Crypto.comCrypto.com Prepaid
57
Side-by-side card comparison
Crypto.com Prepaid vs Spritz: overall score versus use-case fit
Spritz Card has the higher Overall Score by 5 points (62 vs 57). Crypto.com Prepaid Card looks stronger for Travel and Lowest fees, while Spritz Card comes out ahead for Cashback, Funds control, and Transfers.
Information checked Aug 28, 202655 official sources reviewed
01 · Overall score versus use-case fit
Spritz Card is the better all-round starting point
Spritz Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may be the better fit for Travel and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57Spritz62Higher score
CashbackCrypto.com Prepaid31Spritz34Higher score
TravelCrypto.com Prepaid57Spritz46Higher score
Funds controlCrypto.com Prepaid40Spritz62Higher score
Lowest feesCrypto.com Prepaid48Spritz44Higher score
TransfersCrypto.com Prepaid47Spritz64Higher score
Choose Crypto.com Prepaid Card if travel and lowest fees matter most
Crypto.com Prepaid Card comes out ahead for Travel and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose Spritz Card if cashback and funds control matter most
Spritz Card comes out ahead for Cashback, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Direct crypto card top-up
- Both major phone wallets
- 154-country virtual access
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Crypto.com Prepaid57Spritz62
Spritz Card has the higher Overall Score by 5 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXSpritz$0 plan · Exact Spritz markup not disclosed; local exchange and conversion rates may apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%Spritz0% base · up to 5%
Both cards show the same base cashback rate of 0%.
- Funds control
- Crypto.com PrepaidCustodial balanceSpritzHybrid custody
Crypto.com Prepaid Card uses a custodial balance setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PaySpritzVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendSpritz0 stablecoins · Wallet-to-bank Off-Ramp
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- Exact Spritz markup not disclosed; local exchange and conversion rates may apply
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 4 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57Spritz CardOverall62
Crypto.com Prepaid CardOverall57Spritz CardOverall62Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57Spritz Card62
- Cashback score
- Crypto.com Prepaid Card31Spritz Card34
- Travel score
- Crypto.com Prepaid Card57Spritz Card46
- Funds control score
- Crypto.com Prepaid Card40Spritz Card62
- Lowest fees score
- Crypto.com Prepaid Card48Spritz Card44
- Transfers score
- Crypto.com Prepaid Card47Spritz Card64
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsSpritz CardDirect crypto card top-up, Both major phone wallets
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceSpritz CardATM use is not verified, Top-up fees vary by route
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0Spritz Card$0
- FX fee
- Crypto.com Prepaid Card0–3%Spritz CardExact Spritz markup not disclosed; local exchange and conversion rates may apply
- Top-up fee
- Crypto.com Prepaid Card2.99%Spritz Card1–3%
- Card spending fee
- Crypto.com Prepaid CardNot disclosedSpritz Card0%
- ATM fee
- Crypto.com Prepaid Card0–2%Spritz CardNot disclosed
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedSpritz CardNot disclosed
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Spritz CardNot disclosed
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Spritz CardNot disclosed
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%Spritz CardNot disclosed
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardSpritz CardVisa
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalSpritz CardVirtual, Physical
- ATM withdrawals
- Crypto.com Prepaid CardAvailableSpritz CardNot disclosed
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PaySpritz CardApple Pay, Google Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidSpritz CardiOS
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/daySpritz CardNo provider-published daily spend cap
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearSpritz CardNot disclosed
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Spritz CardNot verified for the current no-PIN card
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedSpritz CardArbitrum, Avalanche, Base, Bitcoin, BNB Chain, Dash +6
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHSpritz CardOther crypto: Crypto top-up
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upSpritz CardNot disclosed
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendSpritz CardWallet-to-bank Off-Ramp
- Payout currencies
- Crypto.com Prepaid CardNot disclosedSpritz CardUSD, CAD, GBP, EUR
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%Spritz Card0%
- Max cashback
- Crypto.com Prepaid Card5%Spritz Card5%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsSpritz CardSpritz Credits
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredSpritz CardNot offered
- How it works
- Crypto.com Prepaid CardNot offeredSpritz CardNot offered
- Separate deposit
- Crypto.com Prepaid CardNot offeredSpritz CardNot offered
- Use balance for spending
- Crypto.com Prepaid CardNot offeredSpritz CardNot offered
- Lock-up
- Crypto.com Prepaid CardNot offeredSpritz CardNot offered
Trust & availability
5 fields- Custody
- Crypto.com Prepaid CardCustodialSpritz CardHybrid custody
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsSpritz CardProvider controls funds
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Spritz CardNot disclosed
- Card processing
- Crypto.com Prepaid CardNot disclosedSpritz CardRain
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.Spritz CardNot disclosed
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14Spritz Card41
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026Spritz CardAug 28, 2026
04 · The trade-off
Spritz Card is the stronger all-round choice
Spritz Card finishes ahead with an Overall Score of 62 versus 57 for Crypto.com Prepaid Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Both cards show the same base cashback rate of 0%.
Crypto.com Prepaid Card still comes out ahead for Travel and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Crypto.com Prepaid Card uses a custodial balance setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Spritz Card reviews first.
Continue with
Crypto.com Prepaid Card
Continue with
Spritz Card
05 · Common questions
Crypto.com Prepaid vs Spritz FAQ
Is Crypto.com Prepaid or Spritz better overall?
Spritz Card has the higher Overall Score (62 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or Spritz?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or Spritz?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and Spritz differ on custody?
Crypto.com Prepaid Card uses a custodial balance setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Crypto.com Prepaid vs Spritz comparison?
The latest information check for these two cards was August 28, 2026, using 55 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.