Crypto.comCrypto.com Prepaid
57
Side-by-side card comparison
Crypto.com Prepaid vs RedotPay: fees, rewards and account setup
RedotPay Card has the higher Overall Score by 12 points (69 vs 57). RedotPay Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Crypto.com Prepaid Card may still be the better personal fit.
Information checked Aug 25, 202642 official sources reviewed
01 · Make the first cut
RedotPay Card is the better all-round starting point
RedotPay Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57RedotPay69Higher score
CashbackCrypto.com Prepaid31RedotPay41Higher score
TravelCrypto.com Prepaid57RedotPay83Higher score
Funds controlCrypto.com Prepaid40RedotPay55Higher score
Lowest feesCrypto.com Prepaid48RedotPay66Higher score
TransfersCrypto.com Prepaid47RedotPay85Higher score
Choose Crypto.com Prepaid Card if its day-to-day setup suits you
Crypto.com Prepaid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose RedotPay Card if cashback and travel matter most
RedotPay Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical cards are both available
- Apple Pay and Google Pay support
- Optional Pro plan can add cashback
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Crypto.com Prepaid57RedotPay69
RedotPay Card has the higher Overall Score by 12 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXRedotPay$0 plan · 1.2–2% FX
RedotPay Card has the lower published FX fee (1.2–2% vs 0–3%).
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%RedotPay0% base · up to 3%
Both cards show the same base cashback rate of 0%.
- Funds control
- Crypto.com PrepaidCustodial balanceRedotPayCustodial balance
Crypto.com Prepaid Card and RedotPay Card use the same custodial balance setup.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PayRedotPayVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendRedotPay2 stablecoins · Stablecoin transfers; RedotPay International Transfer
RedotPay Card lists more stablecoins and ways to send money out (4 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%-3%
- Plan cost
- $0
- FX fee
- 1.2–2%
- ATM fee
- 2–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
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03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57RedotPay CardOverall69
Crypto.com Prepaid CardOverall57RedotPay CardOverall69Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57RedotPay Card69
- Cashback score
- Crypto.com Prepaid Card31RedotPay Card41
- Travel score
- Crypto.com Prepaid Card57RedotPay Card83
- Funds control score
- Crypto.com Prepaid Card40RedotPay Card55
- Lowest fees score
- Crypto.com Prepaid Card48RedotPay Card66
- Transfers score
- Crypto.com Prepaid Card47RedotPay Card85
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsRedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay support
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceRedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% fee
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0RedotPay Card$0
- FX fee
- Crypto.com Prepaid Card0–3%RedotPay Card1.2–2%
- Top-up fee
- Crypto.com Prepaid Card2.99%RedotPay CardNot disclosed
- Card spending fee
- Crypto.com Prepaid CardNot disclosedRedotPay CardNot disclosed
- ATM fee
- Crypto.com Prepaid Card0–2%RedotPay Card2–3%
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedRedotPay Card10 USD one-time issuance fee; non-refundable after payment
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0RedotPay Card100 USD one-time issuance fee; non-refundable after payment
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1RedotPay Card2 plans: Regular, Pro
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%RedotPay CardPro: 3%
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardRedotPay CardVisa
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalRedotPay CardVirtual, Physical
- ATM withdrawals
- Crypto.com Prepaid CardAvailableRedotPay CardAvailable
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayRedotPay CardApple Pay, Google Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidRedotPay CardiOS, Android
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayRedotPay CardNot disclosed
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearRedotPay CardNot disclosed
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%RedotPay CardNot disclosed
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedRedotPay CardTRC20, ERC20, BEP20
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHRedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upRedotPay CardRedotPay account bank deposit
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendRedotPay CardStablecoin transfers; RedotPay International Transfer
- Payout currencies
- Crypto.com Prepaid CardNot disclosedRedotPay CardNot disclosed
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%RedotPay Card0%
- Max cashback
- Crypto.com Prepaid Card5%RedotPay Card3%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsRedotPay CardUSDs cashback
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredRedotPay CardUp to 1% APY
- How it works
- Crypto.com Prepaid CardNot offeredRedotPay CardOptional earn vault
- Separate deposit
- Crypto.com Prepaid CardNot offeredRedotPay CardYes
- Use balance for spending
- Crypto.com Prepaid CardNot offeredRedotPay CardNot disclosed
- Lock-up
- Crypto.com Prepaid CardNot offeredRedotPay CardNot disclosed
Trust & availability
5 fields- Custody
- Crypto.com Prepaid CardCustodialRedotPay CardCustodial
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsRedotPay CardProvider controls funds
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2RedotPay CardXfers Pte. Ltd.
- Card processing
- Crypto.com Prepaid CardNot disclosedRedotPay CardRedotPay
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.RedotPay CardRed F. Technology Limited
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14RedotPay Card28
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026RedotPay CardAug 25, 2026
04 · The takeaway
RedotPay Card is the stronger all-round choice
RedotPay Card finishes ahead with an Overall Score of 69 versus 57 for Crypto.com Prepaid Card. RedotPay Card has the lower published FX fee (1.2–2% vs 0–3%). Both cards show the same base cashback rate of 0%.
Crypto.com Prepaid Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Crypto.com Prepaid Card and RedotPay Card use the same custodial balance setup.
RedotPay Card lists more stablecoins and ways to send money out (4 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and RedotPay Card reviews first.
Continue with
Crypto.com Prepaid Card
Continue with
RedotPay Card
05 · Common questions
Crypto.com Prepaid vs RedotPay FAQ
Is Crypto.com Prepaid or RedotPay better overall?
RedotPay Card has the higher Overall Score (69 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or RedotPay?
RedotPay Card has the lower published FX fee (1.2–2% vs 0–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or RedotPay?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and RedotPay differ on custody?
Crypto.com Prepaid Card and RedotPay Card use the same custodial balance setup.
How current is this Crypto.com Prepaid vs RedotPay comparison?
The latest information check for these two cards was August 25, 2026, using 42 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.