ether.fiether.fi Cash
87
Side-by-side card comparison
ether.fi Cash vs Fuse: overall score versus use-case fit
ether.fi Cash Card has the higher Overall Score by 13 points (87 vs 74). ether.fi Cash Card looks stronger for Cashback, Travel, and Funds control, while Fuse Card comes out ahead for Lowest fees.
Information checked Aug 25, 202634 official sources reviewed
01 · Overall score versus use-case fit
ether.fi Cash Card is the better all-round starting point
ether.fi Cash Card has the higher Overall Score in this comparison. Fuse Card may be the better fit for Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
Overallether.fi Cash87Fuse74Higher score
Cashbackether.fi Cash86Fuse25Higher score
Travelether.fi Cash84Fuse65Higher score
Funds controlether.fi Cash96Fuse91Higher score
Lowest feesether.fi Cash69Fuse93Higher score
Transfersether.fi Cash97Fuse97Same score
Choose ether.fi Cash Card if cashback and travel matter most
ether.fi Cash Card comes out ahead for Cashback, Travel, and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Card spend plus cash-account rails
- Liquid USD can stay spendable
- Tiers make perks easier to compare
Choose Fuse Card if lowest fees matters most
Fuse Card comes out ahead for Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Separate USDC Card Account
- Apple Pay for in-person spend
- USD and EUR receive rails
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- ether.fi Cash87Fuse74
ether.fi Cash Card has the higher Overall Score by 13 points.
- Entry cost & FX
- ether.fi Cash$0 plan · 0–0.2% FXFuse$0 plan · 0% FX
Fuse Card has the lower published FX fee (0% vs 0–0.2%).
- Purchase rewards
- ether.fi Cash3% cashbackFuse0% cashback
ether.fi Cash Card has the higher published base cashback rate (3% vs 0%).
- Funds control
- ether.fi CashNon-custodial accountFuseSelf-controlled wallet
ether.fi Cash Card uses a non-custodial account setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- ether.fi CashVirtual + Physical · Apple Pay, Google PayFuseVirtual · Apple Pay
ether.fi Cash Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- ether.fi Cash6 stablecoins · Stablecoin transfers; EUR SEPA payout, USD ACH / FedWire payoutFuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfers
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 3%
- Plan cost
- $0
- FX fee
- 0–0.2%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 19 crypto · 2 fiat
- Payout methods
- 5 crypto · 2 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 1 crypto · 2 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
Cardsether.fi Cash CardOverall87Fuse CardOverall74
ether.fi Cash CardOverall87Fuse CardOverall74Scores
6 fields- Overall Score
- ether.fi Cash Card87Fuse Card74
- Cashback score
- ether.fi Cash Card86Fuse Card25
- Travel score
- ether.fi Cash Card84Fuse Card65
- Funds control score
- ether.fi Cash Card96Fuse Card91
- Lowest fees score
- ether.fi Cash Card69Fuse Card93
- Transfers score
- ether.fi Cash Card97Fuse Card97
Strengths & trade-offs
2 fields- Strengths
- ether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendableFuse CardSeparate USDC Card Account, Apple Pay for in-person spend
- Trade-offs
- ether.fi Cash CardVault returns depend on the selected strategy, Credit setup is more complex than a prepaid cardFuse CardiOS and virtual-only access, Receive rails convert incoming fiat
Costs
7 fields- Plan cost
- ether.fi Cash Card$0Fuse Card$0
- FX fee
- ether.fi Cash Card0–0.2%Fuse Card0%
- Top-up fee
- ether.fi Cash CardNot disclosedFuse Card0%
- Card spending fee
- ether.fi Cash CardNot disclosedFuse Card0%
- ATM fee
- ether.fi Cash Card2%Fuse CardNot available
- Virtual card
- ether.fi Cash CardUp to 50 free virtual cards by tierFuse CardVirtual card purchase $0 after Bridge KYC
- Physical card
- ether.fi Cash CardCore: $50 including card and shipping; Luxe, Pinnacle and VIP include at least one free physical cardFuse CardNot available in captured Fuse support page
Plans
2 fields- Available plans
- ether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIPFuse Card1 plans: Fuse Plus
- Top cashback plan
- ether.fi Cash CardCore: 3%Fuse CardNot disclosed
Everyday use
8 fields- Network
- ether.fi Cash CardVisaFuse CardVisa
- Card formats
- ether.fi Cash CardVirtual, PhysicalFuse CardVirtual
- ATM withdrawals
- ether.fi Cash CardAvailableFuse CardNot available
- Mobile wallets
- ether.fi Cash CardApple Pay, Google PayFuse CardApple Pay
- Apps
- ether.fi Cash CardiOS, Android, WebFuse CardiOS
- Daily spending limit
- ether.fi Cash CardCore $30,000/day; Luxe $50,000/day; Pinnacle $100,000/dayFuse Card$2,000/day; $2,000/transaction
- Monthly spending limit
- ether.fi Cash CardMonthly limit shown in app; cashback caps vary by planFuse CardMonthly cap not disclosed; daily and transaction caps are approved
- ATM limit
- ether.fi Cash Card$250/withdrawal; $750/dayFuse CardNot available
Funding & transfers
5 fields- Networks
- ether.fi Cash CardOptimismFuse CardSolana
- Crypto deposits
- ether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, eUSD, LiquidBTC +9Fuse CardStablecoins: USDC; Other crypto: SOL, SPL tokens
- Fiat deposits
- ether.fi Cash CardUSD ACH / FedWire receive, EUR SEPA receiveFuse CardUSD virtual bank account, EUR virtual bank account
- Transfers
- ether.fi Cash CardStablecoin transfers; EUR SEPA payout, USD ACH / FedWire payoutFuse CardStablecoin transfers; ACH / SEPA bank transfers
- Payout currencies
- ether.fi Cash CardEUR, USDFuse CardUSD, EUR
Rewards
3 fields- Base cashback
- ether.fi Cash Card3%Fuse Card0%
- Max cashback
- ether.fi Cash Card3%Fuse Card0%
- Reward currency
- ether.fi Cash CardUSD cashback paid in USDCFuse CardNo cashback
Earn
5 fields- Advertised APY
- ether.fi Cash CardUp to 5.02% APYFuse CardNot disclosed
- How it works
- ether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vaultFuse CardOptional earn vault
- Separate deposit
- ether.fi Cash CardNot disclosedFuse CardYes
- Use balance for spending
- ether.fi Cash CardNot disclosedFuse CardNo
- Lock-up
- ether.fi Cash CardNot disclosedFuse CardNot disclosed
Trust & availability
6 fields- Custody
- ether.fi Cash CardNon-custodialFuse CardSelf-custody
- Control until payment
- ether.fi Cash CardYou keep controlFuse CardYou keep control
- Card issuer
- ether.fi Cash CardThird NationalFuse CardLead Bank
- Card processing
- ether.fi Cash CardNot disclosedFuse CardBridge Ventures LLC, Squads Labs
- Deposits & withdrawals
- ether.fi Cash CardSEPA third-party providerFuse CardNot disclosed
- Programme operator
- ether.fi Cash Cardether.fi, Ether.Fi SEZCFuse CardBridge Ventures LLC
Sources
2 fields- Official sources
- ether.fi Cash Card19Fuse Card15
- Last reviewed
- ether.fi Cash CardAug 25, 2026Fuse CardAug 12, 2026
04 · The trade-off
ether.fi Cash Card is the stronger all-round choice
ether.fi Cash Card finishes ahead with an Overall Score of 87 versus 74 for Fuse Card. Fuse Card has the lower published FX fee (0% vs 0–0.2%). ether.fi Cash Card has the higher published base cashback rate (3% vs 0%).
Fuse Card still comes out ahead for Lowest fees, which may matter more than the overall result if that is how you plan to use the card. ether.fi Cash Card uses a non-custodial account setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full ether.fi Cash Card and Fuse Card reviews first.
Continue with
ether.fi Cash Card
Continue with
Fuse Card
05 · Common questions
ether.fi Cash vs Fuse FAQ
Is ether.fi Cash or Fuse better overall?
ether.fi Cash Card has the higher Overall Score (87 vs 74). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, ether.fi Cash or Fuse?
Fuse Card has the lower published FX fee (0% vs 0–0.2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, ether.fi Cash or Fuse?
ether.fi Cash Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do ether.fi Cash and Fuse differ on custody?
ether.fi Cash Card uses a non-custodial account setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this ether.fi Cash vs Fuse comparison?
The latest information check for these two cards was August 25, 2026, using 34 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.