Crypto.comCrypto.com Prepaid
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Side-by-side card comparison
Crypto.com Prepaid vs Tria: fees, rewards and account setup
Tria Card has the higher Overall Score by 10 points (67 vs 57). Tria Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Crypto.com Prepaid Card may still be the better personal fit.
Information checked Aug 25, 202635 official sources reviewed
01 · Make the first cut
Tria Card is the better all-round starting point
Tria Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57Tria67Higher score
CashbackCrypto.com Prepaid31Tria45Higher score
TravelCrypto.com Prepaid57Tria62Higher score
Funds controlCrypto.com Prepaid40Tria91Higher score
Lowest feesCrypto.com Prepaid48Tria51Higher score
TransfersCrypto.com Prepaid47Tria63Higher score
Choose Crypto.com Prepaid Card if its day-to-day setup suits you
Crypto.com Prepaid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose Tria Card if cashback and travel matter most
Tria Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet linked to card spend
- Physical, virtual and phone-wallet access
- Higher tiers raise caps and perks
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Crypto.com Prepaid57Tria67
Tria Card has the higher Overall Score by 10 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXTria$25/year plan · 0–3% FX
Crypto.com Prepaid Card has the lower starting plan cost ($0 vs $25/year).
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%Tria1.5% base · up to 6%
Tria Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- Crypto.com PrepaidCustodial balanceTriaSelf-controlled wallet
Crypto.com Prepaid Card uses a custodial balance setup, while Tria Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PayTriaVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendTria2 stablecoins · Stablecoin transfers
Tria Card lists more stablecoins and ways to send money out (3 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 1.5%-6%
- Plan cost
- $25/year
- FX fee
- 0–3%
- ATM fee
- Up to $2 + 3%; inquiry/decline up to $2
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 0 fiat
- Payout methods
- 5 crypto · 0 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57Tria CardOverall67
Crypto.com Prepaid CardOverall57Tria CardOverall67Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57Tria Card67
- Cashback score
- Crypto.com Prepaid Card31Tria Card45
- Travel score
- Crypto.com Prepaid Card57Tria Card62
- Funds control score
- Crypto.com Prepaid Card40Tria Card91
- Lowest fees score
- Crypto.com Prepaid Card48Tria Card51
- Transfers score
- Crypto.com Prepaid Card47Tria Card63
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsTria CardSelf-custody wallet linked to card spend, Physical, virtual and phone-wallet access
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceTria CardEntry tier is paid, Funding and FX use separate fee layers
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0Tria Card$25/year
- FX fee
- Crypto.com Prepaid Card0–3%Tria Card0–3%
- Top-up fee
- Crypto.com Prepaid Card2.99%Tria Card1%
- Card spending fee
- Crypto.com Prepaid CardNot disclosedTria CardNot disclosed
- ATM fee
- Crypto.com Prepaid Card0–2%Tria CardUp to $2 + 3%; inquiry/decline up to $2
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedTria Card$25/year Virtual membership; issued after payment and KYC
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Tria CardSignature $109/year PVC card + virtual; Premium $250/year metal card + virtual; shipping is country/batch gated
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Tria Card3 plans: Virtual, Signature, Premium
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%Tria CardPremium: 6%
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardTria CardVisa
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalTria CardVirtual, Physical
- ATM withdrawals
- Crypto.com Prepaid CardAvailableTria CardAvailable
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayTria CardApple Pay, Google Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidTria CardiOS, Android, Web
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayTria CardDynamic / collateral-based; marketing claims up to $1,000,000/day
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearTria CardDynamic / collateral-based; marketing claims up to $1,000,000/day
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Tria Card$750/withdrawal; 3 withdrawals/24h
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedTria CardEthereum, Polygon, Base, Arbitrum, Optimism, BSC +2
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHTria CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upTria CardNot disclosed
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendTria CardStablecoin transfers
- Payout currencies
- Crypto.com Prepaid CardNot disclosedTria CardNot disclosed
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%Tria Card1.5%
- Max cashback
- Crypto.com Prepaid Card5%Tria Card6%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsTria CardUSDC and/or USDT stablecoins cashback
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredTria CardUp to 15% APY
- How it works
- Crypto.com Prepaid CardNot offeredTria CardOptional earn vault
- Separate deposit
- Crypto.com Prepaid CardNot offeredTria CardNot disclosed
- Use balance for spending
- Crypto.com Prepaid CardNot offeredTria CardNot disclosed
- Lock-up
- Crypto.com Prepaid CardNot offeredTria CardNo
Trust & availability
4 fields- Custody
- Crypto.com Prepaid CardCustodialTria CardSelf-custody
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsTria CardYou keep control
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Tria CardNimbus, LLC, Third National
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.Tria CardThreely Dimensions Inc.
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14Tria Card21
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026Tria CardAug 25, 2026
04 · The takeaway
Tria Card is the stronger all-round choice
Tria Card finishes ahead with an Overall Score of 67 versus 57 for Crypto.com Prepaid Card. Crypto.com Prepaid Card has the lower starting plan cost ($0 vs $25/year). Tria Card has the higher published base cashback rate (1.5% vs 0%).
Crypto.com Prepaid Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Crypto.com Prepaid Card uses a custodial balance setup, while Tria Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Tria Card lists more stablecoins and ways to send money out (3 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Tria Card reviews first.
Continue with
Crypto.com Prepaid Card
Continue with
Tria Card
05 · Common questions
Crypto.com Prepaid vs Tria FAQ
Is Crypto.com Prepaid or Tria better overall?
Tria Card has the higher Overall Score (67 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or Tria?
Crypto.com Prepaid Card has the lower starting plan cost ($0 vs $25/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or Tria?
Tria Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and Tria differ on custody?
Crypto.com Prepaid Card uses a custodial balance setup, while Tria Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Crypto.com Prepaid vs Tria comparison?
The latest information check for these two cards was August 25, 2026, using 35 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.