disclosedPionex Card3.5%
- ATM fee
- Crypto.com Prepaid Card0–2%Pionex CardNot available
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedPionex CardAvailable
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Pionex CardNot available
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Pionex Card2 plans: Mastercard, Visa
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%Pionex CardVisa: 1%
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardPionex CardVisa/Mastercard
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalPionex CardVirtual
- ATM withdrawals
- Crypto.com Prepaid CardAvailablePionex CardNot available
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayPionex CardApple Pay, Google Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidPionex CardNot disclosed
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayPionex Card$10,000-$20,000/day; $10,000-$20,000/transaction depending on network
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearPionex Card$50,000-$100,000/month depending on network
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Pionex CardNot available
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedPionex CardNot disclosed
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHPionex CardOther crypto: Supported crypto
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upPionex CardNot disclosed
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendPionex CardStablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
- Payout currencies
- Crypto.com Prepaid CardNot disclosedPionex CardNot disclosed
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%Pionex Card0.1%
- Max cashback
- Crypto.com Prepaid Card5%Pionex Card1%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsPionex CardUSDT
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredPionex CardUp to 5% APY
- How it works
- Crypto.com Prepaid CardNot offeredPionex CardEarn on spending balance
- Separate deposit
- Crypto.com Prepaid CardNot offeredPionex CardNo
- Use balance for spending
- Crypto.com Prepaid CardNot offeredPionex CardYes
- Lock-up
- Crypto.com Prepaid CardNot offeredPionex CardNo
Trust & availability
4 fields- Custody
- Crypto.com Prepaid CardCustodialPionex CardCustodial
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsPionex CardProvider controls funds
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Pionex CardNot disclosed
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.Pionex CardNot disclosed
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14Pionex Card59
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026Pionex CardAug 14, 2026
04 · The closer call
Crypto.com Prepaid Card and Pionex Card need a closer personal call
The Overall Score ends level at 57, so there is no honest all-round winner here. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Pionex Card has the higher published base cashback rate (0.1% vs 0%).
Crypto.com Prepaid Card looks stronger for Travel, while Pionex Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers. Crypto.com Prepaid Card and Pionex Card use the same custodial balance setup.
Pionex Card lists more stablecoins and ways to send money out (4 vs 1). Your final check should be whether the card is available where you live and whether the latest provider terms match the features you expect to use.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Pionex Card reviews first.
Continue with
Crypto.com Prepaid Card
Continue with
Pionex Card
05 · Common questions
Crypto.com Prepaid vs Pionex FAQ
Is Crypto.com Prepaid or Pionex better overall?
Crypto.com Prepaid Card and Pionex Card tie at 57 in the Overall Score. Compare their costs, rewards, way of holding funds and everyday features to decide which suits you.
Which has lower fees, Crypto.com Prepaid or Pionex?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or Pionex?
Pionex Card has the higher published base cashback rate (0.1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and Pionex differ on custody?
Crypto.com Prepaid Card and Pionex Card use the same custodial balance setup.
How current is this Crypto.com Prepaid vs Pionex comparison?
The latest information check for these two cards was August 14, 2026, using 73 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.