FassetFasset
53
Side-by-side card comparison
Fasset vs Decaf
Decaf Card has the higher Overall Score by 11 points (64 vs 53). Decaf Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Fasset Card may still be the better personal fit.
Latest check Oct 19, 202630 official sources reviewed
Fasset Card
Best fit
- Fasset users converting Wallet USDT into a separate USD spending balance.
- Using Apple Pay, Google Pay or Samsung Pay with the virtual Visa.
- Returning unused card funds to Fasset Wallet without a withdrawal fee.
Before you choose
- Non-USD purchases cost 3% FX; a separate cross-border fee can add up to 3%.
- OWN points have no published cash value, redemption rules or payout schedule.
- The agreement includes repayment and collateral duties; cash advances are barred.
Decaf Card
Best fit
- Spending USDC received on Solana or Stellar through a separate card load.
- Using the virtual Visa for Apple Pay and Google Pay purchases.
- Receiving bank payments as USDC before allocating funds to the card.
Before you choose
- Virtual issuance costs $5; physical cards cost $10–$90 by region.
- US international fees are 1%; the non-USD international FX ceiling is 2%.
- Card collateral can be liquidated; US withdrawals require prior notice.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsFasset CardOverall53Decaf CardOverall64
Fasset CardOverall53Decaf CardOverall64Scores
- Overall Score
- Fasset Card53Decaf Card64
- Cashback score
- Fasset Card19Decaf Card29
- Travel score
- Fasset Card30Decaf Card60
- Funds control score
- Fasset Card45Decaf Card63
- Lowest fees score
- Fasset Card51Decaf Card57
- Transfers score
- Fasset Card50Decaf Card70
Costs
- Plan cost
- Fasset CardNot disclosedDecaf Card$0
- FX fee
- Fasset Card3% non-USD FX; up to 3% cross-border may also applyDecaf Card1–2%
- Top-up fee
- Fasset Card0%Decaf CardCard-load fee unknown; parent-account bank deposits have separate charges
- Card spending fee
- Fasset Card0%Decaf CardNot disclosed
- ATM fee
- Fasset CardNot availableDecaf Card0% Decaf markup
- Virtual card
- Fasset Card9.99 USDT activation / issuance feeDecaf Card$5
- Physical card
- Fasset CardNot disclosedDecaf Card$90 international / $10 US
Plans
- Available plans
- Fasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soonDecaf CardNot disclosed
- Top cashback plan
- Fasset CardNot disclosedDecaf CardNot disclosed
Everyday use
- Network
- Fasset CardVisaDecaf CardVisa
- Card formats
- Fasset CardVirtualDecaf CardVirtual, Physical
- ATM withdrawals
- Fasset CardNot availableDecaf CardNot disclosed
- Mobile wallets
- Fasset CardApple Pay, Google PayDecaf CardApple Pay, Google Pay
- Apps
- Fasset CardiOS, AndroidDecaf CardiOS, Android, Web
- Daily spending limit
- Fasset Card$2,000 per dayDecaf CardNot disclosed
- Monthly spending limit
- Fasset CardNot publicly disclosedDecaf CardNot disclosed
- ATM limit
- Fasset CardNot applicable; ATM cash advances unavailableDecaf Card$250 per withdrawal; up to 3 withdrawals daily
Funding & transfers
- Networks
- Fasset CardNot disclosedDecaf CardSolana, Stellar
- Crypto deposits
- Fasset CardStablecoins: USDTDecaf CardStablecoins: USDC
- Fiat deposits
- Fasset CardNot disclosedDecaf CardUSD, EUR and MXN account receipts
- Transfers
- Fasset CardCard balance back to Fasset WalletDecaf CardParent-account bank withdrawals, MoneyGram cash pickup
- Payout currencies
- Fasset CardNot disclosedDecaf CardUSD, EUR, MXN, COP, BRL, ARS, VES
Rewards
- Base cashback
- Fasset CardNot disclosedDecaf CardNot disclosed
- Max cashback
- Fasset CardNot disclosedDecaf CardNot disclosed
- Reward currency
- Fasset CardOWN pointsDecaf CardNot disclosed
Earn
- Advertised APY
- Fasset CardNot offeredDecaf CardNot disclosed
- How it works
- Fasset CardNot offeredDecaf CardOptional earn vault
- Separate deposit
- Fasset CardNot offeredDecaf CardYes
- Use balance for spending
- Fasset CardNot offeredDecaf CardNot disclosed
- Lock-up
- Fasset CardNot offeredDecaf CardNot disclosed
Trust & availability
- Custody
- Fasset CardCustodialDecaf CardNon-custodial
- Control until payment
- Fasset CardProvider controls fundsDecaf CardNot disclosed
- Card issuer
- Fasset CardThird NationalDecaf CardThird National, Inc.
- Card processing
- Fasset CardNot disclosedDecaf CardRain
- Deposits & withdrawals
- Fasset CardNot disclosedDecaf CardMoneyGram
Sources
- Official sources
- Fasset Card9Decaf Card21
- Last reviewed
- Fasset CardAug 11, 2026Decaf CardOct 19, 2026
Choosing between these cards
When to choose Fasset or Decaf
Spending in foreign currencies
For FX on foreign-currency purchases, Fasset lists 3% non-USD FX; up to 3% cross-border may also apply, versus 1–2% at Decaf. Use the tariff for your country and plan; conversion fees can add to these figures.
Using the crypto you already hold
Fasset's reviewed deposit assets include USDT; Decaf's include USDC. If you already hold one of these assets, compare its deposit network and conversion route before moving funds.
Common questions
Fasset vs Decaf FAQ
Is Fasset or Decaf better overall?
Decaf Card has the higher Overall Score (64 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Fasset or Decaf?
Decaf Card has the lower published FX fee (1–2% vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Fasset or Decaf?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Fasset and Decaf differ on custody?
Fasset Card uses a custodial balance setup, while Decaf Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Fasset vs Decaf comparison?
The latest information check for these two cards was October 19, 2026, using 30 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.