Fuse WalletFuse
74
Side-by-side card comparison
Fuse vs Brighty: overall score versus use-case fit
Fuse Card has the higher Overall Score by 4 points (74 vs 70). Fuse Card looks stronger for Funds control, Lowest fees, and Transfers, while Brighty Card comes out ahead for Cashback and Travel.
Information checked Aug 16, 202640 official sources reviewed
01 · Overall score versus use-case fit
Fuse Card is the better all-round starting point
Fuse Card has the higher Overall Score in this comparison. Brighty Card may be the better fit for Cashback and Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallFuse74Brighty70Higher score
CashbackFuse25Brighty48Higher score
TravelFuse65Brighty80Higher score
Funds controlFuse91Brighty65Higher score
Lowest feesFuse93Brighty68Higher score
TransfersFuse97Brighty93Higher score
Choose Fuse Card if funds control and lowest fees matter most
Fuse Card comes out ahead for Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Separate USDC Card Account
- Apple Pay for in-person spend
- USD and EUR receive rails
Choose Brighty Card if cashback and travel matter most
Brighty Card comes out ahead for Cashback and Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Free entry plan
- USDC cashback
- Multiple account rails
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Fuse74Brighty70
Fuse Card has the higher Overall Score by 4 points.
- Entry cost & FX
- Fuse$0 plan · 0% FXBrighty$0 plan · Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources FX
Fuse Card has the lower published FX fee (0% vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources).
- Purchase rewards
- Fuse0% cashbackBrighty0.5% base · up to 1.75%
Brighty Card has the higher published base cashback rate (0.5% vs 0%).
- Funds control
- FuseSelf-controlled walletBrightyCustodial balance
Fuse Card uses a self-controlled wallet setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- FuseVirtual · Apple PayBrightyVirtual + Physical · Apple Pay
Brighty Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Fuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfersBrighty2 stablecoins · Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
Brighty Card lists more stablecoins and ways to send money out (5 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 1 crypto · 2 fiat
- Cashback
- 0.5%-1.8%
- Plan cost
- $0
- FX fee
- Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay
- Receive methods
- 4 crypto · 2 fiat
- Payout methods
- 16 crypto · 4 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsFuse CardOverall74Brighty CardOverall70
Fuse CardOverall74Brighty CardOverall70Scores
6 fields- Overall Score
- Fuse Card74Brighty Card70
- Cashback score
- Fuse Card25Brighty Card48
- Travel score
- Fuse Card65Brighty Card80
- Funds control score
- Fuse Card91Brighty Card65
- Lowest fees score
- Fuse Card93Brighty Card68
- Transfers score
- Fuse Card97Brighty Card93
Strengths & trade-offs
2 fields- Strengths
- Fuse CardSeparate USDC Card Account, Apple Pay for in-person spendBrighty CardFree entry plan, USDC cashback
- Trade-offs
- Fuse CardiOS and virtual-only access, Receive rails convert incoming fiatBrighty CardNetwork-specific FX gap, Physical terms vary
Costs
7 fields- Plan cost
- Fuse Card$0Brighty Card$0
- FX fee
- Fuse Card0%Brighty CardVisa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- Top-up fee
- Fuse Card0%Brighty Card0%
- Card spending fee
- Fuse Card0%Brighty CardNot disclosed
- ATM fee
- Fuse CardNot availableBrighty CardNot disclosed
- Virtual card
- Fuse CardVirtual card purchase $0 after Bridge KYCBrighty CardVisa and Mastercard: published issue price €2.99; included-card interaction unresolved
- Physical card
- Fuse CardNot available in captured Fuse support pageBrighty CardVisa: One unavailable; Plus includes one and Pro includes two, with €0 issue price
Plans
2 fields- Available plans
- Fuse Card1 plans: Fuse PlusBrighty Card3 plans: One, Plus, Pro
- Top cashback plan
- Fuse CardNot disclosedBrighty CardOne: 0.5%
Everyday use
8 fields- Network
- Fuse CardVisaBrighty CardVisa/Mastercard
- Card formats
- Fuse CardVirtualBrighty CardVirtual, Physical
- ATM withdrawals
- Fuse CardNot availableBrighty CardAvailable
- Mobile wallets
- Fuse CardApple PayBrighty CardApple Pay
- Apps
- Fuse CardiOSBrighty CardiOS, Android
- Daily spending limit
- Fuse Card$2,000/day; $2,000/transactionBrighty CardPublished period is ambiguous: Visa virtual €15k / €15k / €50k; Mastercard virtual €15k / €25k / €50k for One / Plus / Pro
- Monthly spending limit
- Fuse CardMonthly cap not disclosed; daily and transaction caps are approvedBrighty CardPublished period is ambiguous: physical Visa €15k on Plus and €50k on Pro
- ATM limit
- Fuse CardNot availableBrighty CardATM withdrawal limits are not published; only physical Visa fees are known
Funding & transfers
5 fields- Networks
- Fuse CardSolanaBrighty CardEthereum, Tron, Bitcoin SegWit, Bitcoin Legacy, Cardano, Tezos +6
- Crypto deposits
- Fuse CardStablecoins: USDC; Other crypto: SOL, SPL tokensBrighty CardStablecoins: USDC, EURC; Other crypto: BTC, ETH
- Fiat deposits
- Fuse CardUSD virtual bank account, EUR virtual bank accountBrighty CardSEPA / Faster Payments, SWIFT
- Transfers
- Fuse CardStablecoin transfers; ACH / SEPA bank transfersBrighty CardStablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
- Payout currencies
- Fuse CardUSD, EURBrighty CardEUR, GBP, USD, AED
Rewards
3 fields- Base cashback
- Fuse Card0%Brighty Card0.5%
- Max cashback
- Fuse Card0%Brighty Card1.8%
- Reward currency
- Fuse CardNo cashbackBrighty CardUSDC
Earn
5 fields- Advertised APY
- Fuse CardNot disclosedBrighty CardNot disclosed
- How it works
- Fuse CardOptional earn vaultBrighty CardEarn on spending balance
- Separate deposit
- Fuse CardYesBrighty CardNo
- Use balance for spending
- Fuse CardNoBrighty CardYes
- Lock-up
- Fuse CardNot disclosedBrighty CardNo
Trust & availability
7 fields- Custody
- Fuse CardSelf-custodyBrighty CardCustodial
- Control until payment
- Fuse CardYou keep controlBrighty CardProvider controls funds
- Card issuer
- Fuse CardLead BankBrighty CardWallester AS
- Card processing
- Fuse CardBridge Ventures LLC, Squads LabsBrighty CardNot disclosed
- Custody / key management
- Fuse CardNot disclosedBrighty CardFireblocks
- Identity verification
- Fuse CardNot disclosedBrighty CardSumsub
- Programme operator
- Fuse CardBridge Ventures LLCBrighty CardNot disclosed
Sources
2 fields- Official sources
- Fuse Card15Brighty Card25
- Last reviewed
- Fuse CardAug 12, 2026Brighty CardAug 16, 2026
04 · The trade-off
Fuse Card is the stronger all-round choice
Fuse Card finishes ahead with an Overall Score of 74 versus 70 for Brighty Card. Fuse Card has the lower published FX fee (0% vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). Brighty Card has the higher published base cashback rate (0.5% vs 0%).
Brighty Card still comes out ahead for Cashback and Travel, which may matter more than the overall result if that is how you plan to use the card. Fuse Card uses a self-controlled wallet setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Brighty Card lists more stablecoins and ways to send money out (5 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fuse Card and Brighty Card reviews first.
Continue with
Fuse Card
Continue with
Brighty Card
05 · Common questions
Fuse vs Brighty FAQ
Is Fuse or Brighty better overall?
Fuse Card has the higher Overall Score (74 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Fuse or Brighty?
Fuse Card has the lower published FX fee (0% vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Fuse or Brighty?
Brighty Card has the higher published base cashback rate (0.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Fuse and Brighty differ on custody?
Fuse Card uses a self-controlled wallet setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Fuse vs Brighty comparison?
The latest information check for these two cards was August 16, 2026, using 40 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.