Crypto.comCrypto.com Prepaid
57
Side-by-side card comparison
Crypto.com Prepaid vs Krak: fees, rewards and account setup
Krak Card has the higher Overall Score by 17 points (74 vs 57). Krak Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Crypto.com Prepaid Card may still be the better personal fit.
Information checked Aug 27, 202640 official sources reviewed
01 · Make the first cut
Krak Card is the better all-round starting point
Krak Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57Krak74Higher score
CashbackCrypto.com Prepaid31Krak40Higher score
TravelCrypto.com Prepaid57Krak83Higher score
Funds controlCrypto.com Prepaid40Krak56Higher score
Lowest feesCrypto.com Prepaid48Krak72Higher score
TransfersCrypto.com Prepaid47Krak97Higher score
Choose Crypto.com Prepaid Card if its day-to-day setup suits you
Crypto.com Prepaid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose Krak Card if cashback and travel matter most
Krak Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- No monthly, FX or Krak ATM fee
- Both card formats and phone wallets
- Automatic cashback up to 2%
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Crypto.com Prepaid57Krak74
Krak Card has the higher Overall Score by 17 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXKrak$0 plan · 0–1% FX
Krak Card has the lower published FX fee (0–1% vs 0–3%).
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%Krak0% base · up to 2%
Both cards show the same base cashback rate of 0%.
- Funds control
- Crypto.com PrepaidCustodial balanceKrakCustodial balance
Crypto.com Prepaid Card and Krak Card use the same custodial balance setup.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PayKrakVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendKrak0 stablecoins · Stablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPA
Krak Card lists more stablecoins and ways to send money out (5 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%-2%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0% Krak fee; ATM operator may charge
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 3 fiat
- Payout methods
- 1 crypto · 2 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57Krak CardOverall74
Crypto.com Prepaid CardOverall57Krak CardOverall74Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57Krak Card74
- Cashback score
- Crypto.com Prepaid Card31Krak Card40
- Travel score
- Crypto.com Prepaid Card57Krak Card83
- Funds control score
- Crypto.com Prepaid Card40Krak Card56
- Lowest fees score
- Crypto.com Prepaid Card48Krak Card72
- Transfers score
- Crypto.com Prepaid Card47Krak Card97
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsKrak CardNo monthly, FX or Krak ATM fee, Both card formats and phone wallets
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceKrak CardCrypto conversion spread is variable, The 2% tier needs a large balance
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0Krak Card$0
- FX fee
- Crypto.com Prepaid Card0–3%Krak Card0–1%
- Top-up fee
- Crypto.com Prepaid Card2.99%Krak CardNot disclosed
- Card spending fee
- Crypto.com Prepaid CardNot disclosedKrak Card0%
- ATM fee
- Crypto.com Prepaid Card0–2%Krak Card0% Krak fee; ATM operator may charge
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedKrak CardFree
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Krak CardPlastic £0/€0/$0; US plastic requires $200 over 30 days; first eligible metal card £0/€0/$0
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Krak Card5 plans: Starter, Lite, Pro, Elite +1
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%Krak CardMax: 2%
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardKrak CardMastercard/Visa
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalKrak CardVirtual, Physical
- ATM withdrawals
- Crypto.com Prepaid CardAvailableKrak CardAvailable
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayKrak CardApple Pay, Google Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidKrak CardiOS, Android
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayKrak CardUK: £22,000/day; EEA: €12,000/day; US: $12,000/day
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearKrak CardUK: £22,000/month; EEA: €12,000/month; US: $22,000/month
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Krak CardUK: £250/withdrawal, £750/day, £4,000/month; EEA: €300/withdrawal, €900/day, €4,800/month; US: $250/withdrawal, $1,000/day, $5,000/month
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedKrak CardNot disclosed
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHKrak CardOther crypto: Supported crypto
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upKrak CardGBP bank transfer, EUR bank transfer, USD bank transfer
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendKrak CardStablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPA
- Payout currencies
- Crypto.com Prepaid CardNot disclosedKrak CardGBP, EUR
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%Krak Card0%
- Max cashback
- Crypto.com Prepaid Card5%Krak Card2%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsKrak CardGBP, EUR, USD or BTC
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredKrak CardUp to 3.6% APY
- How it works
- Crypto.com Prepaid CardNot offeredKrak CardOptional earn vault
- Separate deposit
- Crypto.com Prepaid CardNot offeredKrak CardYes
- Use balance for spending
- Crypto.com Prepaid CardNot offeredKrak CardNo
- Lock-up
- Crypto.com Prepaid CardNot offeredKrak CardNot disclosed
Trust & availability
5 fields- Custody
- Crypto.com Prepaid CardCustodialKrak CardCustodial
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsKrak CardProvider controls funds
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Krak CardMonavate Limited, Lead Bank, UAB Monavate
- Card processing
- Crypto.com Prepaid CardNot disclosedKrak CardStripe
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.Krak CardPayward Wallet, Inc.
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14Krak Card26
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026Krak CardAug 27, 2026
04 · The takeaway
Krak Card is the stronger all-round choice
Krak Card finishes ahead with an Overall Score of 74 versus 57 for Crypto.com Prepaid Card. Krak Card has the lower published FX fee (0–1% vs 0–3%). Both cards show the same base cashback rate of 0%.
Crypto.com Prepaid Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Crypto.com Prepaid Card and Krak Card use the same custodial balance setup.
Krak Card lists more stablecoins and ways to send money out (5 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Krak Card reviews first.
Continue with
Crypto.com Prepaid Card
Continue with
Krak Card
05 · Common questions
Crypto.com Prepaid vs Krak FAQ
Is Crypto.com Prepaid or Krak better overall?
Krak Card has the higher Overall Score (74 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or Krak?
Krak Card has the lower published FX fee (0–1% vs 0–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or Krak?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and Krak differ on custody?
Crypto.com Prepaid Card and Krak Card use the same custodial balance setup.
How current is this Crypto.com Prepaid vs Krak comparison?
The latest information check for these two cards was August 27, 2026, using 40 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.