Crypto.comCrypto.com Prepaid
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Side-by-side card comparison
Crypto.com Prepaid vs Fuse: overall score versus use-case fit
Fuse Card has the higher Overall Score by 17 points (74 vs 57). Crypto.com Prepaid Card looks stronger for Cashback, while Fuse Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers.
Information checked Aug 14, 202629 official sources reviewed
01 · Overall score versus use-case fit
Fuse Card is the better all-round starting point
Fuse Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may be the better fit for Cashback. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57Fuse74Higher score
CashbackCrypto.com Prepaid31Fuse25Higher score
TravelCrypto.com Prepaid57Fuse65Higher score
Funds controlCrypto.com Prepaid40Fuse91Higher score
Lowest feesCrypto.com Prepaid48Fuse93Higher score
TransfersCrypto.com Prepaid47Fuse97Higher score
Choose Crypto.com Prepaid Card if cashback matters most
Crypto.com Prepaid Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose Fuse Card if travel and funds control matter most
Fuse Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Separate USDC Card Account
- Apple Pay for in-person spend
- USD and EUR receive rails
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Crypto.com Prepaid57Fuse74
Fuse Card has the higher Overall Score by 17 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXFuse$0 plan · 0% FX
Fuse Card has the lower published FX fee (0% vs 0–3%).
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%Fuse0% cashback
Both cards show the same base cashback rate of 0%.
- Funds control
- Crypto.com PrepaidCustodial balanceFuseSelf-controlled wallet
Crypto.com Prepaid Card uses a custodial balance setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PayFuseVirtual · Apple Pay
Crypto.com Prepaid Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendFuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfers
Fuse Card lists more stablecoins and ways to send money out (3 vs 1).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 1 crypto · 2 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57Fuse CardOverall74
Crypto.com Prepaid CardOverall57Fuse CardOverall74Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57Fuse Card74
- Cashback score
- Crypto.com Prepaid Card31Fuse Card25
- Travel score
- Crypto.com Prepaid Card57Fuse Card65
- Funds control score
- Crypto.com Prepaid Card40Fuse Card91
- Lowest fees score
- Crypto.com Prepaid Card48Fuse Card93
- Transfers score
- Crypto.com Prepaid Card47Fuse Card97
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsFuse CardSeparate USDC Card Account, Apple Pay for in-person spend
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceFuse CardiOS and virtual-only access, Receive rails convert incoming fiat
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0Fuse Card$0
- FX fee
- Crypto.com Prepaid Card0–3%Fuse Card0%
- Top-up fee
- Crypto.com Prepaid Card2.99%Fuse Card0%
- Card spending fee
- Crypto.com Prepaid CardNot disclosedFuse Card0%
- ATM fee
- Crypto.com Prepaid Card0–2%Fuse CardNot available
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedFuse CardVirtual card purchase $0 after Bridge KYC
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Fuse CardNot available in captured Fuse support page
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Fuse Card1 plans: Fuse Plus
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%Fuse CardNot disclosed
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardFuse CardVisa
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalFuse CardVirtual
- ATM withdrawals
- Crypto.com Prepaid CardAvailableFuse CardNot available
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayFuse CardApple Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidFuse CardiOS
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayFuse Card$2,000/day; $2,000/transaction
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearFuse CardMonthly cap not disclosed; daily and transaction caps are approved
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Fuse CardNot available
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedFuse CardSolana
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHFuse CardStablecoins: USDC; Other crypto: SOL, SPL tokens
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upFuse CardUSD virtual bank account, EUR virtual bank account
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendFuse CardStablecoin transfers; ACH / SEPA bank transfers
- Payout currencies
- Crypto.com Prepaid CardNot disclosedFuse CardUSD, EUR
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%Fuse Card0%
- Max cashback
- Crypto.com Prepaid Card5%Fuse Card0%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsFuse CardNo cashback
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredFuse CardNot disclosed
- How it works
- Crypto.com Prepaid CardNot offeredFuse CardOptional earn vault
- Separate deposit
- Crypto.com Prepaid CardNot offeredFuse CardYes
- Use balance for spending
- Crypto.com Prepaid CardNot offeredFuse CardNo
- Lock-up
- Crypto.com Prepaid CardNot offeredFuse CardNot disclosed
Trust & availability
5 fields- Custody
- Crypto.com Prepaid CardCustodialFuse CardSelf-custody
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsFuse CardYou keep control
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Fuse CardLead Bank
- Card processing
- Crypto.com Prepaid CardNot disclosedFuse CardBridge Ventures LLC, Squads Labs
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.Fuse CardBridge Ventures LLC
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14Fuse Card15
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026Fuse CardAug 12, 2026
04 · The trade-off
Fuse Card is the stronger all-round choice
Fuse Card finishes ahead with an Overall Score of 74 versus 57 for Crypto.com Prepaid Card. Fuse Card has the lower published FX fee (0% vs 0–3%). Both cards show the same base cashback rate of 0%.
Crypto.com Prepaid Card still comes out ahead for Cashback, which may matter more than the overall result if that is how you plan to use the card. Crypto.com Prepaid Card uses a custodial balance setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Fuse Card lists more stablecoins and ways to send money out (3 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Fuse Card reviews first.
Continue with
Crypto.com Prepaid Card
Continue with
Fuse Card
05 · Common questions
Crypto.com Prepaid vs Fuse FAQ
Is Crypto.com Prepaid or Fuse better overall?
Fuse Card has the higher Overall Score (74 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or Fuse?
Fuse Card has the lower published FX fee (0% vs 0–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or Fuse?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and Fuse differ on custody?
Crypto.com Prepaid Card uses a custodial balance setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Crypto.com Prepaid vs Fuse comparison?
The latest information check for these two cards was August 14, 2026, using 29 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.