Crypto.comCrypto.com Prepaid
57
Side-by-side card comparison
Crypto.com Prepaid vs Coinbase One
Crypto.com Prepaid Card has the higher Overall Score by 1 point (57 vs 56). Crypto.com Prepaid Card looks stronger for Funds control, Lowest fees, and Transfers, while Coinbase One Card comes out ahead for Cashback and Travel.
Latest check Oct 11, 202637 official sources reviewed
Crypto.com Prepaid Card
Best fit
- Existing Crypto.com App users who want a separate prepaid spending balance.
- Buying Plus or Pro rewards by subscription instead of committing CRO.
- Occasional cash withdrawals within the plan's monthly ATM allowance.
Before you choose
- Basic earns no cashback; reward tiers need a subscription or CRO commitment.
- Rewards are paid in CRO, so their value can move after you earn them.
- Funding by another card can cost 2.99%; region and plan affect other fees.
Coinbase One Card
Best fit
- Existing Coinbase One members who already pay for an eligible plan.
- Everyday credit-card spending with 2% back in BTC on eligible purchases.
- Booking through Coinbase One Card Travel for 5% back in BTC.
Before you choose
- Eligible membership starts at $49.99/year; Basic monthly does not qualify.
- 4% needs $200,000 on Coinbase; boosted rates cover $10,000/month of spend.
- U.S. residents only, excluding territories; credit approval is required.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57Coinbase One CardOverall56
Crypto.com Prepaid CardOverall57Coinbase One CardOverall56Scores
- Overall Score
- Crypto.com Prepaid Card57Coinbase One Card56
- Cashback score
- Crypto.com Prepaid Card31Coinbase One Card40
- Travel score
- Crypto.com Prepaid Card57Coinbase One Card60
- Funds control score
- Crypto.com Prepaid Card40Coinbase One Card36
- Lowest fees score
- Crypto.com Prepaid Card48Coinbase One Card40
- Transfers score
- Crypto.com Prepaid Card47Coinbase One Card24
Costs
- Plan cost
- Crypto.com Prepaid Card$0Coinbase One Card$49.99/year
- FX fee
- Crypto.com Prepaid Card0–3%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- Crypto.com Prepaid Card2.99%Coinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- Crypto.com Prepaid CardNot disclosedCoinbase One CardNot disclosed
- ATM fee
- Crypto.com Prepaid Card0–2%Coinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedCoinbase One CardNot disclosed
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Coinbase One CardNot disclosed
Plans
- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Coinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%Coinbase One CardAOC tier 4: 4%: 4%
Everyday use
- Network
- Crypto.com Prepaid CardVisa/MastercardCoinbase One CardAmerican Express
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalCoinbase One CardVirtual, Physical
- ATM withdrawals
- Crypto.com Prepaid CardAvailableCoinbase One CardNot disclosed
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidCoinbase One CardiOS, Android, Web
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayCoinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearCoinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Coinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
- Networks
- Crypto.com Prepaid CardNot disclosedCoinbase One CardNot disclosed
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHCoinbase One CardNot disclosed
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upCoinbase One CardNot disclosed
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendCoinbase One CardNot disclosed
- Payout currencies
- Crypto.com Prepaid CardNot disclosedCoinbase One CardNot disclosed
Rewards
- Base cashback
- Crypto.com Prepaid Card0%Coinbase One Card2%
- Max cashback
- Crypto.com Prepaid Card5%Coinbase One Card4%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsCoinbase One CardBitcoin
Earn
- Advertised APY
- Crypto.com Prepaid CardNot offeredCoinbase One CardNot disclosed
- How it works
- Crypto.com Prepaid CardNot offeredCoinbase One CardBorrow against collateral
- Separate deposit
- Crypto.com Prepaid CardNot offeredCoinbase One CardNo
- Use balance for spending
- Crypto.com Prepaid CardNot offeredCoinbase One CardNo
- Lock-up
- Crypto.com Prepaid CardNot offeredCoinbase One CardYes
Trust & availability
- Custody
- Crypto.com Prepaid CardCustodialCoinbase One CardCustodial
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsCoinbase One CardProvider controls funds
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Coinbase One CardFirst Electronic Bank
- Custody / key management
- Crypto.com Prepaid CardNot disclosedCoinbase One CardCoinbase, Inc.
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.Coinbase One CardNot disclosed
Sources
- Official sources
- Crypto.com Prepaid Card14Coinbase One Card23
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026Coinbase One CardOct 11, 2026
Choosing between these cards
When to choose Crypto.com Prepaid or Coinbase One
How you receive rewards
Choose by the reward asset you want to receive: Crypto.com Prepaid lists CRO rewards; Coinbase One lists Bitcoin. For Crypto.com Prepaid: Rewards are paid in CRO, so their value can move after you earn them.
Keeping recurring costs down
Crypto.com Prepaid's base plan is $0, compared with $49.99/year for Coinbase One. This favours Crypto.com Prepaid for occasional use; card issuance and transaction fees are separate.
Spending in foreign currencies
For FX on foreign-currency purchases, Crypto.com Prepaid lists 0–3%, versus 0% foreign transaction fee; Amex conversion rates remain separate at Coinbase One. Use the tariff for your country and plan; conversion fees can add to these figures.
Common questions
Crypto.com Prepaid vs Coinbase One FAQ
Is Crypto.com Prepaid or Coinbase One better overall?
Crypto.com Prepaid Card has the higher Overall Score (57 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or Coinbase One?
Crypto.com Prepaid Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or Coinbase One?
Coinbase One Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and Coinbase One differ on custody?
Crypto.com Prepaid Card and Coinbase One Card use the same custodial balance setup.
How current is this Crypto.com Prepaid vs Coinbase One comparison?
The latest information check for these two cards was October 11, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.